David Lerman – 1st Point Lending

Just recently closed on my new home with David’s and his team’s help. My loan was very complicated as I am a small business owner, have other properties in my name, and make child support and alimony payments to name a few. After just a little over a month, we closed the deal with the best rate possible. I was very impressed with his professionalism and knowledge of the lending industry and overall was extremely pleased with his service. Would recommend to anyone buying or re-​financing!

David and his team recently helped us refinance our home after being denied elsewhere. Our case was somewhat complicated and it took longer than usual but we are very happy with
the outcome and are now saving a significant amount of money. Thanks again David, Gleynda & rest of the team!

David is definitely our knight in shining Armour! My husband and I started this long and agonizing loan process with another broker, to buy our first home! After being in escrow for over a month, we were told that we need to switch lenders, that our interest rate will go up and that we will not close on time (!!!) — that was less than a week before we were supposed to close. We have a baby coming, and needless to mention, were extremely stressed out by this and decided that we must work with a more trustworthy broker, especially since our case is a very easy one (only have one bank account, first time buyers, 20% down, etc)
I called David at 4 pm on a Wednesday. By Saturday we already got a new loan approved!!! He and his team were quick, courteous and extremely efficient. They made this procedure a lot easier for us, had a positive attitude and were available for any question or concern, at any time, night or day.
Thank you David, Gleynda, Liza, Jason and everyone else for the help! We are definitely planning on using your services again in future endeavors and recommend you to all of our friends and acquaintances!

David Lerman was really helpful in getting us a loan for a house. It was a long and strenuous process, and he was there the whole way through. He was highly motivated and his services were top notch. I think choosing him was the right choice and I would recommend going to him to anyone who asks.

We recently refinanced and signed documents. We had a very complex situation with many possible sticking points. I can only say if David can’t refi for you then NO ONE can. He looks at all possible legal avenues to make it happen at the very best rate. We were able to lower the payment on our condo by a sizable amount. David and his team stays with you the entire way requesting all necessary documents required by the bank and underwriter to make sure the loan goes through. David really spent a lot of time on our refi and I am grateful for his attention to detail and getting the loan refinanced. Again-​no other lender can do what he does – I’m sure of it.
Thanks,
David

David Lerman is and amazing Loan Officer he made my dream of becoming a home owner come true. I had issues with my credit and was scared to start the process of purchasing a home. I had previously consulted other loan officers which I was not satisfied with. David took his time to help me through out the whole approval process, he was patient and was not pushy at all. David provided me with an amazing customer experience and made my first time home buyer experience amazing and stress free. He kept me updated every step of the process, he took time out of his busy schedule to call me everyday to keep me updated. I am truly grateful to have met David and don’t regret trusting him with making my dream come true. I have worked in customer service for over 8 years and I have to say I expect the best customer service from anyone I do business with. David Lerman and his team
1^st POINT LENDING exceed my expectations of what true customer experience and appreciation is. Thank you David for making my dream come true and I will refer you to all my friends and family!

Prior to meeting David, I was having a really difficult time getting qualified for a home loan. Thankfully, David made it possible! He made the home loan process extremely easy considering I was a first time home buyer. I can’t thank him enough for everything he’s done for me. I highly recommend him, He’s extremely knowledgable and truly goes above and beyond for his clients.

I reached out to David who had helped a friend of mine buy her first home, and right from the beginning David made me feel comfortable and allowed me to ask him many questions. I sent him a couple documents and right away he started working on my (Refinance) loan. David was willing to answer my questions during work hours and made himself available even after work hours. He was extremely helpful and guided me through the entire process. David was able to get me a great deal and I am extremely pleased with the outcome. I would highly recommend him!

David Lerman and 1^st Point Lending were quick in response and invaluable in getting my refi completed. They were always on top of where we were in the process and never hesitated to get back to me with answers. David’s straight to the point and really is working for you to get you the best deal/​rate possible.
Thanks!

Professional and to the point. What else do you need from someone handling your money? Very knowledgeable and upfront. They got me a great deal on my home and made the process simple for me.

As a first time home buyer i could not be happier on choosing David and his fabulous team at 1^st point lending. I had so many questions about the whole process but David put my family and I at ease. David and Glenda where amazing at keeping me up to date with all the paper work that needed to be signed, they went above customer service and made themselves available when we needed them. David is extremely knowledgeable and completely honest there is no going around, he goes straight to the point lets you know what you needs and how long the process will take. As a first time home buyer I 100 percent recommend David and Glenda at 1^st point lending. Thank you guys for giving my family and I our dream home.

