Do not do business with these people ! Their billing is a nightmare, not friendly at all. Took over 90 days before bill was sent. Notification for insurance decline took over 90 days after I had to call to see why I got a bill with no explication. No notification was sent in regards to declined on coverage. Just recieved another bill with late fees added when payment arrangements were made prior. Have no clue what they are doing. Do not work with their customers. Horrible service ! Will send threats even with payment arrangements made