Law Offices of Mitchell N Kay

The biggest «JOKE» of a Collection Agency out there today. This New York collection agency is of one of America’s worst violators of the Fair Debt Collection Practices Act (FDCPA) passed by the U.S. Congress in 1978. Posing as a «law firm» this collection agency is a «JOKE» when trying to intimidate consumers who have defaulted debts in getting them to pay.
Here are some tips on how to deal with these losers:
(1) File multiple complaints with both your state attorney general’s office and consumer protection agency (just google your state’s name and the words «attorney general» and «consumer protection»). Your tax dollars pay their salaries so take advantage of their services. Get letters in writing form the collection agency and creditor that they will not harass you or call you again. SAVE THESE as if they break their promise you can sue them for breach of agreement they made with the state. File complaint after complaint until they get the message to leave you alone. Save all correspondences for court should it be required.
(2) Look up the attorney sending you the letter with his/​her state’s bar association, get his/​her registration number and warn them that you will file a grievance to disbar them if they harass or threaten you. If the letter is sent from New York, here is there contact info (
) and here is how to search up their registration (
)
(3) File a police report if they call to harass you. Save these for court should you need to sue them.
(4) If they call your relatives and ask for your whereabouts (agencies are not supposed to call relatives or other family members when inquiring about another person’s debt!!) file a complaint with your state’s consumer protection agency (you also can file grievances with New Jersey’s and New York’s agencies as they have offices in these states) as well as the Federal Trade Commission (FTC):
New Jersey:
New York:
FTC:
Here is a helpful website from the FTC:
Here are some cases where they were sued for deceptive practices and violation of the Federal Fair Debt Collection Act:
As you can see these shysters are nothing but lowlifes. If the sue you, counter sue them for the same amount in court and keeping filing suits and complaints with the state and federal government. They will get the idea you’re no dope when their «attorneys» are too busy showing up in court getting sued instead of using illegal and unethical practices in order to collect debt they only purchased for pennies on the dollar.

Frequent, harassing phone calls about I don’t know what, because they don’t believe in leaving messages.
Stop calling, or leave a message. Those are your options.

I loved my attorney.
He was so great in helping me with my divorce and my identity case.
Thanks so much.
Loses one star
–Too far away