Julio Sandoval

Where do I begin? Julio Sandoval is the BEST! I’ve dealt with numerous lenders in the past and none of them can compare to him. He always answers my calls, text messages, emails (unless he’s in a meeting but he always calls me right back). He is extremely knowledgable in different loan programs that will accommodate my client’s needs. If a problem ever arises with a loan he will not rest until he finds a solution. He is very passionate about his work and dedicates a lot of his time to our clients. I am so happy with his work that every time I deal with a new client I ALWAYS refer them to Julio. He is very thorough and explains everything in detail to my clients so they understand the Loan process completely and can feel confident when we start house hunting. As you can tell, I highly recommend him.

Julio is amazing and really does his job well! This is my second time working with Julio, this time around to refinance my home. The first time was as a first time home buyer, both him and his wife Angie did everything so great. I loved my experience they are such a great team! This time around with the refi, it went by so effortlessly. He was able to save me hundreds each month and my closing costs were kept low. As always I have such great respect and admiration for him. He truly cares for his client and their families. Thank you!

I was recommended to Julio by a fellow real estate agent and from the first time I called him which happened to be on a Sunday afternoon — (yes he picked up his phone right away!) — I could tell he was extremely knowledgeable and passionate about his work. You will see that right from the beginning of your loan process Julio will explain in detail all of your available loan options and make wise recommendations while ultimately guiding you to the loan that will be the most comfortable for your financial situation. Julio truly cares about his clients and I feel very confident in recommending him. Julio will always be available to take your calls be it day, evening or weekends and he will happily take his time to answer any questions or concerns you may have not only about your loan but about your entire home buying process as he will also work closely with your agent to make sure your dream of being a homeowner becomes a reality!

Julio help my husband and I purchase our first home, from the first time we met Julio he made us feel like family, he walked us thru every detail, with this being our first home we had no clue, but any questions, and I had a lot, he made you feel so comfortable, I even called him on a Sunday, it’s been 5 mos since we bought our home, and I can and have called him and asked more questions, he is awesome. I would and have recommended Julio to all my friends and family. … It’s good to know someone is working around the clock to make sure you have everything you need. Thanks Julio

Julio was awesome from the beginning! Just like any new homeowner I had a ton of questions and concerns and he answered every text and phone call and explained the process until I was comfortable. Buying a home is stressful but Julio really went out of his way for me and made sure to make the process as smooth as possible. He even met with the inspector for the walk through when i couldn’t. Who does that? I really lucked out with this guy!

Julio did help us a lot to get the loan pre approval, he is soo accurate always on time.
It was a great experience dealing with him.

I just wanted to say that my wife and I had a wonderful experience working with Julio. He put our minds at ease and explained everything in detail and when we had questions he was able to help us understand them in a way that made sense. I highly recommend working with Julio!

Loved working with Julio and his team. They are very professional and knowledgable. They helped me refinance my mortgage and I couldn’t be happier with the whole process. He also cares about people which is very hard to come across this day and age. I highly recommend using him.

I am a Realtor and Julio is my preferred lender. I introduce all of my buyers to him and they all are so impressed with his professionalism that they end up using him as their lender. When I was new to the business Julio met with me on a weekly basis to make sure I had a better understanding of the mortgage side of the business. Anytime I have a question he answers me right away. I assure you that you will be in good hands with Julio.

I have worked with different lender’s and the most important thing to me is communication… and Julio is definitly someone who is stellar! He is thourough on what needs to be done and is very knowledgeable in the industry. I would recomend him to all my friends and family, and I can’t think of someone who I would recomend more!

I recently refinanced my mortgage. I was referred to Julio by a friend and I could not be any more pleased. He was thorough and was available to address any questions or concerns I had along the way. It was a pleasure working with him. Definitely will be back if ever in need of financing again. Thank you for such a smooth transaction.

Julio at Alpine Mortgage recently assisted me while purchasing my FIRST home. He was my loan officer and was very knowledgable on all the programs to best suit me. One thing I appreciated about him is that he really lead the way for my real estate agent and all other parties evolved because he was so knowledgable and on top of EVERYTHING (deadlines, rates, fees: appraisal, HOA Docs, etc.)! Julio, always responded to my text, phone calls, and emails with urgency. He really made it seem like I was his top priority. MORE IMPORTANTLY, I gave him my budget for my mortgage and he made sure to get me their while locking in a good rate. I can not thank him enough for his passion and professionalism at what he does. When I go to refinance of buy my next home I will definitely go to him without a doubt. Lastly, he sent me boxes, a thank you card, and a painting of the place that I bought. Again, just making me feel like I was a priority to him. Thanks for all your hard work Julio!!!

We wanted to refinance our home that we inherited from my parents after they passed, unfortunately we were not in position to do so however Mr Sandoval was very informative and gave all the information so that we will be prepared to do so this year. We will definitely be contacting him when we are in better position to move forward.

My husband and I have worked with Mr. Sandoval on a home purchase as well as on a refi. He is professional, well informed, easy to reach and understanding about the stress that goes on during a real estate transaction. Could not ask for a better lender!

Julio is awesome! Explained everything in detail and was always available to answer any questions I had.

I couldn’t have asked for anyone better to assist me in this entire process. Julio was very accessible, helpful, knowledgable, insightful, and kept me updated at all times. No matter how busy he was, I felt as if all his attention was on my file. Thank you for all your help. Recommended!

Home buying was stressful but Julio guided us thru very smoothly. Thanks for your service (5 stars).

Julio was fast, accurate, and super friendly with his services. It was a pleasure doing business with Julio