Fowler & Associates Insurance Services

Called here looking for help with my family’s personal healthcare insurance. Justin was incredibly helpful, thorough, and when unable to help me with another aspect of my situation, referred me to someone else. He was honest and made sure to get me to the right people.
Thanks, Justin!

These folks are very informed. They helped my wife and me to sort out a difficult insurance issue re our business even though they understood it would be unlikely based on their info that I would use their services.

Justin provides stellar customer service, great advice, and will work to find you the best insurance coverage/​policy possible. Highly recommended, a great guy and company overall.

As an offsite CFO & General Counsel, I’ve been looking for a great insurance agent for years. I loathe the high pressure sales attitude.
I couldn’t be more happy with Justin & his team at Fowler & Associates. They have been a dream come true. They are very responsive, informative, kind and no BS. I highly recommend them to anyone with commercial or personal insurance needs.

If I could give more than 5 stars I would. Kyle especially. He truly cares about his clientele and their well being! Found me the cheapest insurance on the spot without a problem over the phone. Fast and easy to work with during my hectic car buying process with Honda. In addition he stayed on the phone with me during 3 different people we were transferred to on the phone. I was having problems communicating with my credit union and when they tried to take advantage of my lack of knowledge involving car insurance he stepped in and made sure everything was set straight. I feel truly blessed to have someone who cares enough to go above and beyond. Now that’s real service!

I was referred to this office by the Dave Ramsey website. Dave has never steered me wrong. Kyle Vallone was fantastic. He made sure he found me the most affordable coverage. The best part is he returns calls promptly. Very Professional. I highly recommend.

Justin handled my complicated auto insurance situation with speed and skill while maintaining excellent communication throughout each step of the process. He always makes himself available to answer any of my questions whether it’s responding to an email or picking up the phone and talking me through the situation and my options.

Before I went to see Justin, I had gone to State Farm, Mutual of Omaha and New England Financial to get quotes for disability insurance. I was feeling totally overwhelmed by comparing the quotes and trying to sort through all the information to find out what best fit my needs.
So I met with Justin because he is an Endorsed Local Provider for the Dave Ramsey show. He helped me figure out first what parameters I needed to set for my disability insurance and to request quotes to meet those parameters. He took the time to explain the terminology and eliminate useless riders that would save me money. Our visit was purely educational and I felt no sales pressure. Since Dave Ramsey has a different provider specifically for life and disability insurance, Justin referred me to them for the actual purchase of products, reflecting on his honesty and ethical principles. I will definitely go back to Justin for future insurance needs!

Its a sheer pleasure working with Justin who is an excellent insurance broker. I’m a current client along with being in the mortgage industry and have referred family, friends, and clients to him knowing they will be taken care of. Justin is able to source highly competitive insurance quotes from different insurers and tailors them to the varying needs of an individual or business. He possesses a high standard of integrity towards doing business and gives solid advice. A great guy to have on your side!

As a Realtor I rely on proffessionals to help my clients get set up for the services they will need. Justin is very proffessional and extremly helpful with anyone I refer him to.
Fowler & Associates Insurance Service provides their clients with great service and they are very personable.
Terri Hale
Coldwell Banker
Pleasanton Ca

Justin went above and beyond my expectations in helping me get the correct auto insurance and home insurance I was seeking. I was impressed with his knowledge and the way he explained things in terms I could understand, not to mention the money he saved me! If you are in or near San Ramon and are looking for an insurance agent that will really take care of you call Justin!

I have had the pleasure working with Justin since 2005. He was the only one who managed to get me an insurance for a business I was just starting in that time.
Justin has been helping me ever since with insurance for my business and private matters. The communication is always quick and smooth, I get a call back or email answer almost instantly.
I highly recommend Justin.
I highly recommend Justin to anyone.

Thanks to Justin, I have been able to save a great deal of money on my insurance and get BETTER coverage than I had before.
When you buy insurance (especially online) sometimes it seems like you’re just paying for a name and big flashy commericals.
Ever had a situation where it seems like you would only get your insurance carrier to cover that windshield repair if the incident happened on the third sunday with a full moon during a leap year? Oh yes, you’d better read that fine print!
Luckily Justin knows his stuff and because of that I know that what I have the coverage I need and I pay less than I used to! I’m happy!

I have known Justin Fowler for more than four years and I can attest to his honesty and pattern of fair dealing. He can always be depended on to provide timely and helpful information. I wish everyone in the business community was as easy to deal with as Justin, then life would be a lot simpler. This man is the real deal!
–Jim Hasse, Walnut Creek, CA

Justin covers my auto insurance needs. I have used his services in the last 2 years and I’m very pleased with his abilities to find me the appropriate deals as well as to answer my specific questions.
He was referenced to me by an insurance agent that covers my company, I have never seen him, we communicate via email only.
I get a high quality service, with minimum time spent on my side (I count this in minutes).
This is the way basis insurance should be done in 21^st century!
Vlada

Talk about a soothing soak in the bath of «dont worry, we’ll take care of it» ! What a insurance mess i was facing, i was so stressed out the paint on the walls was peeling.
After talking to Fowler Insurance, and Justin in particular, the immediate sense of relief was overwhelming.
They continue to work closely with me, explaing the insurance Greek in simple terms and saving money i dont need to throw away on useless insurance, but making sure i have what i DO need. I cant see any reason to change agents for the rest of my life! Thanks Fowler Insurance!!!
Mike B

justin is very friendly and helpful. I received great service and lots of help choosing the right health insurance.

I’ve had only the most positive experiences when dealing with Fowler and Associates. Always prompt to respond, thorough and extremely caring of the individual customer’s needs.
A rare gem in the insurance world.

Was referred to Justin Fowler by a friend and I’ve been with him for 5 years now. He is amazing. Not only does he answer the phone personally when I call, he re-​shops me lower rates yearly. I currently use him for both home and car insurance. I’ve even moved to a different state and I continue to use him as my broker, I’ve never had more personalized attention from an insurance agent.

I have been working with Justin since I started my company 3 years ago. He has been truly proffessional throughout that time. He has obtained really good rates and most importantly, when our company was recently involved in a serious accident Justin took all the pressure off my shoulders and handled all claims so I could get on with running my business.
Cannot say enough good things… Highly recommended.