Dominic Villa – Summit Funding

My husband and I recently worked with Dominic as first-​time home buyers and had a wonderful experience. He was referred to us by our realtor and we could not have been happier with the recommendation.
Dominic is incredibly clear and communicative, which is of the utmost importance when going through the home buying process. He answered all of our questions in a timely manner and made sure we fully understood each step of the process. He was also quick to get us started — we had a pre-​approval within a week of our first conversation and were able to start bidding on homes right away. He came up with some creative solutions to approve us for the highest amount possible, which allowed us a great deal of flexibility in the types of homes in which we were looking. He was also comfortable with us waiving the loan contingencies on several of our offers, which is key in this competitive market.
I highly recommend Dominic to anyone looking to purchase a home, but especially to those who may be first time home buyers and need a little extra patience and communication about the process. Dominic is always available and quick to respond to any request and will go above and beyond to get you the best rate he has available.

Dominic is my current favorite lender to refer to and work with (he has done 3 refi’s for me). His understanding of communication and customer service far exceeds anyone I have worked with in my career as a Top Producing Realtor. He works tirelessly to get results in a seemingly effortless and drama free manner, again usual for this business. I have no hesitations referring him to all my buyers knowing that they are going to be taken care of as part of the family.

Dominic and his team went above and beyond to secure us a mortgage at a good rate, despite a blemish on our credit report. Dominic is extremely nice, personable and honest. You can trust him to do everything he can to get you a good rate and a quick, aggressive closing.

Dominic Villa is my preferred loan officer at Summit Funding, and time & time again he proves to me & my clients how he truly stands out above the rest! He is efficient, knowledgable, resourceful, and prioritizes communication & honesty above all! He takes the time to help my clients through every stage of the transaction, and always has time for our questions.
Just recently, a client of mine was in the beginning stages of pre-​approval with another lender, and their apparent lack of care and/​or basic reading skills was embarrassing; we immediately switched over to Dominic & Summit Funding, and my client couldn’t be happier with the superb quality of service & care!
Dominic is honest, thorough, and goes above & beyond to take wonderful care of his clients, so don’t waste your time with anyone else!

Dominic was recommended to me by my realtor, Cait Hudson, and was my loan officer for the purchase of my first home!
Dominic was extremely attentive to all of my needs throughout the process. As a first time home buyer, I had a ridiculous amount of questions. With my busy work schedule, I was reviewing documents at all hours of the day and Dominic was always available to be my phone-​a-​friend at any time of the day/​night… speaking of which, I think I also owe a thank you to his wife! lol. There was a night I called him and had him go through every word of the 40 page loan disclosure. If that isn’t a testament to his patience, I don’t know what is!
Dominic also ensured I was locked in at a great interest rate and kept an eye on the market during escrow. Additionally, TRID had just rolled out which was supposed to delay the process 45 – 60 days, but because Dominic was so on top of things, we were able to close in just 30 days!
Might I add… his professional demeanor is also very much extended into his wardrobe. His style and attention to detail is impeccable :)
Even after the transaction, Dominic attended my housewarming party to celebrate my milestone with me! I still text Dominic to this day if I have any questions about documents I receive in the mail and he continues to advise me and provide me information… Thank you so much for everything, Dominic!!!

I met Dominic through my realtor. I talked with him on the phone, and was impressed with his professionalism. I met with him and he was friendly, thorough, and happy to answer any questions and address any concerns. Whenever I had any questions during the process, he quickly responded to my e-​mails with thorough answers. He told me early on that if I had any questions about any of the interactions with his team, that I could always contact him directly.
One of the interesting points about my interaction with Dominic was that the lending guidelines had actually undergone a dramatic change in the month before I had started the process; both the realtor and Dominic had mentioned this. This complicated things, and while Dominic and his team were prepared, there was some confusion in the interaction between escrow and the lender. It wasn’t until I actually read about the changes in policy that I understood how big the changes were. I was then really impressed with how Dominic was actually trying to take advantage of the new policies to keep us on schedule.
Overall, Dominic was very positive, and he and his team kept on top of the escrow company in terms of geting the paperwork done, kept me in the loop and was always available when I had questions.

My wife and I recently purchased a second property in the East Bay, and couldn’t have been happier with Dominic and his team throughout the entire process. He came highly recommended to us from an experienced local real estate agent.
From our first meeting, we knew we had the right man on the job. Dominic is genuine, honest, and hard working, and was always pleasant to deal with throughout our long search for the right property. He and his team were on the ball for the close, even when curve balls appeared, and we needed to give Power of Attorney to a friend while we were out of country for the title signing. He and his team are more than capable, and I wouldn’t hesitate to pass his information on to my friends, or others.

