Gary Boyer

When my husband and I moved back to Portland and decided to buy a home, Gary was the first person we called. He helped us understand out finances before we even started looking for a home. Once we did finally start looking with our real estate agent, Gary was always available via text when I quickly needed a loan approval on a home. He responded to me within minutes even on the weekends and evenings. He was so helpful in our process and I would recommend him without hesitation.

Gary is amazing and he will do everything he can to advocate for his clients and make a stressful experience as smooth and pleasant as possible. He also has a great team of people who work for/​with him. This is the third time I have gone to Gary to finance my homes and I have been very happy each time. I can’t imagine a better mortgage broker in Portland and would recommend him to anyone and everyone. It is too bad that not every city has a Gary!!!

We had such a positive experience the first time we worked with Gary to refinance our condo, there was no question who we would turn to when we sold our condo and bought our home. Our realtor had suggested someone else, but, we insisted that we would use Gary. We worked mostly with Kendra, Gary’s assistant, and she was great, babysitting us thru the whole process. We were quickly pre-​approved, they quickly let us know what we needed, got us a great rate, answering questions promptly, and kept us on track. The best part about working with this team, is that they are always available, never making us feel like we were ever put on hold.
If you are refinancing, first-​time buyers, buying a new home, call Gary Boyer!

Gary isn’t a mortgage broker. He’s a friend. That’s how you feel after working with Gary. I approached Gary and told him what was going on and what I wanted to buy. Gary advised me on what he would do if he were me and it felt like solid advice. When obstacles presented themselves Gary was always available and often times talked me down to feel like the situation wasn’t so bleak.
My home buying process was unique for a series of reasons but Gary made the process happen smoothly and educated me along the way.
Thanks Gary.

I came to Gary and his team wanting to refinance my home. From the get go, Gary was quick to respond and made the process so easy. We were able to do the whole thing online, which was super helpful since I didn’t necessarily have time to go into their office. My loan processor was readily available via phone and email. She also took the time to explain the items in the process that I didn’t fully understand. I would highly recommend them to anyone looking for a mortgage broker and I plan to use them again the next time around.

Gary was so honest and helpful, he actually gave the the straight scoop and talked himself out of a commission because he said refinancing might not be the best option for me.

For my wife and I, buying a home in Portland in 2015 was an often frustrating experience. However, Gary Boyer and his team were consistently outstanding to work with. We initially met with Gary nearly a year before we began making offers, and immediately found him to be knowledgeable, forthcoming, and patient. Gary provided us with sound, reliable advice for how to begin the process of buying a home, and continued to do so at every step along the way.
As we got closer to buying our home, we encountered difficulty with realtors, inspectors, and contractors, but Gary remained our one trusted ally throughout. His reliability and approachability were a much welcome contrast to that of the other «professionals» that we worked with.
We would, without hesitation, recommend Gary Boyer and his team to anyone buying a home in the Portland area.

I’ve been through the mortgage process a few times, and Gary Boyer is one of the best. From the first time I contacted him about pre-​qualification, to the days after close of escrow, he was always quick to respond, thorough, accurate, and reliable. At every step of the process, he laid out all of the options and even took the extra step of doing the math to show us, long-​term, which would be the best for us.
When little things went wrong that were no fault of his, he nonetheless jumped it to get it fixed.
For instance, we lost our pre-​qual letter just as we were putting in an offer, and emailed him on a Sunday to get another one. He sent it within a few minutes so we didn’t miss our deadline. Also, there was a problem with the appraisal company that was totally not his fault and completely out of his control, but he got involved anyway and got all of the documents in on time. Finally, we had to close escrow long-​distance and he made sure there was enough time built in to ship documents back and forth.
Basically, he promised us that we would close escrow on time and at the interest rate we wanted, and he completely delivered on that promise.
He and his assistant Kendra were both great to work with, and Directors Mortgage has an excellent reputation. My realtor was very happy to hear that I was working with them, and so was the seller’s realtor. Highly recommended.

Gary Boyer and his team are awesome! He really cares about his clients.
Besides Gary being a great guy, he knows what he’s doing. It’s so nice to be confident in your lender and also like working with him.
I would recommend him for sure!

I worked with Gary and his assistant, Kendra, and they were both fantastic. They make the tough job of financing and refinancing as smooth and painless as possible, and get us great rates too!!! They also help in educating their clients with information that will help with financing in the future and that is a great plus. I refer them often! Lynda Mueller, Oregon City, OR

Great experience! My partner and I are both self-​employed which made the home buying process overwhelming. Gary met with us a year before we were ready to buy a home to help us understand what we would need financially to make this a reality. When the time came his team was efficient and easy to work with. When we found our house he and his team worked hard to keep us on track for closing despite the extra paperwork needed due to being self employed. Highly recommend!

