Opes Advisors

My husband and I had an amazing experience with Ryan Buckholdt and his team throughout the process of buying our home and would highly recommend him! He makes sure we are getting the best mortgage deal possible, is always clear and thorough with his communication, and is always there to answer our questions. We couldn’t have gone through this process without him!

I recently closed on a home in San Jose, CA and was helped by mortgage advisor Jean Adams. As a first time home buyer, the whole process was at first confusing and at times down right frustrating. But she was extremely patient in working with me, not to mention very helpful and knowledgeable. Once in contract, it could not have gone smoother thanks to her expertise. I would recommend her services to friends and will be back myself as well for possible refinance or other purchase.

Tony Crane, our OPES Mortgage Advisor, knowledge and acumen in the matters of refinancing, was instrumental guiding us smoothly and efficiently through the process of refinancing our home. His calmness and assurances, help alleviate the stressfulness that comes from the unfamiliarity in dealing with the requirements of mortgage lenders and the language terms used in this business arena. Tony was very patient in leading us through the maze of documents and procedures required in obtaining a loan. Tony came across as professional, unpretentious, and very personable. Base on our interactions with Tony, OPES gets a high rating from us

We recently worked with Ed Gerety at Opes Advisors to refinance our house. We have worked with Ed several times before and, as always, he and his team did an excellent job of sheparding our paperwork through the channels and making the signing process almost painless. We highly recommend him and Opes Advisors.

I am working with NoelM at OPES and I couldn’t ask for a better broker. This guy not only knows his business he actually cares about his clients. It may sound trite but when you are going through buying and selling a home having someone like Noël and OPES in your corner makes a big difference in your stress level. I can’t say enough about this group except use them and you will be happy you did.

I worked with Noël McCord at the Santa Cruz office of OPES, and he couldn’t have been more patient with us clueless first-​time home buyers. Noël really went out of his way to help overall, explained everything clearly, was incredibly quick with pre-​approval letters, and his going the extra mile specifically with the VA made this process work out just perfectly for us. Noël and his team were just great to work with, and I couldn’t recommend them more highly!

We were referred to Ryan and his team by our Realtor Pete Cullen. They helped us out in so many ways. I had many conversations with Ryan before getting pre approved. He was super helpful in giving me financial advice that was in my best interest. When I finally found a house it was the easiest, smoothest buying experience imaginable. We closed in about three weeks with not one bump in the road. I highly recommend them to anyone and will no doubt use them in the future!

We were referred to Ryan Buckholdt and team by our realtor. We had been looking for a house in the Santa Cruz area for awhile and finally found something that was hot. That meant getting a pre-​approval letter quickly i.e. the same day, and on a Sunday! I had called a mortgage company we used for our refi and they were too slow.
Luckily for us, Ryan and his team were/​are super-​responsive. Ryan is great at what he does. He asked us a series of questions that generated our loan pre-​approval letter. This helped a lot later on because our loan process went very smoothly. He is very knowledgable and listed out multiple scenarios in terms of rates/​limits/​thresholds/​terms so we could make an informed decision. Marta and Theresa helped us get all of the paperwork together. We ended up closing in less than 30 days even with the Christmas and New Year holidays in the mix.
Highly recommend!

We worked with the Santa Cruz office of Opes Advisors-​specifically with Noël McCord. I cannot recommend him enough. He is extremely knowledgeable in what loans are available for each buyer’s situation.

Peter and I wanted to share our thoughts about the wonderful service we experienced during our refinance.
Your team was extremely professional, competent and so easy to work with! We truly appreciate the level of integrity you possess; especially in the light of the challenges with Bank of America and the subordination of our heloc. During the entire process we were always kept in the loop as to which step we were in, the planned time frame for completion and the overall window for finally signing paperwork.
Thanks to Noël, Jessica, and Michelle!