Matt Dennison

Matt was extremely effective negotiating and managing my refinance this year. He processed my original mortgage and I didn’t hesitate to ask again for his assistance to refinance. He always had my best interest in the forefront of his actions, and I was able to eliminate the mortgage insurance and obtain a lower interest rate from my original mortgage. Matt walked me through each step with clarity and professionalism. I recommend Matt for any mortgage needs!

Highly recommend Matt Dennison as a loan officer. I knew I was in great hands because he came highly recommended by others in the industry. He is knowledgeable, friendly and always makes time to answer our questions. I have found my life time loan officer and I know that when you work with him, you will as well. Side note: his assistant is super sweet and very easy to work with as well.

This guy is the best in the industry, hands down. I am generally turned off by anyone in this industry because I have worked around these people before in banking. When my husband and I were shopping options, we had reached out to a few people to see what they could do for us. We quickly realized that Matt was the go to guy in terms of his knowledge and professionalism. He is on it and I have no regrets. This guy exceeds everyone I’ve met in character and work ethic. I feel like we found a gem who stands out in the great big world of idiot money hungry loan folks.
We are in a great loan, in the house of our dreams. Thanks for looking out for our best interest Matt.

ATTENTION BUSINESS OWNERS WITH SBA LOANS!!!
I first contacted Matt almost by accident. I was in the middle of refinancing my house and got a letter from First Equity promoting their rates. I called Matt and told him I was just doing a quick check. He said that he didn’t mind quoting rates but if I was far along with another lender he did not want me to stiff the person with whom I was working. Just a few days later the lender found out that my SBA business loan had a security interest in my house (a normal requirement) that threw the loan to value ration way out of whack. He kind of threw up his hands and told me I had to straighten it out. I called Matt and he basically said «I can deal with that» which he did. He worked with the SBA rep at my business bank and got the loan through at the original rates. Matt is great to work with and communicates very thoroughly and takes the time to explain what he is mandated to tell you. He certainly is as good as it gets.

I wish I could give Matt 100+ stars! The BEST!
We bought our first home back in 2011 — it was a short sale which had a LOT of issues, and a LOT of waiting! We had worked with a few lenders who didn’t work out (mainly because they didn’t want to deal with a short sale or first time home buyers and all our questions and reservations!) But Matt was there for us anytime we had questions from beginning to end (and beyond!) and his positive attitude really helped when we thought the deal may fall through. Luckily it didn’t and we moved in!
We decided to refinance this year and thanks to Matt, we just closed this week! This time we ran into a fairly large hurdle where Matt, once again, kept us sane and positive. He was able to push everything through and we are super happy!
The best things about having Matt as your lender is his passion and knowledge of the industry, his patience and his accessibility (I swear he was taking my calls while on rides at Disneyland!) :) He is also very organized so getting documents to him, signing docs etc. is a piece of cake!
I believe he does most of his business in the San Diego area, we are up in the Bay Area and felt like he was right here with us the whole time. Truly an amazing find!
Thanks again Matt, til next time! :)

Matt is one of the best in the business. My husband and I have used his services for the past several years and have never been disappointed. He helped us refinance a condo we used to own, when we were told it couldn’t be done by another mortgage company. We then went on to use Matt again when we bought our current home. He is thorough and helpful and covers everything you can imagine, there are no «oops I forgot to mention that» ever!
We have come to know him quite well over the years and when the market is good he contacts us if he sees something that may benefit our families future. Seriously, who does that? Most recent, we called for a refi and he was able to get us processed quick and painlessly and we got our new pool and backyard we always wanted. I’m big on customer service and Matt exceeds my expectations and he is simply the best out there. Amazing Service!

I just want to Thank Matt for his dedication and hard work. He closed one of my client’s Loan in 30 days. This loan was pretty impossible which was successfully closed by Matt. Great Job!

I was reluctant to begin the process of refinancing because of the paperwork that is needed, but I also wanted to remove my ex from my loan papers. Matt made the process easy. Matt supplied the list of what I needed in one email and this made it easy to get everything together all in one shot. The icing on the cake is I am saving almost three hundred dollars each month! Matt even offered to have his notary come to me to sign the papers. It doesn’t get easier than this.

Matt is very friendly and did everything he could to help us and it worked. We couldn’t have asked for anyone better to get our refi done for us. Thanks Matt for all of your help, effort and hard work. We appreciate it:)

My agent referred me to Matt, and I have to say, I was impressed. We went into escrow about the same day he gave me a GFE. From there he was non-​stop to get my loan processed. The seller and I wanted a fast escrow and he got us to closing within about 16 days. Definitely one of that fastest escrows I ever experienced. Matt was very professional, proactive, and quick every step of the way. I love that he takes advantage of the technology and allows me to do everything remotely. I highly recommend him to anyone that needs financing.

Matt is very professional and great to work with! He really made my husband and I feel like he cared about helping us in making the best choice when refinancing our home loan. He communicated well and helped us understand all the loan jargon. He assured us he was available for any and every question or concern we had along the way. He was prompt, available, and easy to work with. I highly recommend him!

I was really concerned about how much time I would have to invest in gathering financials and other documents. I also wasn’t sure at the end of the day it would save me enough money to be worth the time. Matt did an amazing job getting us the best deal and was much smoother than previous experiences I have had. The end result saved me $ 300 per month and added nothing to my loan balance. Excellent result, thanks Matt!