Gary is thorough, reliable and very responsive. He and his team make clients feel like family.
I would recommend his services to anyone.
Peggy D, Portland, OR

My husband and I decided to buy our first home together, but we wanted to make good decisions, so we started with the financial end first.
Gary was fantastic from the start. He was friendly and frank with us about how to tune up our credit rating and where we stood financially. I felt confident that he always had things handled on his end of the deal. And he was always responsive and willing to answer any questions we had. And I had a lot of questions!
Things went a little haywire with our lender on closing day, but Gary had the situation in hand and got everything handled first thing the next morning. We closed, we moved in, everything is golden. Plus he got us a better interest rate than I expected.
I highly recommend Gary, without hesitation.

Following Gary from Northwest Mortgage to Directors Mortgage in the middle of my loan application process was one of the best decisions I have ever made. There are some people who you instinctively know to follow on their path through life and Gary is certainly one of them. I don’t think there’s any higher praise I can give him than to say that without his help and guidance I wouldn’t be in possession of a home today.

Gary was a joy to work with during this process. From our first meeting, I felt like I’d known him for years. First of all, he truly listened to what I wanted & needed. During the process, he was always quick to answer questions, and provide education to a 1^st time home buyer like myself. When I finally had an accepted offer, he calmed me down when I started to feel like I couldn’t breathe! Most importantly, he got me into the home I wanted within the budget and tricky time frame I needed. I would happily recommend Gary and his entire team!

We were looking for private investors for our remodeling business and I looked up Gary. Although he wasn’t able to help us as we did not match each other’s criteria, he was very professional and courteous on the phone and would have been great to work with. I usually only write reviews for places or people I have received service from but sometimes there is someone who leaves an impression on me and he was one of them! Surprisingly we also have the same last name!

Gary wasn’t my primary broker; I already had a mortgage broker lined up and ready to go, but I felt I need a quick double check on a few things. So I reached out to a few people, all of whom were very nice, but Gary took it an extra level by providing some details that made me feel confident I had chosen my original broker wisely. That level of customer service is amazingly hard to find!

Gary Boyer is the real MVP. My husband and I, like most people, came to him with a dream and a goal but were dragging behind us a wagon of past credit flaws.
While the road was long, we got there and as of yesterday, officially own our first home together! This is a big deal for us. Like, a real big deal. We’re thrilled and are so happy with our choice to go with Gary Boyer as our mortgage broker. Gary and his whole team, helped this all come together.
He got married and went on his (European!) honeymoon while my husband and I were actively looking at homes — and once we found «the one», his team responded so quickly and accurately in Gary’s absence– it’s like he wasn’t even gone. That’s huge, as it’s always scary when someone you are depending heavily on will be out of the office for an extended amount of time, especially when you’re trying to call DIBS on a house. The transition was flawless and while the process as a whole wasn’t (at no fault of Gary or his team) — overall we are SO happy and thrilled to be able to sleep under a roof we’ll be paying off for the next 30 years.
THANK YOU to Gary Boyer and his whole team!

Having just worked with Gary on a challenging short-​sale purchase, I am now convinced that he’s the best in the business. The closing process was chaotic and confusing to me, but I knew that I was in good hands with Gary and that he would get me across the finish line.
Gary is super organized, passionate about helping people accomplish their goals, and patient with buyers like me who need to be guided through the process. I should also note that he’s more than a mortgage officer – he’s a strategist who will listen to your ideas about real estate and offer his honest feedback and advice.
Last but not least, he got me a killer rate. Thanks Gary!

I have been through 2 refinancing transactions with Gary and he is awesome!
He is always quick to respond to my emails and answered all of my annoying questions.
He explained our refi options and helped us choose the right one. He ended up saving us a bit of money on our monthly payment and got rid of our annoying mortgage insurance.
I will recommend Gary to anyone that needs to buy or refinance a home.

My husband and I bought our first home in September 2014. We did our due diligence researching lenders and we are so happy that we choose NW Mortgage Group to work with. Gary was amazing from start to finish. He was always available to answer questions, no matter how silly. He made us feel comfortable with such a huge step in our lives and he really took the time to help us educate ourselves as to what we were getting into. Besides being really good at his job, he is a wonderful person and a lot of fun to work with.

Apparently I’m in the minority, so maybe it was just a fluke, but we had a very bad experience with Mr. Boyer and his complete lack of communication. Hopefully it doesn’t happen to others.

