Milber Health Insurance Agency

Was referred by a friend when I was having trouble registering online for covered California. Very positive experience. Quick response both by phone and email, able and willing to answer all questions, sent me a detailed list of options and explained each one in depth, recommended the plan best suited for us and explained why. I am now exploring dental and vision insurance with them! Highly recommend!

James and Melaney have helped me over and over again to get decent affordable coverage. First they helped me switch from cobra to a covered Ca plan. Then when my plan dropped my doctor, they helped me move to a plan that did cover my doctor. Then when I lost my job, they helped lower my payments. Then when I got a new job, they figured out my employer’s insurance plan sucked ass and helped me stay on my current plan. They are always responsive and they help you out no matter what your situation. Highly recommended!

James Milber and Melaney were extremely helpful in providing me with very concise information on short-​term insurance plans.
They are very professional, cordial and will often get back to you within a day with a full range of quotes. They were able to answer all of my concerns and questions and the process was extremely easy thanks to them.
I highly recommend the Milber Insurance Agency for any health insurance needs.

I used James several years ago when insurance companies kept rejecting me for having the audacity to be on cholesterol medication. Thought it would be easier to find insurance for my family this time around now that they had to take me but I was wrong. Figuring out what doctors were taking what plans was a nightmare but a quick call to James got us straightened out. His office helped me navigate from my complicated and obscenely expensive COBRA plan to two separate plans that allow everyone in my family to keep their doctors. James followed up when Blue Cross dragged their feet on my kids’ application and helped make sure we were good to go. Very rare these days to have someone so committed to prompt and courteous customer service; very glad to see that all these positive reviews have not gone to his head.

I retired and needed to get Medicare Part B and supplemental and dental insurance. James gave me some answers over the phone, and then at an appt, he reviewed the (many) options and recommended the policies that I ultimately chose. In one hour, he filled out all the applications on line for me and my spouse, handled the first payments, and helped me understand it all with words I could comprehend. I have recommended him to several friends. He is knowledgeable about all the policies out there and immensely helpful, and very nice. So is Melanie who efficiently and immediately dealt with a subsequent problem with Blue Shield. They are terrific!

Thank you James and thank you Unilocalers! After two hours of frustration with the CA exchange (trying to sign up and getting error messages etc.), I turned to Unilocal and found Milber based upon your reviews. James quickly and courteously answered all of my questions, asked the right questions of me, did the calculations, and helped me find the best plan for my budget and tax situation. He even did a work around that lets my coverage start immediately :)
If you want a knowledgable insurance agent who listens well and is courteous, caring and thorough, you’ve found him.
Deb

professional, courteous, knows the answers, fairly priced, always returns calls.
I highly recommend James for taxes, accounting, and health care coverage.

Had no idea how to go about getting health insurance for my and my self. it’s so confusing and just a pain in the but. We called James and his crew and got the ball rolling right away. Had health insurance a few day later. Thanks to people like James, getting health insurance was made easy and efficient.
Thanks guy’s

Man getting health insurance sucks. I spent weeks with KP and hours on robo call with an eventual no. Wanting a human to understand and help me I turned to Milber and with just one friendly phone call and a form fill they opened up options KP didn’t reveal to me and enrolled me no problem. I’ll never do it the other way again. Thanks gents!

Want to make your life a lot easier? Call James. He set me up with covered California in 15 Mins. He is diligent, thorough, caring, and quick.

All the reviews are true on this page — thank you fellow Unilocalers for helping me find this gem of a local business! James combines hands on professional courtesy and a diligent personal touch that is so hard to find in professional services these days. The healthcare enrollment deadline was fast approaching but he personally made sure that I didn’t miss the it with emails, phone messages and even texts throughout the weekend. Thank you!

James and his team are responsive and well-​informed. They have been very helpful in finding an individual health insurance plan. I highly recommend their services!

Excellent!, James was very helpful with finding the right plan for me, very responsive and followed up with everything to get me approved. Thanks for everything.

These guys are spot on and have been a HUGE help with supporting us in choosing a health insurance plan for the coming year. Very attentive – even when the deadline close by and always returned our calls asap. Can’t say enough good things about these guys!

James and Melaney have been extraordinarily helpful. From emailing me a comprehensive side-​by-​side overview of plans, to contacting my health insurance company to ensure my application was processed within my time limits, this health insurance brokerage is respondent and so helpful. I felt no pressure to select any plan in particular. James even calculated my out-​of-​pocket expenses for the year if I selected a PPO. Go with James and Melaney!

James and Melaney have been a fantastic help and a source of solid, reliable information, which is something that is incredibly hard to get in the world of insurance companies. I couldn’t be happier with their service. I highly recommend it!

James was very helpful in getting us fast temporary insurance. We needed it as we found out Blue Cross canceled our insurance! I called James at 3pm on a Friday and had insurance by Saturday morning.
Service like this is hard to find these days!

I had trouble making decisions regarding how best to manage the changes with my health insurance. I contacted James for help. James and Melaney went so far beyond any expectations I had when I contacted them. I would HIGHLY recommend them as they are kind, informed, patient, competent (far beyond other brokers out there) and truly invested in helping their customers. One of the best customer service experiences I have had in the Bay Area. Thanks again James and Melaney, you two really are the best!

James Milber is the best. I am so thankful to have a broker in the neighborhood and not your run of the mill broker out for a quick buck. James sincerely cares about your welfare and really goes out of his way to help you in any way he could. He saved me big bucks by offering me alternative short term care insurance, since this whole ObamaCare took effect. Otherwise, I would have been dead broke. James also responds immediately to your needs. He is very knowledgeble about the marketplace and most of all, someone you could trust. He will be my broker for life. Thanks James!!!
Sincerely, John M.

Great, responsive service. Helped us with our small business coverage over th years and recently assisted us in making a smooth transition to Covered Ca.
Wish more people did business like this.