Jon Wagher – Caliber Home Loans

Jon has been fantastic to work with. I found him here on Unilocal,and sign my loan documents tomorrow. Everything has been so smooth that we are actually able to close the home early! Jon is very knowledgeable and offered multiple solutions for our unique situation. He referred us to a fabulous real estate agent and home insurance company, which has made the process tick right along. He has been a great communicator, sending us many complete sets of loan options to consider. His staff is also fantastic. I recommend Jon highly, and would absolutely choose to work with him again.

Jon is a first-​class loan officer. He is amazingly responsive and guides his clients through the mortgage process with expertise. Jon earned our trust the first time we met with him (for 2−½ hours!) and he walked us through our options. Throughout our grueling seven month search he was clear, plain and transparent about what was required for a quick and successful close. He provided a customized letter referencing the house address/​MLS # for every house we put an offer on, and promoted our solid funding to the sellers. He connected with the sellers’ agents and our agent whenever needed. This was no small ask given we put in multiple offers that were not accepted. Everything really paid off when we did sign a contract and Jon raced our mortgage through to completion in half the time we expected it to take. He saved us money and gave us peace of mind. Aside from being great at his job, Jon is also just a really thoughtful, likeable person. It was a pleasure to work with him.

Jon Wagher is an EXCEPTIONAL broker! His knowledge and expertise in the field of financing is incredible — he presented us with several loan options, discussed the details of each with pros and cons, found the best rate and deal particular to our situation (I have student loans that require special consideration, which I did not know about). He was on top of things the entire process of buying a house (which can be painful but thanks to Jon went so smoothly!). He went with us to the Escrow company signing to make sure all questions were answered and there were no hiccups. We HIGHLY RECOMMEND Jon Wagher — if you need a mortgage loan, you need to choose a person you can trust. And Jon is exactly that individual! We are very thankful we found him.

Jon is an amazing broker. We came into the home buying process having absolutely no idea what we were doing, and it was a awesome to have such a trustworthy guide.
He got us a super low rate, found us great real estate and home insurance agents, and made the entire loan process as easy as possible.
HIRE THIS MAN.

Jon Wagher was on top of it! I found him through reviews here on Unilocal,looking for folks who knew something about VA Home Loans. I called him and two others — he called me back that evening and asked me all the right questions. I knew he was it.
Great communication, very knowledgeable, got us through a VA Home Loan without a hitch! And, at the last hour he worked with escrow to get them to close everything properly and on time — even after typical business hours! Highly recommend.

Jon was amazing and exactly what we needed as we purchased our first home together. We had some anxiety about the process due to some negative past experiences. We were up front with Jon about this right from the beginning and he went out of his way to make us comfortable throughout the entire home buying process. He checked in regularly with us to update us on the process and was available to us when we needed him to calm us down when we were freaking out! He never made us feel silly for our fears and questions. We can’t recommend Jon enough as a lender!

Jon is the best lender we came across and I could not more happier if I had chosen anybody else. He took so much time to explain about mortgages. since we are first time buyers, we had so many questions. Jon was patient enough to give us all details and suggestions about what would work best for us in long term.
Jon made our entire loan process so smooth. In fact, he gave us the best rate in market and was willing to match if we find any lender with lower rates. He is very knowledgeable and knows a lot of about lending. He is not just into pushing to get any kind of loan. He makes sure you get the best type of loan at best possible rate.
He is so prompt in replying to emails. I think within 2 weeks, entire loan process from approval to closing to registration finished.
I highly recommend Jon if you want your loan process to be as simple as possible.
If I were to buy another home, I will definitely go to Jon.
Thanks Jon for all your help and efforts!

Jon made the crazy mortgage process much more bearable. He’s super speedy, responsive, patient, and easy to understand.

This is the second time our family has had the pleasure of working with Jon. The first time was when my dad worked with him on a home he purchased. And this time, it was me and my husband.
Buying a home is a huge milestone. And being first-​time home buyers, my husband and I could have been really anxious, scared and confused throughout the entire process. HOWEVER, Jon and his amazing team at Cobalt were with us from day one and kindly took time to explain everything (either over email or over the phone) whenever we needed it.
We also loved the level of attention they provided — always making sure we knew what was happening and following up in a really timely manner. We didn’t waste any time and everything was done super efficiently and professionally.
I highly recommend Jon, Skyler and the team at Cobalt Mortgage for all your home-​buying and refinancing needs. They really take care of you!

Jon is a crazy smart, super kind, über patient guy.
He took the time to educate me about various options and how mortgages work– at times writing timely emails way after hours to answer wacky questions I was chewing on as I dove into the loan process.
My new place closed last week after one of the craziest roller coasters of my life. My loan fell through at the last minute (through no fault of anyone’s but a dumb typo by the HOA in a previous sale). Jon had to deliver this very bad news to me. He was straight forward, but couldn’t have been calmer or more respectful. And good news for everyone– Jon ended up working with my real estate agents and me to develop a rather non-​orthodox deal that turned a really bad situation into a happy ending.
Skyler at Cobalt was also awesome with prompt and clear communication to help guide me through the closing process – all made even more impressive as my case was a «worst-​case scenario» situation.
Look no further. You want Jon and team in your corner.