I honestly can’t say enough great things about working with Gary. He is incredibly responsive, easy to work with, and truly looks out for the best interests of his clients. His advice was superb, and he gives a thoughtful, honest opinion without trying to sell you on anything. My fiancé and I worked with him to purchase our first house, and I would recommend him to anyone who is looking to buy a home. I will definitely go back to him when it’s time to move up from our starter home.

Gary Boyer is a game changer. Nope, a life changer. I met Gary through email after discovering his outstanding reviews on Unilocal.I was living in Seattle at the time but getting ready to move to PDX with my wife. We were not ready to buy a house but I wanted to understand the ins and outs of home buying (being a first time buyer) and he met with us to explain the process months before we made the move to Portland. He is so good at explaining home buying and answering any question about mortgages and financing. We threw a lot at him. He coached us with his expertise and it paid off big time when we were ready to make the biggest purchase of our lives. When we finally moved to Portland, we began the home buying process and we financed our first house through Gary and his team. The process was smooth, enjoyable and surprisingly quick.
More recently we bought a second home. Being a vacation property, our mortgage was significantly different and more complex. But again he and his team rocked it for us every step of the way and seamlessly worked with our bombtastic real estate agent (Rex Buchanan) when things got tricky. We can’t thank Gary and his group enough. If you are wanting to buy a home, thinking of buying a home, or just wondering if you can buy a home, don’t go to a big bank… Do yourself a solid and get in touch with Gary!

We had a very complicated financial situation, but Gary was able to find us financing for the home that we will spend many years in. We move in tomorrow. I originally contacted Pacific Residential Mortgage, in Lake Oswego, with who I had worked with in the past. But their failure to return my phone call within 5 days prompted me to find me to find Gary. He was eager to tackle our unique needs, was prompt with his responses and questions, and quick in finding us financing. I highly recommend him to anyone, not just those with special and difficult situations. Not to mention he’s just a really nice guy, and who can’t resist monkeys?!
Side note; Pac Res did eventually return my phone call, asked for a tone of personal information then never called or emailed me again. I get the feeling that if you don’t want assistance purchasing a half mill $ house then you are wasting their time.

I labored over this review. I typed, deleted, and retyped paragraphs over and over… all in the hopes of really communicating the amount of awe I have for Gary and his team. I know it’s a serious review when that happens to me. This is no review for McDonald’s, folks. This is home-​buying.
When it was first suggested to me that I meet with Gary and see about my ability to qualify for a home loan, I pssssh’d so much I sounded like a tire losing air. Kyle R. finally got sick of my shit, forced me to take a day off from work, and contacted Gary for me. (There’s a reason why I love Kyle R. so much.)
I didn’t qualify at first, but Gary told me how to get there. I followed his advice, and within a short amount of time I was granted that glorious pre-​approval letter that I proudly presented to agents.
I looked at a lot of homes and nagged Gary incessantly before I finally found my beloved home. After my offer was accepted, I still didn’t let up him. I had even more questions. And he answered them… with lots of humor.
We closed right on the date that I requested with the assistance of his assistant (Hi Kendra!) and they stuck by me right up to the title recording by slow-​ass Marion County.
The most important thing to know about Gary is this: He’s going to be your best friend during this whole process. He’ll answer your annoying questions, listen to your woes, laugh at your jokes, and maybe even answer your drunken calls at 2 AM. You’ll trust him more than your agent (especially if you had a bucket-​head like I did) and when he gives you advice on the quality of your home and making smart choices, you’ll listen and believe what he’s saying.
Thank you Gary and Kendra!!!

July 15, 2003: I got the keys. For my house. My home.
Over and ended: a lifetime of living out of boxes; of fearful childhood retreats to grandma’s house when the debts came due; a dream shared with my love, gone by that hot July.
When the key clicked in the lock, my lock, smugly I saw his sweltering apartment, crowded with one of the women he got pregnant. Ha. I got a house!
My friends ate pizza, drank beer in the empty echoing living room. Caton arrived with a 4-​pack of TP and a bottle of cocktail bitters. Jennifer ‘s newly fuchsia hair left a stain on the wall, now hidden by a bookcase. I chose the same color for my first peony. For my house. My home.
–
It could not have happened without the tireless efforts of mortgage broker Gary Boyer. The man got in the mud and wrestled for it, knife in his teeth.
He was kind, professional, and fierce. And, as I’ve learned as I watch unwise deals implode around the city, whip smart. Did he foist an interest-​only loan or a volatile ARM on my uncreditworthy booty? No. The man got me a solid, government-​supported, fixed rate mortgage. Golden.