Erick Byrd – RPM Mortgage

Erick and his team are simply phenomenal. They are fast, focused, knowledgeable about the market, and able to be very flexible with financing solutions. We bought our first home in the US and Erick made the process very straight forward and expeditious. He even went the extra mile given our deadlines to get a credit final approval on a Saturday. This is a team of real pros. Best of all he personally managed a very anxious agent who was concerned about financing conditions and timelines and got him on board, which was critical to keeping the seller on board.
I would be extremely happy to recommend Erick and his team to anybody that is looking for competitive products and pricing and wants their financing handled in a professional and efficient manner. You will not regret hiring Erick!

I’m a Realtor and I’ve worked with Erick on over 30 transactions (at least!), including my own mortgage. I know many lenders and mortgage brokers out there, having worked with others, and Erick really stands out; he is thorough, calm, patient, knowledgeable and a wonderful person too!
In all these years working together ALL of our escrows have closed, that’s 100% success rate.
This is a very complicated real estate market, so having someone like Erick on your side will make this often stressful transaction be a bit less so. Hands down, best mortgage broker out there.

I would highly recommend Erick to whomever is looking to buy a home in the Bay Area. My fiancé and I just bought a four unit building in Richmond. We were turned down by one loan company all together, approved for a very low amount that couldn’t get us what we wanted by another, and left high and dry by a third company who failed to run the numbers until we were in the second week of escrow after which he informed us we would need to come up with another $ 25,000 to get the property. Erick was the one who made our dream possible and we wouldn’t be homeowners without him.
Erick and his team at RPM are extremely knowledgable about the loan qualification process and follow up that knowledge with hard work and dedication. I recommended him to my parents who are looking to refinance their house because of what a wonderful job he did.

Erick is such a joy to work with! He made my first home buying experience enjoyable and easy. Erick always made himself available as I had questions along the way.
I have recommended him to numerous friends and colleagues.
He’s the best!

I can’t say enough about Eric and his team. They saved my wife and I about $ 1000 a month on our mortgage. That’s a lot of savings when you’re entering into your retirement years. Super professional team and very polite. I highly recommend them to anyone looking to refi. I give them all the stars in the star rating world.

Erick is the Man!!!
I have had multiple great experiences working with Erick. I know that when I ask him to help one of my customers with their loan pre-​qualification he’ll help them out and will do it FAST!
I’d highly recommend Erick to anyone looking to prepare for purchasing property. He’s a great guy who is on top of his game who makes the home buying process an easy one. A++

Erick has been wonderful. Efficient, lovely to deal with, and completely above board. No shady «promises more than he can deliver» BS. I truly appreciate his professionalism and courtesy, especially in light of how I and my mother were treated by another mortgage broker who literally cost us our purchase of the Berkeley home in which I had been living.
Thankfully, Erick Byrd saved the day and helped us with a complicated transaction. We are so grateful to him for all he has done for us.

As first-​time home buyers in the competitive Bay Area market, we got very lucky to end up with Erick at RPM! We interviewed 4 different mortgage lenders; by far, Erick was the most accurate, professional and honest mortgage broker we met. A few months later, he proved to be an incredible asset to help buy our home. He knew or figure out how to get things done (extremely quick). He (and his RPM team) kept communications clear, accurate and timely; consequently, he helped us close on a home in 3 weeks…
6 months later, Erick contacted us to take advantage of the low rates to refinance our loan and lock-​in at an excellent-​low fixed interest rate (saving us $$$). We decided to check out (again) other mortgage brokers… after 3 other interviews… we couldn’t think of working with anybody else. Erick able to lock-​in an excellent rate for the refinancing of our home AND ensure that paperwork, signatures, and other procedures accommodated our 1 week (MUCH NEEDED) vacation and 4 day meditation retreat.
Too good to be true, you may say. RPM and Erik are just that (blank) good!

We worked with Erick on our purchase of a new home in September 2014.
Normally when you work with a broker you’re expecting a standard experience, but Erick and his team went above and beyond to make our slightly unorthodox transaction smooth. In addition to assisting in negotiations he was diligent about lowering closing costs, and had super communication. Highly recommended.

My husband and I worked with Erick during our recent house hunt and eventual purchase. We’ve been through this process before, but never has it been so easy and seamless. He got us a great rate, set us up so that we could impress sellers with the safety and solidity of our offer, and then managed a short escrow without a hitch. Throughout the process he was very patient and responsive to questions. I would definitely work with Erick again if the need arose.

We were originally referred to Erick by the Realtor that helped us sell our house. When we were ready to buy again, he sent us to Erick for financing help.
Erick has always been there for us to answer questions and get us estimates whenever we have been ready to put an offer on a house. So far we have not bought again, but Erick is still answering questions and spending time with us on the phone whenever we need it.
I can’t recommend him enough, if you need a loan go to Erick!

As a first time home-​buyer, I found the process a bit overwhelming. I really appreciated how Erick took the time to guide me and my husband through all the nuances of qualifying for mortgage. Erick was patient, very available to answer our questions and was able to explain things very well. In the end, he helped us to close on our house within two weeks of making an offer. We really appreciate his professionalism and help!

