Life On Medicare

We recently moved to Davis from another state and needed to quickly begin the process of figuring out the best Medicare options here in CA. That meant, of course, doing all the necessary research to choose the best plan that met our health needs, budget, medication issues and proximity to providers and more. Enter Michael, the Life on Medicare guy, and all problems are easily solved with a phone call. 15 minutes later, we have a plan, forms being sent via email to sign and return and a homework assignment to tentatively select a doctor from the online list. Michael actually called and verified for us that the Doc was accepting new patients (if you don’t like the new doc, easyi to switch). A week or so later, company called to verify our info. and now we have a great plan that fits our needs and budget. ALL for FREE! Now I can’t imagine why anyone would NOT seek out a guy like Michael: excellent advice from an expert and at no cost. Plus he is personable and efficient. No-​brainer.

A year ago, I did my research as I was turning 65. I knew a lot but when I called around not one broker or agent could answer all of my questions. Some answers given were wrong. I even had a broker for Blue Cross tell me I could not enroll under the special mandatory acceptance enrollment period because I’d had Medicare coverage already. They wanted to charge me more and add on the penalty for not signing up at 65??? I knew this wrong and I knew if I did this, I’d be stuck with those penalties for life. So, onto the internet I went in search of… Michael. Something on his webpage just drew me in. Maybe because he seemed real. Well, let me tell you, he’s real and he knows what the heck he is talking about. He answered every single question I had. He told me things I didn’t know and most importantly, he gained my full trust. As he said he would, he called me this year to go over my plans. He wanted to make sure the plans I had were working for me and if he could find anything better. Guess what? Instead of paying more for my insurance this year, he found me the exact same coverage elsewhere saving me $ 100. I no longer worry about my Medicare/​Prescription Drug Plans. This is one problem in life that is no longer a problem or hassle every year because of Michael. He really, really cares about the people he is helping and that’s a very rare quality. Thank you so much Michael. Diana
PS As you can see I’m stingy when it comes to giving reviews. I only do reviews for extremely exceptional service or people. With Michael you’ll always get exceptional service from an extremely exceptional person.

Great location easy to find nice office. Sat down with mike to go over my health insurance options as everyone knows its a jungle out their to figure out what’s good for me and get me though that issue. and no broker fee… thanks mike

Very Professional and very knowledgeable on Medicare Insurance issues. Also great to work with on such a big decision. You will like this guy!

I am just turning 65 and I’ve never done that before :) so I had no idea what to do about medicare or hospital plans.
I went to HiCap for information, very nice people but they really had no practical information.
I just started googling around and found Michael.
Besides having a great first name he has been very helpful and delightful to work with.
He selected the best plan for me from a thicket of confusing websites and also helped me in choosing a health care provider. Without his help I would have been walking around blind.
Now I am fully set and if anything goes wrong, or it the situation re: health care changes, he will alert me and help me reset my coverage.
Sometimes you get bad resources on-​line but I am seriously glad I came across Michael.
His services are free to you (provider reimburses him) and the fact he is getting me the best coverage possible at no cost to me is a win win situation.
I honestly can’t think of any reason not to use him. He is a decent honest man full of a lot of useful, practical information. You will be happy you did.
Or you can wander through hundreds of pages of confusing government or health care
providers brochures until you get brain freeze and then make the wrong decision.
Choice is yours.

When I decided it was time for me to get a Medicare Supplemental Insurance plan, it didn’t take very long for me to remember why I hadn’t done it 3 years ago when I first got medicare. It was the problems of too many choices, my unclear understanding of all the insurance lingo, and not enough patience to organize all those options to make the best choice I could for my money.
A good friend told me I needed an insurance broker. I’d never heard of this service. But, what a deal! I found Michael D’Agostino here on Unilocal.He knows the system, the options and the costs. So, he very quickly got to what I was looking for, showed choices to compare, and when I wasn’t qualified for my first choice, he still managed to get me reasonable cost coverage – outside of the annual election period!!! And guess what – you don’t pay the broker!!! The insurance company does. Of course I know that in the big picture we all pay the insurance companies, but I was looking at some pretty serious medical costs and with coverage from the policy I chose the whole thing will be very manageable.
On top of knowing the medicare insurance world very well, Michael is a lively, smart, delightful person and, he paid for coffee :) Like I said, what a deal!!!