Just bought my first house and Jon was with us from the very beginning. Starting with a pre-​approval meeting out in the cold in January (U-​Village Starbucks, outside with our dog), until closing in June, Jon was always available for questions, and quick to communicate with anything they needed to get the stressful process done while making it as easy as possible for us. I hope everyone that works with Jon has a similar experience to what we had. Also, even after closing, and our loan getting transferred to another company, Jon has been keeping in touch with us to let us know that he is available if any further questions come up. He is a pleasure to work with and I definitely will recommend him to anyone!!!

Another year, another great experience with outstanding service from Jon Wagher and his team. This time around we were looking for a new place to call home and with Jon on our side it couldn’t have been easier. Seriously, if you are house hunting and Jon is your broker, you can’t lose!
He is professional throughout the entire process. His attention to detail results in very accurate and prompt paperwork. With Jon, the process is seamless and pleasant.
He is extremely knowledgeable especially regarding the intricacies of the housing lending market. We personally don’t have time to be on top of the rates latest ups and downs, but Jon lives and breathes this, it is his world and it shows. This is very beneficial when it comes to making such big purchases!
His situational awareness concerning your financial issues and the market is an intangible asset to have in your corner. Jon has an ability to feel out the lender’s intentions or hesitations with great accuracy. This can only come from years of experience.
Most importantly, he is truly invested in your cause. Whether it’s finding that low rate or down payment, Jon manages to block out distractions and completely focus on your goals.
We highly recommend Jon’s services, five stars all around!

Jon Wagher is a top quality loan officer!
We’re fortunate to work with many of his clients for insurance solutions and we hear nothing but the best about the way he works tirelessly, to exceed their expectations!

Jon and his team are FABULOUS. I really lucked out by connecting with him. I recently purchase a third home, and Jon made sure the process was by far the smoothest transaction I’ve had yet… AND it occurred during the government shutdown. He was so far ahead of the game, my loan was not impacted. Jon (and Skyler) did all the heavy lifting for me. They have great integrity, and were very creative when it came to my mortgage options; they didn’t stop working until they found something I was comfortable with. They were quick to respond to questions, provided clear answers, treated me with a lot of respect, made me feel like my business was important, and most impressive, they have continued to follow up with me AFTER closing. I highly recommend Jon Wager.

Jon has been awesome, still totally available to us for questions and help even though our loan is not with his bank. I recommend him highly, especially to anyone who is nervous about financing or managing their loans.

Jon Wagher did an awesome job at helping us get the house we love! Even though he was at a conference during the time we were buying a house, he still worked hard during his break times to get us the right mortgage loan. In only 3 weeks we were able to close on the house! That sounds like record time to me. He is a fast, hard worker in my opinion.
I also like that he took the time to explain all the fees and processes to me. He even met me on a weekend at a location convenient to me. He recommended us ways to save money in the long run, and never pressured us to do things that would seem to only benefit his business.
When I tell my friends that I was able to get a house for under 20% down payment without monthly PMI payment, they are shocked and immediately ask for a referral.

So we just bought our first house and feel very lucky to have had Jon as our loan officer. He was extremely thorough, ready to answer any and all of our questions, and more importantly HONEST. He helped us every step of the way in understanding the ins and outs of the loan process and gave us the extra assurance needed to get through this purchase. You won’t go wrong having Jon on your team. Oh did I say that he looks out for your best interest?!? Thanks Jon!!!
If you are looking for a loan officer, stop looking and just give Jon a call.

I’ve done two loans in the last year with Jon, and both of the experiences were really good.
We refinanced, and it went really smoothly– much better than previous experiences refinancing. Jon works very closely with the underwriters, so he has a lot of ability to move the process along and address underwriting concerns quickly as they arise. In all, it was much smoother and easier than or previous experiences refinancing.
Recently, we also bought a much larger home and used Jon for that one also. Our situation was not uncomplicated because we were keeping our old house as a rental, and we were working with a real estate broker that worked on a reduced commission (which complicates matters apparently), but the whole transaction went through without a hitch.
He gave me really good rates on both of the loans, he knew his stuff, and he handled issues promptly as they arose (I’ve found this is the biggest problem dealing with large lenders– there’s always some minor issue, and nobody tells you, so the loan just sits there waiting for someone to do something.)
In all, very happy with the service, and he’s also just a really nice guy.
Would recommend.

SO bummed! We called Jon to refi again since rated had dropped. It started out great and then — poof! He disappeared. We reached out again a few months later (because he is a friend of a friend and our original experience was a class-​act) and nothin’. Wondering what happened??? All in all, worth a try because if it works out, you’ll be happy.

Like so many people, we bought our Seattle home at the height of the bubble. Our rate wasn’t terrible, but it certainly wasn’t nearly as good as everyone else we knew.
We talked to several mortgage brokers and they all said the same thing… for whatever reason we just weren’t eligible for the all the new programs.
We met with Jon, and he agreed that we weren’t currently eligible, but he also promised to keep an eye on the regulations/​rates and if things changed, he would let us know.
Sure enough, a few months later Jon called and had some ideas. No one else ever followed up with us.
Now, after Jon’s diligent work during (and before) the refinance process, we have the lowest 30 year rate of anyone we know!
We couldn’t be more pleased working with Jon Wagher!