This was our first home purchase, with a peculiar seller, but Dominic’s team made it feel like a breeze. They were responsive, kept us in the loop at every turn, set realistic expectations from the beginning and fought hard to keep all parties in line. He got us the lowest rate, and most important made sure to help keep as much money in our pockets as he could.
We’d highly recommend Dominic and his team!!! They are true professionals and made such a cumbersome process pretty darn fun!
Cheers Summit Funding!!! See you when we refi :)

A loan officer who looks out for your best interest is hard to come by! After having a not-​so-​pleasant experience with the loan officer who helped us buy our home, we were hesitant to enter into a refinance and needed someone we could trust. We knew Dominic was a good fit after he provided us with an honest assessment of the refinance process, what costs we could expect, and monitored the interest rate market until it was beneficial for us. He even provided us with advice on how to get a credit report issue cleared up.
Once we started the refinance process, Dominic checked in with us and regularly sent emails explaining what was going on behind the scenes. Whenever we had questions he was responsive, even making himself available after hours. The refinance went through without any issues and we are extremely happy with the outcome. If you are looking for a loan officer who is trustworthy, professional, responsive, and looking out for your best interests, Dominic is your guy!

A few words I’d use to describe Dominic: awesome, professional, responsive, and generally amazing.
You’d be hard-​pressed to find a loan officer who is as responsive as he is nice. He answered every question about the loan process, no matter how silly. He’s extremely patient — I know this because I know that I needed a little extra hand holding than the average client. He was more than accommodating of my busy work schedule and talked to me at all hours of the day. One day, I probably called him and/​or texted him at least five times and he was as patient with me on the fifth call as he was on the first. I’ll admit (reluctantly) that I might be the first client he’s had who got a little teary on the phone because the process was a bit overwhelming. He handled this awkward situation with patience, poise, and was a true professional. I did get a little well-​deserved teasing afterwards.
Dominic made sure that I got the best loan rate available and was always willing to answer the myriad questions I threw at him. Side note: he’s also extremely fashionable (although I’m not sure who deserves the credit for this — his wife might be dressing him but the end result is still impressive). Besides Angelo Raymundo (who is also equally as awesome and fashionable if you’re looking for a real estate agent), I don’t know anyone who can rock a pocket square like he can.
I promise, you won’t find a better loan officer than Dominic!

Having a business acumen and honest approach are a rare combination in this field. Dom posses both of these qualities and showcases it with everything he does.
What stood out the most with our transaction is he did NOT take my business. I locked a loan at a previous time before we spoke and got in at a very low rate. He took his own time to go over my paperwork. He deemed because of the timing of my loan, he could not best the rate I received from the other company. He advised me to go forward with the other company and just keep him in mind if I had any questions.
His honestly and approach are very refreshing and I hope to work with him in the future. He didn’t take my business that day but he definitely earned it. Would highly recommend him to anyone.

Dominic helped us buy our first home. He walked us through the process, answered all of questions (no matter how silly they were), and always let us know what was going on. Plus, we could tell that he really cared about us. It was great having someone on our team that we could depend on and trust. Hopefully we can do it all again soon!

Dom helped me through the entire process and was very knowledgeable. Really worked within our budget and took all of our needs into consideration. Would really recommend working with him

Dominic was a blast to work with. As a first time home buyer, I needed all the guidance I could get, and Dominic was there to assist me the whole way. He kept me in the loop, made the process not seem daunting or scary, and as enjoyable as possible. I would highly recommend him!

Dominic was recommended to me and I couldn’t be happier. He our made dream of owning a home into a reality, and I can’t thank him enough. We had a «unique» situation, but he was able to overcome the obstacles so that we could reach our goals. I couldn’t have been happier with the way things went.

I really appreciate that Dominic took the time to sit down with me and come up with a plan. I won’t be buying now, but we now have a clear cut path to go down that is going to get us where we want to be. I don’t think most people would take the time to do that, so I think it’s great that he did. Thank You Dominic!

Dominic is awesome! He is one of the few people that I’ve come across who truly cares more about how he can help others more than himself. He is extremely professional yet approachable, always eager to help out, quick to respond and address any questions or concerns, unbelievably patient in walking you through the convoluted loan process, and really just an overall awesome guy. I know I already mentioned how awesome he is, but he is just so awesome that I felt it had to be repeated multiple times.