Rhoda Paul – RPM Mortgage

Rhoda at first seemed very knowledgable and professional, however after letting her know that we were shopping around for mortgages she acted as if she’d NEVER heard of anyone doing such a thing. She put the pressure on us very hard, even after informing her that I had a family medical emergency. She even went as far as to contact our real estate agent to pressure us further (which the agent was surprised by as well).

I trust Rhoda Paul completely, she has helped my clients in too many ways to count. Always available and with a very close attention to detail, Rhoda never ceases to amaze. What separates Rhoda from the pack is her level of service and ability to communicate well. She has held deals together where 99% of the lending community would have thrown in the towel. One of my most valuable contacts, thank you for all that you do Rhoda!

Bought a place, using Rhoda as my mortgage agent and everything went great! She was responsive via email and easily reachable by phone. It was obvious she had been through the process a number of times and that confidence wore off on me in a good way.

I can’t say enough good things about Rhoda. Buying a house, getting a mortgage, these are some of the most stressful things you can do in life. Rhoda went above and beyond, doing everything she could to make sure we had it all buttoned up quickly for a mortgage to satisfy a very anxious seller.
She also helped me tremendously in less tangible ways that count just as much: Providing advice and guidance. She helped me thru a rough patch where I was getting serious cold feet about becoming a homeowner and her calm, friendly demeanor and helpful attitude were priceless.
We are now happy in our Berkeley home, happy with our mortgage, and happy that Rhoda was our broker. Thank you Rhoda!!!

Working with Rhoda has been a pleasure. My wife and I are both self-​employed and although I worked with 2 other mortgage brokers prior to Rhoda, they were not very interested in us. Our tax returns were complicated, DTI was high, etc. She really spent the extra time and effort to help us the through the mortgage approval process. We didn’t end up closing because the real estate market got too hot for us, but we’ll definitely consider her again next year.

My husband and I began looking for a home in March of this year and as first time homebuyers in a very challenging market for buyers without much cash, we had no idea what we were doing. Enter Rhoda, the single reason why we ended up with a conventional loan instead of an FHA loan (we were advised by large banks that we would only be able to go the FHA route which is sometime unattractive to sellers), which would have likely blocked our offer from being accepted. Rhoda is an absolute joy to work with and explained everything about the loan and home-​buying process to us over the course of the many meetings and phone calls that we had. She is extremely thorough and truly made it her personal mission to get us the financing that would make us most competitive when going through the offer process (a daunting prospect for new buyers). She was willing and able to do whatever needed to happen to get our home under contract, which in our case meant meeting the many and varied demands of the bank that was selling our REO home. In such a stressful time, it was wonderful to know completely and unequivocally that our financing was in the most capable hands possible. When the bank asked for loan paperwork late at night, Rhoda had it to us at midnight that night. When the bank asked for an extremely unrealistically fast close, Rhoda made it happen, rushing paperwork that can’t normally be rushed and working around the clock to make sure that all of our ducks were in a row. Probably the most important thing about Rhoda was her constant presence and support. Unlike a large bank, Rhoda was available throughout the entire process as our personal advocate. She secured us an incredible interest rate, meticulously shopping for it until she was satisfied that she’d been able to secure the best rate possible. Without Rhoda’s partnership, diligence, incredible optimistic nature, and unwavering persistence, my husband and I doubt we would have been able to navigate the hurdles involved in purchasing our first home. Because of Rhoda and our agent’s brilliance and commitment, we were lucky enough to begin our home search in March and close on a foreclosure in May of 2013. I cannot recommend Rhoda highly enough and would be happy to speak to anyone about our absolutely wonderful experience working with her and with RPM.

Rhoda was terrific to work with when we re-fi’d our house. And it turned out we have a ton of connections so I was extremely comfortable working with her. And she’s funny and arty to boot! Everything was relatively easy (and we all know that this stuff can be a big pain) but it all happened as quickly as possible and with great ease. Plus she was very generous with us with her fee. Run — don’t walk– to see Rhoda!

I had a situation whereby I was not a great candidate for a home mortgage (I already had a house I owned but in which I was not currently living… well, it’s complicated). Suffice to say, I was SURE that I would not be able to qualify for a home loan. Rhoda worked her magic and figured out everything that a lender needed such that I was able to qualify.
In this current market, it is sellers’ climate so having a pre-​approval letter is imperative to an offer even being considered. Rhoda was able to get me preapproved and, ultimately, a home loan so that I was able to buy the house that I absolutely love.
The process for obtaining a loan is not pleasant at best and, at times downright horrible. Rhoda kept patient with me while at the same time kept close sight to what the lenders required and passed on to me what I needed to do. Ultimately, the loan went through, on time and I moved into the house!
Rhoda knows her stuff and will walk through with you step by step, if necessary. I will recommend Rhoda to others seeking to get a home loan.

We came to Rhoda at the recommendation of our real estate agent, and boy are we glad we did. Through out initial meetings and e-​mails we got to know Rhoda, and more importantly Rhoda got to know us. Being first time home buyers, she was thorough in explaining everything we needed to know and was lightning quick in answering any question we threw her way. More over, her working relationship with our agent made things even easier and smoother.
When it finally came time to put offers in on homes, Rhoda was more than willing to hustle on the closing date and gave off an aura of confidence that really helped us through the pain of the buying process. For the home that we finally wound up in, Rhoda went above and beyond. We had to go out of town for a week just days after our offer was accepted and she somehow managed to get all the loose ends tied up so that we weren’t in a plane above Kansas trying to figure out how to sign and send documents back to her. We owe a lot to Rhoda, she got us an amazing rate, an amazing house, and was absolutely a pleasure to work with throughout.

We just did a re-​fi through Rhoda. She was helpful, thorough and communicative through the entire process. Refinancing and getting qualified for loans is not as easy as it used to be. The process is daunting. Rhoda explained and re-​explained every step, holding our hand through the uncertainty of our appraisal and helping us manage the paperwork, requirements and details. She is a master and nothing got by her. I highly recommend her as a qualified professional and a person who has a culture of excellence in her work.

Rhoda has worked with many of my clients, on a wide range of loans and has proven herself to be truly great. She has worked with a variety of my clients — some had down payment assistance loans from Kaiser, one had a truly complicated situation with European based a start-​up company, some were very nervous first time home buyers who needed a lot of hand-​holding, some were savvy first time home buyers who were shopping for the best loan. Rhoda works hard for her clients, has integrity, knowledge, and makes herself available when you need her. I have been able to count on her to come through for me and my clients 100% of the time.

Rhoda was great. She helped us navigate getting an FHA loan and now we are happily living in our own house! I would definitely recommend Rhoda Paul.

I’m really happy to write this update. Rhoda contacted us about an opportunity to refinance our mortgage at no cost to us. It sounded too good to be true, but it really was. She talked us through the whole process, explained the numbers, and gave us status as we waited for just the right rate.
Rhoda accommodated her schedule to be there for signing, and just like that, we were saving $ 200/​month, a year after buying our house. I am now just as happy with the service as I am with the mortgage. Thanks, Rhoda!