I decided to leave my bank for many reasons. I took two weeks going to various banks, talking to account reps, and reading reviews. I chose Wells Fargo… mainly for reviews, but also because, when speaking to them, they seemed very customer oriented. I advised that hidden fees, not being able to access my account, online services, and lack of communication are my main concerns. They were very friendly and assured me that they would be able to work with me… especially since I was also planning to move over my Brokerage and start my business accounts and payroll with them. I set up the accounts and they said I should receive my checks and debit card in 7 – 10 business days. I got them yesterday but there was a daily POS limit listed of $ 2000.00. When I called the customer service number, they said that the managers have the authority to raise or lower that limit. I went to the bank and they said that they couldn’t raise it until after one year. In the mean time, if I wanted to make purchases over 2k in one day, that I would have to physically go into the branch, get a one time authorization then I can make the sale. FUCKYOU! No one tells me when I can or can’t access my funds! If you want access to your money, you’re better off burying your money in a mason jar in your yard rather than to go to Wells Fargo. They might be OK for the average customer just paying bills and buying food, etc, but if you plan on using your account(or god forbid, go on an expensive vacation, find another bank. You will not have access to your money while away from a branch.