I cannot say enough good things about Erna from the Law Offices of Michael Heath. She is assisting me in a debt settlement matter. I did the dumbest thing a few years ago and used a credit card to pay off a piece of land I purchased(and shouldn’t have!). This got me into a mound of financial trouble, and then when a family member got into a car accident and wound up in the hospital, things just spiraled and I needed help. Erna was like a shining, big-hearted angel with wings that flew down to save me. Seriously I cannot tell you how helpful this woman has been. I got a ton of letters and solicitations, offering me help, and Erna’s letter was one of the only ones I called for some reason. I’m so glad I did. From the moment I spoke with her she just seemed so helpful and extremely knowledgeable when it comes to debt settlement. She understands the law and knows how much time you have before you are going to be in trouble, and can give you several different options. You get the vibe from her that she genuinely has a passion for helping people. She is also very organized and prepared. I can’t say enough about Erna, and Michael Heath was great too. He will give you a free consultation. I cannot recommend these guys enough.