Tom was super nice and help me a lot even though we have some difficulty to communicate each other because of my small vocabulary. He was nice and tried to understand what I say. Thank you very much!
Christine L.
Classificação do local: 5 McLean, VA
I had a fabulous experience with Tom Banducci. With his endless patience, depth of knowledge, timely responses to all my inquiries, and speed in expediting my loan, I couldn’t ask for a better loan officer! He has the best interest of his clients in mind and works tirelessly to deliver results — I spent a lot of time doing my own research and he spent an equal amount of time working with me on data models to ensure the best bang for my buck. I had a very short 14 day loan contingency and I never worried about missing the deadline or on the best deal available to me. Thank you Tom! I will definitely be reaching out again if I need a new mortgage or refinancing.
Chris M.
Classificação do local: 5 Pacifica, CA
Fantastic service! My wife and I needed help with a VA loan. We were worried about the complexity, but Tom was there to help us every step of the way.
Eric L.
Classificação do local: 5 San Leandro, CA
I couldn’t be happier with the service and experience I had working with Tom. We first came to work with him when our original mortgage broker told us at the last minute that she couldn’t handle the property we were offering on as it was a duplex. At 3:30 pm the day before offers were due, our Realtor put us in touch with Tom, and he was able to get us pre-approved in time for our offer the next day. Since then, through three offers total and all the way through the end of the escrow process(and beyond), Tom has been great at communicating, explaining our options and the different stages of the process. Especially as a first time home buyer, I appreciated Tom’s care and the time he took to explain anything we were unsure about. I will continue to recommend Tom Banducci to anyone I know who needs a mortgage.
Paula S.
Classificação do local: 5 San Francisco, CA
Tom and his team are very professional, always supplying information escrow needs in a timely manner. Tom works with me and the client throughout the signing and funding process so his transactions flow smoothly. I really appreciate his hands-on approach which makes my job as the Escrow Officer that much easier and his clients all have a great experience as a result.
William S.
Classificação do local: 5 San Francisco, CA
My building worked with Tom on a 6 unit TIC to Condo conversion. He handled all of the loans and, most importantly, worked to keep all of our owners on track to meet important dates so we could all close on the same day. As you might imagine, this was incredibly difficult and Tom definitely needed to be creative in getting us across the finish line. Tom is professional, incredibly patience, innovative and definitely knows what he is doing. We made the right decision going with Tom and you will too!
Mike H.
Classificação do local: 5 Oakland, CA
Tom was truly a knight in shining armor after we had a very difficult time with another lender that was unresponsive, vague and procrastinating. Luckily our realtor recommended Tom to save the day and, in turn, allow us to get the place we wanted. He found us a special loan program specific to the area that enabled us to avoid FHA but still put only 5% down. As first time buyers with no clue how to navigate the systems, Tom and his team made this process relatively painless, smooth and we even closed ahead of schedule! He even found a way to clam down my nervously snippy comments when things were quiet and I was getting impatient. I recommend Tom and Guaranteed Rate to anyone!
Sara F.
Classificação do local: 5 El Cerrito, CA
Tom Banducci was referred to us by a close friend and we were very lucky for that recommendation… Not only were we buying a house for the first time, we were on a tight deadline of two months. Tom helped us navigate the daunting loan documents, and quickly I might add, and in great detail. He was on hand at a moments notice, via email, phone or in the office anytime we had questions or concerns about the process. His expert advice and tireless work was key in getting us into a home within our deadline. I am not sure if we set a record in pre-qualifying through closing in less than two months, but I sure feel like we did! Thank you Tom, you deserve an award!
Matt L.
Classificação do local: 5 CA, CA
Tom recently helped my wife and I navigate the perilous and confusing landscape of the first-time home buyer. A consummate professional, Tom was both patient with us and exceptionally responsive. He was also a great communicator; he always kept us in the loop, told us what needed to be done, and when deadlines were approaching. Buying a home basically amounts to signing a bunch of confusing papers, the end result of which is the disappearance of most of your money. But with Tom’s help, we were able to get through the process with minimal stress and maximum confidence. I’d highly recommend him to anyone looking to buy a home in San Francisco. Thanks again, Tom!
Wiley W.
Classificação do local: 5 Redwood City, CA
Just closed my first home purchase and it has been a great experience to work with Tom on the loan. As a first time buyer, Tom was extremely patient and professional to deal with. We went through several properties until I finally secured the one. Tom was very responsive for pre-approval documents. In dealing with the mortgage lender, appraiser and the title company, every step of the way Tom responded speedily, and with the attention to details. I couldn’t be happier with his superb service.
C H.
Classificação do local: 5 San Bruno, CA
Tom is by far one of the best mortgage lenders in the SF area. The 5 stars are well earned. My husband and I have been involved with several real estate transactions over the years and know having the right mortgage lender can make or break the deal. We recently worked with Tom on a real estate purchase and were so impressed with the quality of his service. He was in constant contact with us during the process, keeping us informed of the status and working with us to get the right loan. Getting a mortgage loan in today’s market is so different than 10 years ago. Tom made what could have been a difficult process, very easy.