The worst choice of a bank. They put a deposit in someone else’s account. It was found only after we reconciled our account. Lucky it wasn’t spent, and we had the balance to support our spending. They also didn’t put in two other deposits cause they couldn’t figure out my wife’s first name. We put a deposit slip in with our account number, what else do you need? And why didn’t they call to resolve it then? You have to reconcile you account all the time to catch THEIR mistakes. You also MUST have a cell phone to access your acct online. You need a login ID and password, but the computer also needs its own passcode too. So every time you log into the computer they have to call or text you a new computer passcode. royal PITA. You also cannot spend outside your«spreading area». That’ll lock your account, and you have to call them to verify it’s ok. While that may be safe, it is embarressing if you are buying food in another town, and customers are behind you rolling their eyes while you talk to the bank. Go ahead and bank here, you’ll regret it soon enough, of that I have no doubt.