Allstate Insurance: Cathy Darracott

Went to Darracott after being poorly handled by another Allstate agent. When my auto premiums went up substantially for the 2^nd year in a row despite no claims, tickets or credit rating changes, I asked why and got told it was due to higher underwriting costs and the loss of a «married person» discount, and that my only price reduction possibility was in dropping coverages or suspending the policy during days or weeks I’m not driving a car. True reason for the severe price increase was Allstate practices something called «Price Optimization,» which means they crank up the price on customers their data deems as brand loyal. That is, they gouge you if they think you won’t shop around (do a search for more info and to see other companies that do this). Since I had been with them for many many years, Allstate decided to treat me like a rube. That is the only explanation that fits my situation, and I rewarded them by dropping all my policies immediately. Wasn’t difficult, as Pemco gave me an auto rate which was about half as much as the price paid at Allsate. Maybe the agency does as well as they can with what they get from Allstate to work with, but bottom line is don’t be one of Allstate’s suckers.

I have been using Cathy Darracott for all my insurance needs for the past few years. Everyone in her office has been very helpful whenever I’ve needed anything. The rates they quote with All State are very competitive.
Cathie has even gone out of her way to drop by my work to have me sign a form that I forgot to sign. This was super cool as it saved me having to take time away from work.
Go see Cathy!