Obaid Mohammadi – Wells Fargo

Probably the worst business person I have ever dealt with. Also I’m actually worried about my personal information I provided this guy. His was very fast to collect my information and pull my credit scores. After that he dropped off the radar. Did not return phone calls for well over a week, then when he did finally get back to me the information he was telling me did not seem knowledgable. He said he had a «plan» to get me a loan and that he would need more time. Another few weeks went by, I once again had to continue calling him. Once I heard back from him via email, not even through a phone call he promised a approval letter. Which I never received. I have actually considered having my attorney contact this person because of his complete professional bailment and awful moral code.

We just purchased our home in Walnut Creek in July 2013. I used to be a loan officer, so I am very familiar with the process of financing. I wasn’t sure where to turn when we needed new financing, because most of the banks I had dealt with over the years had closed. I knew I wanted to go directly to a bank because if you go through a broker, you will pay more in fees. I found Obaid through Unilocal,and he got the process started right away. He had the best rate at the best pricing. He spent a great deal of time going over our options with us, 10 year vs. 30 year, rebate or no rebate, etc. We had a slightly tricky situation as we were purchasing the property from my husbands parents, with no realtors involved. He even helped us with a purchase agreement! He got the deal done quickly and we were very happy! Thank you Obaid!

In July, I worked with Obaid to purchase a home in Walnut Creek. Obaid is a consummate professional. He was helpful, informative and extremely thorough. He answered any questions I had promptly, day or night. We closed on time in a pretty tight window, and he was able to match a very competitive rate from a credit union.

Obaid helped us purchase our home in February and I must say he did a fantastic job. Despite several agents cautioning us against BoA lending issues during home closing, Obaid gave us loan terms that were unbeatable and also his professional service that is unmatched. We were quite jittery about going with BoA but it really does depend on who exactly you are working with in the organization. Fortunately we found Obaid who instilled in us a high level of confidence, not to mention the attractive lending terms. Our experience was very positive indeed. Obaid was very helpful, responsive, patient and always available to answer any questions. You are in good hands with Obaid, I would recommend him to anyone who is looking for a lender.

Obaid is fantastic. After one call, you will be impressed with his gentle and thoughtful demeanor and highly systematic approach to making sure that you get the best deal and the best loan. He is tireless, patient, and extremely hard working — my emails are responded to within minutes at any hour of day. One area where Obaid is well ahead of anyone in the business is ensuring clarity — he will ensure that the expectations upon him are spelled out and clear — and then he will do everything to meet them. I can’t say enough great things about him.

I highly recommend Obaid. He is professional, experienced and patient. He was able to help us as we moved cross-​country and helped us purchase two properties simultaneously. He worked tirelessly (after hours) to develop scenarios and solutions to very complicated transactions under short timelines. He did this with our best interest at hand at each step of the process. You can absolutely count on him!

Obaid and his team have helped dozens of my clients over the past few years. He’s always very patient, thorough and honest with everyone. No BS and definitely not pushy. It’s the biggest investment in your life, so you want to make sure it’s someone that is reputable and reliable. His team is a well oiled machine that can help anyone navigate through the complexities of a real estate transaction. I highly recommend him!

We recently closed on a home with Obaid’s help. We were first time home buyers and had a ton of questions. He was super patient, explained things clearly, answered our emails at all odd hours of the night… super accessible. Things went very smoothly and we ended up closing early.

As a Real Estate agent with over 15 years experience in working with other lenders, I can’t say enough good things about Obaid. He is meticulous, organized, responsive, calm and patient with my clients. He also strives to resolve conflict or problems within the lending business. He is more than hardworking and devoted to everyone he works with. I believe in his services so much that I’ve referred friends, family members and I’ll even use him myself for my next home purchase. If you’re looking for someone to support you and put your interests first, Obaid is your guy!

Amazing Amazing Amazing! I got Obaid’s reference from redfin and boy did I thank Redfin agent million times for giving me his reference?
It was great pleasure to work with Obaid and he kept me informed and sane all the time. Obaid matched the best rate on 30 yr fixed and offered even better rate on my equity line of credit.
There were lot of items in my statements that needed explanation and documentation. He is very thorough in his work and his guidance during the process was one thing that kept all things clear and on track.
At times — due to anxiety, I used to call him late in the nights and over the weekends when something was not clear. The guy never got frustrated and answered any crazy question I had and, was available all the time to provide his thoughts and expertise.
He is true professional and I bet I am going to work with him in future for all my mortgage needs and recommend him with no doubts.

We recently closed a home purchase using Obaid’s services. I chose him on a recommendation through Redfin and on the belief that the office might be more efficient because it includes underwriters at the same location. He was always quick, professional and available to answer questions via email. BOA’s process is thorough and generally quite painless. We had no trouble closing on time.

Obaid is an amazing asset that any prospective home buyer would be truly lucky to have in their corner. My wife and I bid on three homes with him as our banker (third time was the charm!), and we witnessed him move mountains on our behalf — both in terms of our bidding process (going the extra mile to reassure the selling agent that the deal was going to happen) and internally (overcoming some of my personal screw-​ups by pounding the table inside BofA).
I can honestly say that we would not have our current place if not for Obaid’s help. I spoke with /​received quotes from at least 10 other lenders during our home-​hunting process and no one was able to match either his rates, or perhaps more importantly, his customer service /​insight /​intangibles. I’d never say this to anyone else at BofA of course, but really wouldn’t bother looking for alternative lenders if we’re in the market again… Obaid is an honest, straightforward and conscientious guy and I know he’d simply tell me to go elsewhere if he couldn’t get me the best deal.
For what it’s worth, I’m an ex-​VC and pretty much a professional negotiator for a living… I would have basically laughed in someone’s face if they said I’d ever write this kind of review for a mortgage broker. Obaid is that good.

Where do I begin, Obaid came through for us in every way!
Buying a home was one of the biggest decisions my wife and I have made together… so naturally we were very precautions at every step. We did A LOT of research and spoke with several recommended mortgage brokers over the course of several months. Our real estate agent referred us to Obaid because she had worked with him in the past and knew he was dependable.
We chose Obaid over our other options for many reasons. He was extremely patient and very thorough in answering all of our questions and we always seemed to get the straight answer where as other mortgage brokers seemed to gloss over certain things or just didn’t seem as knowledgeable as him. Obaid is super accessible and had quick responses for us at every step. We never had to worry about missing any deadlines or jeopardizing our transaction because our lender was slow… Obaid and his team were always ahead of the game and kept us well informed. We were also really concerned about getting the best rate. the rate Obaid got us was just as low and lower than anything other mortgage brokers quoted us.
We were very happy working with Obaid and would recommend him to anyone looking for a home loan.