Erick was referred to me by a colleague who could not say enough good things about working with him and RPM Mortgage. After talking to a few different mortgage companies, Erick consistently gave the clearest and most concise information without it ever feeling like a sales pitch. He didn’t sugar-​coat or lead us to unrealistic expectations about the mortgage process, and we definitely felt like he had our best interests at heart. As soon as we started shopping for homes, we were grateful to have gone with RPM Mortgage and heard from a few selling agents that they have worked with Erick and RPM before, and that they look at offers from buyers using them over a big national bank more favourably because they know the local market and use local appraisers. We have just successfully purchased a home in a competitive market with Erick’s help, and I have already referred friends to him!

Our experience with the Erick Byrd and his team was excellent from start to finish.
This was our first home purchase, so we were starting from very little knowledge of the process. From the very beginning Erick was responsive and accommodating. He walked us through the whole process and took time to explain all of the steps and what the fees would be.
I think what my partner and I appreciated most was the time he took to communicate about the process with us and the effort he put in, which is exemplified by the fact that he personally attended our closing. Considering how new we were to the process, it was great to have that support and to have him there to answer questions about documents we had to sign.
We would definitely recommend Erick to anyone who’s looking for an honest, professional, dedicated, and trustworthy, mortgage broker.

Erick is an extremely reliable professional, patient, clear and always ready for you.
I particluarly appreciated his help as I bought my first house in a foreign country.
Good job Erick!

If you want a mortgage professional that is both helpful and polite, Eric Byrd and RPM is where you want to go!
There is nothing like working with people who are experts in their field, and at the same time treat you with respect and courtesy.
I know who I will work with next time, why change a winning team?

Erick and RPM swooped in and saved the day to help me buy my dream home when a big national lender fell through.
The house I fell in love with was everything I was looking for– which included being a unique property that wasn’t your traditional rectangular box on flat lot. For a national lender sending out an appraiser they didn’t know, this turned out to be a deal breaker, as the underwriters weren’t happy with any of the comps the appraiser brought in. This led to an extension with the sellers and starting over with a new lender from square one.
Luckily for me, that lender was RPM, and I was working with Erick. I told Erick up front about the issues I ran into with the first lender, and he put together a solid plan to go into try number two with the best chance for success. Being a local lender, the first great thing is that RPM understood that every house in the East Bay is not a cookie cutter. Secondly, Erick reached out to find the right appraiser for the job, someone with 35 years of experience in the Bay Area who was knowledgeable enough to find the right comps for my home to alleviate in advance any fears underwriters may have on loaning on a unique home.
Erick was über professional, and very communicative through the entire process. I was a nervous buyer after being burned by my first lender in the 11^th hour. Of course Erick couldn’t make any promises until the loan went to the underwriters, but I felt very confident that the package being sent to them was the absolute best that it could possibly be. And in the end, it worked! RPM came through where the national lender couldn’t, and I’m now the proud owner of my first Bay Area home.

I’d put 6 stars if I could, Erick is that wonderful. We were referred to Erick by a real estate agent friend to look into a REFI that we had been wanting to do for some time but just hadn’t had the time.
Erick met with us right away, explained the process and answered all of our questions very clearly. We moved forward with him and locked in an amazing rate compared to our current rate. Erick was very responsive, clear, knowledegable and considerate throughout the entire process, always keeping excellent customer service up front. We felt very comfortable in working with Erick because we knew that we could trust him and that he would be there for us if we had any questions.
We liked working with RPM in general because they use local affiliates (Appraisers, title co’s, etc) and have close relationships with those affiliates which comes in handy when there is a time crunch to get docs signed, etc. We also loved the streamlined way in which the process unfolds, from E-​Document signing over email (for some, but not all docs) and online secure websites to submit personal information.
We are excited to send our friends and family to Erick for their future mortgage needs because we know he won’t let them down! Kudos to Erick for being such a great ambassador for RPM and the mortgage industry as a whole. The industry could use more Erick Byrds…

Erick was AWESOME and I highly recommend him to anyone!
First: yes the rate was very low. Most of that was the record-​low national rates. But I also shopped around and Erick came in at a great rate.
We had a ton of complicated questions, and at one point I misunderstood a number and was panicked — but Erick was calm and ultra-​responsive took tons of time to explain everything in detail.
I know he was very busy with «re-fi’s» which I think can be a lot more turn-​key. But he slowed down to hold our hand.
One note for first-​time mortgage users: you have to do any rate-​comparisons right up front, since once you’re down the path with one it can be hard to switch. I think for such a big purchase, it’s always a good idea to cost-​compare — but do that immediately after you’ve made the offer. Just fyi.
Thank you Erick! I don’t think we’re buying a house for a long time — but when we do we will definitely be calling you.

Erick was the most helpful broker I spoke with when looking to refinance my mortgage. He was the only person to clearly explain everything I thought to ask, more than that, he was the only person to answer the questions that I should have been asking but didn’t know were important.
His fees were perfectly reasonable and he was able to offer me an incredible rate.
You can’t ask for a more conscientious, reasonable, and thoughtful broker with great rates and low fees. No BS or sales tactics, just clear answers and great rates. Thanks for all your help Erick!