Farmers Insurance – Jim Harrigan

Jim has been my auto and homeowner’s insurance agent for almost a decade. He has always been reliable and prompt in his communications and service. I might go a couple of years or more without even speaking to him, but he always remembers exactly who am I and many details about my life. He remembers where exactly I work, who my wife is and what she does even though he has never met her; more details than what he has on the record. This quality about Jim lets me know that he really cares about his customers, and I think that quality is indicative of a level of service that has now sadly come to pass. Jim is great, and if you’re looking for a reliable, prompt and caring agent, then he is your man!

I hate having to think or worry about insurance and that is why I feel lucky to have found Jim about 7 years ago. He does the thinking for me and clearly explains my options. He is not looking to nickel and dime you with things you don’t need.

I’ve been a client of Jim’s for over two years now, and all I can say is that I am extremely happy. The first bit of business that I did with Jim was to set up a Roth account. Seeing as I have a 403b and wasn’t familiar with a Roth, Jim explained to me that it was to my advantage to set up a Roth, as the growth would not be taxed (as opposed to traditional IRA’s, in which the money goes into the account pre-​tax). Long-​story short, I am very happy I did so, as I have been able to maximize both types of accounts, one through my employer, and the other independently. Another thing that I found helpful was that Jim understood markets and where the market was at and he helped to guide me in breaking down my allocations. Though I do follow the markets, it helps having someone who understands just where things stand. I should also mention that I had several situations where I had to change my contributions, and Jim was right there, making the necessary changes that same day. This happened on several occasions.
It is because of this attention to the client that I switched over from other agents to use Jim as my primary insurance agent. As an owner of a couple of properties, I found that he gave me competitive quotes with companies that don’t provide the level of service that Farmers does. In short, you may pay a few dollars less for someone you find on the internet, but the level of service you receive will pail in comparison, particularly with an agent like him.