Farmers Insurance – Larry Beaman

What a joke. I wish I had consulted Unilocal before looking for an agent. I insured two homes and a car with Larry and apparently he never set up the insurance on one of them properly. All the info was sent to him to set up payment from my escrow account and he did not complete this. Therefore the home went uninsured for sometime. Thankfully the home didn’t catch on fire or he would find himself in a serious lawsuit.
I had one small claim on my car and after numerous emails of him telling me that the hit and run would be covered Farmers eventually denied the claim. A claim that would have been covered by my previous insurer.
Every email he has sent to resolve these issues is one sentence and he has never bothered to pick up the phone and call me to straighten anything out or apologize.

Dealing with Mr. Beaman is beyond frustrating. He almost never answers the phone and returns messages even less. On the rare occasion you can get him on the phone, he does not follow through on the things he says he will do. Getting him to cancel your policies is nearly impossible.
If you are looking for realizable, honest help with your insurance, I suggest looking elsewhere.

Larry inherited my insurance from another Farmer’s agent. BOA alerted me earlier this year that I was paying too much for my insurance versus similar homes and this is where the drama started as it was my first dealing with Larry. It took a while to reach Larry by phone. We then did lots of back and forth in e-​mail. He told me I didn’t qualify for a car discount with my 21^st Century Car Insurance as I had to have my car insurance with Farmers. I had heard other wise, and it was then confirmed by 21^st Century and another Farmer’s agent. I then found out that I had too high of coverage on my house so the back and forth through e-​mail continued. I only received odd quick replies with no action even when he said he was going to adjust my premium. I finally had to go to another Farmer’s Agent who cleaned up my policy. Larry then tried to take credit for it. I then finally cancelled as even after the clean up, the premium was far less than Larry had it at but still too high for me vs another insurance company. Again, I didn’t hear from Larry after I e-​mailed him to cancel my policy. I then had to call Farmer’s at their1−800 # to get it cancelled. They did tell me it was still active so Larry didn’t cancel it.

Larry Beaman is great. But because he is so busy it’s sometimes hard to get a hold of him. But when you do, he gets the job done.

A+ for Larry Beamn — been with him 10 years — always does a good job!

My personal experiance with Larry Beaman as my Insurance Agent has been exceptional! I said one thing when I signed up with Larry. «If there is a incedent, I don’t want to be tied down taking care of everyone elses work.» Two weeks later, there was a bad incedent. I made 1 phone call, and everthing was handled. From the rental car to the reports and lawsuits, I did not have to do a thing. We had bullet proof protection covering our family and assets. We were protected from knowing the extent the other party was going to make a finacial gain off of us. That is the difference, do you want a website protecting your family. Or a family man who contributes to our comunity and who personally guides you threw protecting you and yours, sealed with a smile and a handshake.
Thank you Larry!

Larry has handled all of our insurance needs for the past several
years. Recently my car was hit and the other party fled
without giving his information. Larry was there every step of the
way. He answered all of our questions, explained our options and he
even arranged for a free loaner car while ours was being fixed – even
though we had foolishly declined the rental car coverage! Larry
doesn’t just sell you insurance – he stands by you when you need it
most. I wholeheartedly recommend Larry. Put your trust in him and
you won’t be disappointed.

Larry is so helpful. We recently bought a established business in Scotts valley and he was there for us. I needed policy’s for the business; fire, workers comp, health, and earthquake. He now also insures our home and cars. Thanks Larry for all your help.

When a fire hit Bonny Doon, Larry Beaman was one of the first phone calls that I received. He assured me that our property was insured and booked a room at the Hilton for me and my family to stay during our mandatory evacuation. In a world where decisions seem to be based solely on price, Larry has not only earned all my insurance business, but also my loyalty.