CalHealthAgent

Karen Marriner is great! She is very knowledgeable, helpful, timely and professional to work with for your healthcare needs through Covered CA. She distilled the information I needed and helped me get signed up quickly. I’ve referred my friends to her and they feel the same about Karen’s great service.

Karen Marriner is simply the best!
She helped me get back to Covered California, after I had been mistakenly assigned to Medi-​Cal. Her steps were outlined in a thorough and easy to follow plan, which took only a few days to complete successfully. She even took a call from me while I was waiting on hold with a Medi-​Cal Eligibility Technician, and provided the wording I needed to get the Technician to understand me and get me out of the Medi-​Cal system. I wholeheartedly recommend her to anyone trying to navigate the complexities of the health care system in California — she is excellent!

I discovered Karen through my accountant and she continues to be the best referral I’ve ever gotten. She thoroughly advised me of my healthcare options and helped me feel confident making a decision. When I encountered a problem with a provider who claimed to not accept my insurance (and had me pay 100% out of pocket), Karen did more than double check my coverage. I was nervous about confronting the provider so Karen met me at the office. That was my first time meeting Karen in person and she stood up for me as if I were a longtime friend. I received an apology and my money back from the office. Karen is an amazing woman for more reasons than being the best healthcare agent I’ve ever encountered.

I was unfamiliar with the necessary steps needed to gain health insurance. After reading Karen’s reviews I gave her a call and Karen proved to be the prefect ally in my search for insurance. I am now a member of Blue Shield of California. Karen’s approach was quick, easy, and efficient. She is a great asset to her industry, and I recommend her to any and everyone. Thank you Karen! :)

Karen is amazing! Within a day she cleaned up my Covered CA account and got me back enrolled after the system messed up my eligibility. She clearly knows what she is doing! Along the way she proactively reviewed my information and updated it to make sure I get access to the best insurance option possible. I’m so glad I found her and got her help!

Karen knows the questions to ask and is knowledgeable enough to answer all of ours. My husband and I are changing health plans and because of her expertise, we chose 2 different medicare supplement plans and two prescription plans. She came to our home and stayed until the work was accomplished. It was a pleasure to work with her! I highly recommend her!

Karen went the extra mile to help me! She knew how to dig deep in the system to fix my messes and get me on the right track again. I am one happy client!

I recently had family members who went on Medicare. When they shared with me what they would be paying each month, I thought it was way too high. I wanted to find someone to help, but did not know who to contact. I ended up finding Karen at KM consulting and I was immediately impressed with her knowledge.
My family members used KM consulting to better understand their choices. In their case, Karen helped them to save them just over $ 300 a month per month. They did not give up any coverage and they stayed with the same PPO that they wanted. They also payed Karen nothing for these services, because she is reimbursed by the insurance company.
If you know someone in a similar situation, steer them to Karen. She is able to help people lower their payments, and understand their coverage, without any charge to them. I was very happy with her services and would highly recommend her.

Karen is AWESOME! She worked with me to find the right plan for me with my existing health provider. She is very responsive and extremely helpful. She organized everything! I highly recommend her and would use her again if needed.

Karen knows her stuff and brings that knowledge to bear in a completely customer-​focused business. She’s diligent in following up and handling issues that arrive on the insurance end of things; she’s not just your agent, she’s your advocate. I can’t imagine getting a better result, either on my own or with another agent.

She knows her business. She helped me negotiate the best health plan with great coverage. I couldn’t have done it with out her. She is a blessing.

Karen has been a godsend. She helped me understand and navigate my choices of health insurance and choose the plan that would be the best fit for both me and my (adult) son. She went (and continues to go) above and beyond in outstanding helpful customer service, making the application for insurance a snap and helping to navigate the plan, payments, benefits, providers, and even how to submit claims for out of network providers. She is sharp, knowledgeable, responds quickly to all inquiries, and is warm and friendly on top of it!

I feel so fortunate to have found someone as knowledeable as Karen to help us navigate the complicated maze of the insurance industry. She was helpful in educating us about the best options for my husband and myself based on our needs and finances. She was there every step of the way from filling out the application to determining what company to use for our medications that would have the lowest deductibles and co-​pays.
I highly recommend her
Idelle Roth

We first met Karen when she was speaking at a seminar at the Concord Public Library about navigating through the pitfalls of Covered California. Her entire professional career is based on helping others find the best health coverage. I recommend her, and refer her to anyone needing help with their health care coverage. 5 stars.

Karen gave us excellent, personalized service in selecting a health care provider. We met with her in person and she guided us through every step of the process. In addition, she helped us find coverage through Covered California at a discount. She also assisted with selecting dental insurance. We would recommend Karen highly.

Incredibly helpful and very quick with a response. I was so impressed with her knowledge and efficiency, and whenever I would talk to Karen, I felt like I was her only client. She was friendly and professional, and extremely easy to work with. She was recommended to me by a friend and I have given her card and name to many. I would be so lost in the Health Care world without Karen!

I lost my job recently and was very worried about my health insurance and how I was going to be able to afford it. I called Karen who was calm and empathetic. She was able to help me immediatly and I am now covered on a Kaiser plan. I am so relieved and grateful for Karen’s expertise and professionalism. Oh, and she also took care of my sister who hadn’t had coverage for over 5 years!

Karen is amazing. She makes complicated insurance purchase very easy. She is always on top of it. There is always confusion and mistakes with the new California Covered plans. She has corrected every single one of them. I really would have been lost without her help. I would strongly recommend her as your health insurance Agent.

Professional, knowledgeable, efficient, and wonderfully easy to talk with about the complicated nature of health insurance. Karen was referred to me by another client, as I needed assistance for coordinating COBRA health coverage paired with Medicare Parts A, B, and D for my husband. She also provided advice for myself, to transition from expensive COBRA coverage to inclusive coverage to another plan. Karen was able to expertly de-​tangle *AND* educate me on the issues, laws, and factors in the decision-​making process. She stepped me through the application process, and provided me with the tools to logon and check my account.
I highly recommend Karen for your health insurance questions and requirements — the best of the best.

Karen was full of knowledge to make our transition into private pay insurance an easy and painless. Saving us over $ 1000 a month