Baird Warner Financial Services

I went way out of my comfort zone for this. Do not like brokers. We were looking to refinance and went on lending tree. Derek Hedlund from Baird called and we talked about what rates were available and terms. He had different options but I know enough about financing that I was holding ground. He quoted ⁵¹⁄₄ on a 15 year fixed. Wow that’s cheap. We had to jump on this. Everything was going smooth until the call came. Derek said the rate was not ⁵¹⁄₄ he made an error. It was going to be 5.5 (still not bad) I said no way ⁵⁄₁₄ is all I will do. After some discussing (me being very stubborn) we got the ⁵⁄₁₄ and a new mortgage.
Overall things worked out and I have no complaints. If you are looking for a mortgage give him a try. One thing is they do sell the mortgage off.