True professional. Matt was the lender on a recent purchase for a client of ours and did an outstanding job. He was prompt, tactful, and I can’t wait to work with him again. I only wish all lenders were as amazing as Matt

Finally decided to become a first time home buyer and at one of the open houses I happened to meet Matt Dennison. I had no idea what I was getting into when it came to purchasing a home. I thought i had done my research/​understood the process, but it’s not until you actually go through this emotional and sometimes frustrating process that you realize «i had no clue». Fortunately, Matt guided me through the process, took his time to explain things to me, gave me the resources I needed to get what I wanted. I had a thousand questions and Matt always had an answer, responded right away, and truly went out of his way to provide me with exceptional service. Its almost a year since I closed and Im still reaching out to Matt for his guidance. Thanks Matt!

If you are looking for a lender that answers ALL your questions so fast, calms your nerves, puts you at ease and saves you money… Matt is the man! Matt helped me buy my first home here in SD. Im a night nurse so our schedules are always opposite. He always kept that in his mind. I would email him/​text at all diff hours of the day and he was so quick to respond. He is always avail and will call just to update me on where we stand. We just recently did a streamline refinance just 6 months later to save even more money! You can honestly tell that Matt loves doing his job and is great at it. He made the whole process stressless. I would highly recommend Matt for your next mortgage lender!!!

If I could give Matt more than 5 stars, I would. We worked with Matt a few years ago when we bought our home; he was referred to us by a trusted friend. This was our 3^rd home purchase, and Matt surpassed any expectation that we had BY FAR. He made the process so quick and easy — everything was straight forward, and he was always available to answer any questions we had. We even closed in 18 days without even trying to rush! I recommend Matt to anyone looking for an honest, reliable, personable and experienced mortgage professional and we will never use anyone else. Thank you, Matt!

I have used Matt several times over the past few years and he has always been great! I have used Matt for two home purchases now, in addition to a refinance for a super low rate. Matt is always available for questions and he is great at what he does. I have recommended Matt to all my friends and coworkers and they have all been happy with his services. If you want someone who is honest, reliable, and efficient, look no further. He makes the loan approval process easy and we closed escrow right on schedule. Thanks Matt!

Working with Matt was extremely easy. I’ve worked with other lenders before and they did not provide the professionalism or knowledge that Matt did. I was able to close escrow in a timely manner just as he had promise. He also explained to me all of the complexity of a 1031 exchange when other lenders weren’t able to. Overall, my experience was great, and I highly recommend his services.

I don’t want to cost him any more time on his weekends by writing this, but Matt is available virtually any day any time. Very professional, greater at explaining complex loan terms and concepts, clearly is passionate about getting buyers into their homes!
But the best part is that Matt has made himself more than available to answer questions after we closed.
Great experience, will definitely use Matt again in the future!
Nick Meisinger
San Diego, CA

Very professional had all the bases covered and the loan closed in fewer days then expected. Matt also updated me on the loans progress EVEN when he was going on vacation with his family. The office staff was also very nice and they followed up on the loan and the documents that were needed and provided printed documents at not additional cost.

I have been in real estate for over 10 years and have worked with many lenders over the years. I have to say Matt is the best!
Matt is an expert in his field and is knowledgeable about the various loan products out there. He takes the time to listen to his clients and their specific situation and recommend the best strategy for them. Every loan that he has done for my clients has closed on time or even early with no drama. I want to emphasize the no drama — because Matt’s pre approvals are as good as an approval. He anticipates any possible issues and facilitates a solution. No 11^th hour surprises with Matt! He communicates throughout the loan process with my clients, with me, and all the other key parties in the transaction.
Matt also has integrity. He puts his clients first. I recently referred him a past client looking to refinance — and once he spoke with them about their goals, he recommended that it didn’t make sense for them to refinance based on their situation. He turned away business because it was not in the client’s best interest!
I will continue to recommend Matt to my clients. I look forward to many more opportunities to work together in the future.

As a Realtor in San Diego, I have worked with many different lender’s.
Believe me when I say they are NOT all equal. I trust my clients with Matt Dennison for so many reasons. I know he will be straight with us and set proper expectations, I know he’ll deliver on those expectations every time, and that the loan will close on-​time or earlier in some situations which always makes everyone happy.
My favorite bragging rights about Matt is that he actually picks up his phone, — or — returns calls, texts and emails immediately, 7 days a week.
If you are buying or selling your home and need a loan for your next purchase or refinance, or even if you have simple questions and need answers — you will be glad you gave him a chance to earn your business!

I see that Matt Dennison has his own Unilocal page and wanted to make sure everyone knows how great he is! :)
When we needed to find ways to save money after experiencing a sharp dip in income last year AND desperately renovate bathrooms that were falling apart, Matt Dennison was the only mortgage broker who had the expertise to find a lower-​interest loan that would help us accomplish both. On top of that, his personal approach of treating us so friendly and fairly during the process was so refreshing and helped ease our concerns during a time of financial stress.
I will always appreciate the time and energy he put into helping us when we were at the end our ropes, and proudly recommend him to anyone needing a mortgage broker. He is simply the best in San Diego — period.