David Lloyd Riverview is an incompetent and uncaring Club. Letters and telephone calls remain unanswered. I joined Riverview at its inception in the early 1990’s through until my resignation for ill health in April 2012. My resignation letter arising from ill health and all subsequent correspondence was DELIBERATELY ignored. My direct debit continued to be charged nonetheless and I was thereby forced to cancel it in September, 2012. David Lloyd have now commenced recovery action through a Uk Company ARC Europe for € 124 plus € 70 fees for one months charge. The last payment should have been in May 2012 if David Lloyd had observed the notice period for retirement with ill health. They have overchaged me by some € 500 and pursuing more. Please be aware that this organisation has no moral compass. If I had known this I would have resigned from the Club when they took over many years ago. AVOIDATALLCOSTS. WHOWANTSTODEALWITHANORGANISATIONWITHSUCHLOWPRINCIPLES.