American Preferred Lending

This is an email from Julian Verdugo a Senior Loan Advisor here in regards to contact we had outside of the office. Would you want to trust someone with your financial info who speaks to people like this? He is a very angry man and should not be employed by any mortgage broker/​lender.
«Suck a d*** man, you’re clearly a half a** mechanic and even dumber when it comes to computers.
Before you go and say some stupid s*** about how you’ll be tough etc you should realize that you’re acting like a child and drop it.
f*** off.»

Julian Verdugo at American Preferred Lending is an amazing loan consultant to work with! First of all, I was neither a financial guru nor an experienced home buyer but a first time buying veteran with a vague notion of what escrow meant. Julian’s ability to provide a personable and flexible down-​to-​earth atmosphere made me feel completely comfortable and confident with the home buying process. His customer service skills are beyond comparison and I have never worked with someone who is more dedicated to his customers. Armed with his knowledge, he was able to quickly prepare my fiancée and me for the loan and walk us through each step, carefully explaining each part and notifying us as escrow proceeded and for that I am extremely grateful. Julian is an incredible loan consultant and I have highly recommended him to my friends, family, coworkers, and now to you. I can surely say when you choose Julian or his partners at American Preferred Lending you are in great hands.

Hands down the best financial experience I’ve ever had!
I live in California, have owned several homes, own a rental property and have been through quite a few mortgage transactions over the years. Jason Cota of American Preferred Lending was by far the most professional, intelligent and diligent loan officer I have ever worked with. Jason’s straight talk and deep understanding of the loan process and real estate transactions kept everything on track and on time. Our loan wasn’t an easy one – Jason made sure that not only my wife and I, but everyone involved was kept informed every step of the way. There were no surprises, no «hidden fees» or any other potential pitfalls – it was clear from the start that Jason was working for us and we were the #1 priority in our transaction.
I wouldn’t hesitate for a second to recommend Jason Cota and American Preferred Lending to anyone – if you’re looking for straight talk and an honest deal with a seasoned professional that puts you 1^st, you’ve found the right place…

So glad I called them back! I received a mail piece from American Preferred Lending and after a few weeks of a lot of thought I decided to refinance my home. I am so happy with the amount of money I am saving every month. They also helped me figure out my finances and save for the future. The loan was processed within weeks and everyone was very professional. I’ve recommended this company to my family members and friends.
Thanks American Preferred Lending for your knowledge and support! You guys are awesome!

I worked with both Ashley Blanton in Operations and Ryan McGrew in Lending to secure my home loan in August 2011.
Since I was a brand new San Diego transplant, a first time home buyer and also someone that was dealing with a short sale property, this wasn’t the quickest purchase process. Ashley and Ryan went above and beyond to answer all my questions (there were a lot) regarding every step of the lending process. They helped me understand what to expect with a short sale and were patient through the process, which took five months to complete from my initial purchase offer to holding the keys of my condo. Since short sales involve the owner, the bank and an assessor agreement on a property value/​sale price, there are a lot of moving parts to deal with and without their explanations and guidance I would have been totally overwhelmed.
In short, I can recommend APL without hesitation to anyone looking to secure a home loan or refinance.

These guys sent mail disguised as an official notice from my lender.
Since this is not the first piece of mail on the border of scam and advertising I’ve received regarding my mortgage, I was immediately suspicious, but thought it might be a laugh to call the number provided in the letter.
It was.
From the quality of their mail and phone service, I can only assume these guys are crooks.