My husband and I were set on buying a condo in the Hyde Park area as our first home and long term investment. Unfortunately, after we found a condo that met our location and price criteria, we were challenged to find a lender to help finance the purchase. Due to low owner occupancy levels, our credit union would not give us a mortgage for the condo. We reached out to two other banks and another private lender and still had no luck. Thankfully, our real estate agent referred us to FEMBi. Not only did FEMBi give us a loan with fair terms, but they were able to expedite the paperwork and underwriting. Charles Richardson was very helpful in guiding us through the necessary steps and explaining some of the intricate financial details associated with the loan. As first-time homebuyers, the loan process was all new and — at times — confusing. Charles was very patient and accommodating in his willingness to clarify information. We appreciated his quick and through responses to all our questions. His support staff is also very friendly and can be trusted to get the job done well and on time. Our experience with FEMBi was great and we would recommend this company.