Brandon Hoyles – RPM Mortgage

There are NOT enough stars here to represent how wonderful Brandon is! My husband and I recently purchased our second home thanks to Brandon. He made what seemed impossible, a reality. Brandon is such a pleasure to work with; a wealth of knowledge, skilled, and most importantly creative. He worked effortlessly with us, always patiently there to answer our endless questions.
Brandon we will ALWAYS refer our friends and family to you! THANK YOU!

Brandon — there’s a reason why I will always refer my clients to you, and that is your utter selflessness. You always put the client first — even to the point of sending them to another lender if it’s their best option. Your patience, breadth of knowledge, and responsiveness are tops in my book. And in this day and age with bidding wars and all-​cash offers, your proactive approach to working with agents gets the job done (and gets my clients’ loan-​contingent offers accepted!).

My husband and I worked with Brandon on the purchase our first home. And he was an absolute pleasure and we highly recommend him.
Let me first say that we weren’t sure where to start when selecting a mortgage broker. It’s a big decision and an emotional process. Our real estate agents (also awesome — Sue Schultes and Mike Murphy (
), suggested that we contact Brandon.
We feel lucky to have found him, especially after hearing horror stories from some of our friends who had brokers that were sketchy or unresponsive.
He always answered his phone or email, proactively communicated with us, took special care to inform us of every detail along the way, listened to our needs, calmed our nerves, and ultimately secured us a fantastic loan without any hassles.
In order to make sure our loan process was as smooth as possible, Brandon collected and secured all of our financial details upfront. ALL details. So many details! His experience taught him to be incredibly thorough and anticipate any follow up questions before the lenders asked, so that our package was as complete as possible.
Plus, he worked well with our agents. In fact, I’d say that they were a true team working on our behalf behind the scenes. This is SO important. Especially in competitive bidding situations in SF (like ours), as every moment, dollar and detail counts. We didn’t have to be the middle-​man between our agents and broker — they already had a great working relationship, and made it easy for us. Highly effective and I wouldn’t do it any other way.

Brandon is extremely knowledgeable and offered the information and guidance necessary for my partner and I to move forward with our home purchase with confidence. Compared to other brokers we spoke with, Brandon was especially cautious and was able to safely navigate us around the pitfalls that could have kept us from getting our loan. In addition, he was able to find us a lender that agreed work with us despite my complicated history. Not only was Brandon successful in getting us a great loan, but he was able to do it for the specific terms most important to us. We are happy that we can recommend Brandon to anyone shopping for a mortgage.

Brandon Hoyles was recommended to us in 2006 by both our first real estate agent and our friend. We bought our first house with Brandon in 2007 as first time homeowners. In the past 12 months, we began searching again for something to suit our growing family. We ended up going through multiple rounds of fruitless offers and rejections, more hare brained ideas than I care to remember (hare brained on our part, not Brandon’s), and a number of other highly unusual, complicated and restrictive circumstances. Throughout everything, Brandon was kind, funny, patient and knowledgeable. If there was something he didn’t know, he quickly referred us to other experts. Even 2 of our real estate agents commented that Brandon was very highly competent and professional. Brandon always responds quickly to email or phone, in organized and detailed fashion, and always delivered on time. Although we just closed another deal with Brandon’s help, I know we will continue to seek his services in the future and we would recommend him without reservation.

Working with Brandon on my refinance was a real pleasure.
I was initially nervous as I had heard horror stories about hidden fees and messed up refinances and this was a big decision for me.
I priced out several different vendors and Brandon offered the best pricing and came with a solid recommendation.
He very responsive to any questions and concerns I had during the process.
The process ended up being fairly painless and I now have a much better loan at a much better rate.
I would highly recommend using Brandon!

Bradon has been great to work with during the past 4 months of house hunting. We had bid on 4 houses, 1that needed a customized preapproval within the hour of seeing the place. I called Brandon at 8pm and we got out a letter to my realtor within 15 minutes.
I appreciate his attention to details and his hoinesty in guiding us though this process. My wife and I were extremenly nervous that the home loan wouldn’t get done, but Brandon was in constant communication with us, proactively asked us for documents to prepare for a smooth close. He worked closely with my realtor and title company. Mision accomplished. We got the keys to our place yesterday.
Thanks, Brandon. You helped make this happen. I strongly recommend Brandon to anyone in need of a home loan!