Totally recommend David and 1^st Point Lending, especially for first-​time home buyers. David was extremely communicative and very hard working (he even paid a house call late at night when I know he was exhausted). We initially got pre-​approved through a different lender, but that lender completely dropped the ball and after 30 days the seller threatened to cancel our escrow. That’s when we found David and 1^st Point, and within 2 weeks David had closed our loan and we got the house. Everybody on his team was very knowledgeable about the mortgage process and answered every one of our questions patiently and thoroughly. Getting a loan for first-​time home buyers can be a very overwhelming process but David made it so much easier. Wish we had gone with him from the very beginning. Highly recommend.

Just recently purchased a property and David Lerman helped out with our financing. Being a new buyer it was a scary experience but David Lerman and his team did a wonderful job walking us through the process. Best lender you can ask for, can’t wait to do more business with them.

David was a HUGE asset for the entire process. I was trying to get my fiancé and I prequalified for over a year, and when we started working with David we were finally able to really get it pushed through. He really helped my fiancé and I get all our finances in order, and we had our pre-​approval letter before we knew it.
He was a huge help throughout the entire process, always willing to take the extra time or get on a call to make sure our questions were being answered.
David is clearly very experienced, he knew the ins-​and-​outs of every step of the home buying process and was able to make sure we had everything we needed along the way, and that it was being done right. Not only that, but we were FHA first time home buyers, and while were were the «bottom of the barrel» for everyone else we talked to, David took our desire to buy a home as seriously as anyone else, which made him really stand out. When others tried to push us to spend more or put more down, he always had our bottom line in mind and told us honestly what he thought was best for us — turned out he was right!
He got us an AMAZING loan with an AMAZING interest rate, and we wouldn’t be in the awesome house and situation we are in now if it weren’t for him.
David is tells it to you straight, which I appreciate. He is honest, knowledgeable, detail-​oriented, responsive and sees it through to the end.
I’d recommend David to anyone looking for a quality mortgage broker.

Thank you, didn’t know how he refi process worked at all but was walked through it and everything went good.

I wish Unilocal allows me to add extra stars.
I have just refinanced my investment property through David Lerman. He offers the best rate that no other firms in the market can complete. I am also super happy with their services. In the end, they delivered on every single promise.
I referred them to my sister for refinance her home and they were SUPER happy with the service and support.
The whole process took about 3 weeks for me and I didn’t have any single issue. I prepared everything David needed and his team did their part to close the new loan quickly.
So if you are looking for a good rate, then this is your only shop, do not waste your time with any other lenders who also claim to be the best (sorry other lenders, you might be the second best but you can not be the best!).
My recommendation for you is to well prepared your documents and trust David .His team will do their best for you. I am so grateful to them for going far above and beyond to help me.

I’ve had to recently get a refi very quickly for my home. A friend of mine referred me over to 1^st Point Lending, and needless to say they came through very fast and quickly. David Lerman took real good care of me and got my refi incredibly low!
If you need a real good refi, then FPL is your place for quick and reliable service!
Thank you David and team!

I had been shopping around with several brokers when refinancing our condo in Oakland and David was always persistent, honest and would always go the extra mile to get me what I needed. Not only was his rate the best we could get but he was also always very responsive to questions via email and phone any time of the day and his responses were always very informative and helpful. This guy knows his stuff and will roll up his sleeves for assistance of loans of any size. I highly recommend working with him.

David Lerman is extremely knowledgable in the financing/​lending field and for someone who is so young it’s quite impressive. Any question I had was always answered thoroughly and extremely timely. I was made aware of all my options, as well as a thorough explanation of the process, which was a huge issue in my first condo purchase with my pervious lender. David was so involved in my loan that he even sat with me and broke down every form while I closed escrow, and that’s very rare for a lender. I will always appreciate all the work he has done for me, and I would recommend him to anyone looking to have a successful and good experience with a home loan.

I have dealt with FPL for over 5 years, and can say they are the true professionals in the business when it comes to Lending. Alex, the owner/​broker is a no nonsense all business, very smart and resourceful, if he says he can make the deal… he always means it and always comes through with his promises. Altough they can do all types of loans, when it comes to hard money deals he is second to none.
Thank you for always taking care of my clients.
The Real Investor