Prospect Mortgage

Cassie was the best! Always friendly and knowledgeable! From the start she made us a priority. Always got back to my calls or texts promptly and with an answer. We hit a few unforeseen road bumps along the way to buying our home and Cassie always made sure to get a handle on the issue and get things straightened out. She took time and energy out of her own time to help us close in a timely manner. The amount of effort she put in to getting our home for us means the world. No words can express how amazing she was to us! Thank you Prospect and especially Cassie!!!

I have to disclose this one important fact about myself: I am biased against mortgage companies.
Having gone through the process several times with other companies for different properties, I’ve always walked away feeling cheated, lied to and taken advantaged of –until I met Tom Huntley. From the beginning, Tom represented what type of loan we would get, the interest and the payments associated with such loan, and in the end we got exactly what he promised. When unexpected issues popped up (like an error on our credit report) he resolved it before he even brought it to our attention. Another example of how he takes the initiative, Tom verified my employment (as a third party) through a very complicated system set up by my employer. Other companies made me do it myself. I had very little to do administratively, and Tom took care of everything. Our loan was processed in such little time that I myself wasn’t prepared to close. Amazing! Working with other mortgage companies resulted in surprises upon closing — like (PMI fees, when there shouldn’t have been), higher costs than initially represented, inaccurate interest rates, and the number of documents I had to produce, etc. Other mortgage brokers were unresponsive, and caused unnecessary anxiety for an already stressful process. Tom made it easy by setting appropriate expectations and coming through as he promised.
I would highly recommend Tom to anyone.

I worked with Tom on an FHA 203k deal on a triplex. This was our first time buying a home and on top of that we were looking for multi-​unit properties so the numbers were constantly a moving target. Tom was a great asset in answering my questions and giving me updated numbers each time I found a potential with different price/​income figures. I also ended up switching to a Realtor Tom recommended after the first one we worked with didn’t work out, and it was a great decision. Overall, our deal was fairly complicated and arduous but Tom and his team did a great job being creative and making it work for us. I would definitely work with them again.

Tom continues to save the day for me when buyers come to me with «their own» lender. Tom stays on top of new loan products that become available. He loves to work with loan products that other lenders either don’t know about or won’t touch because they are complex. Tom looks at a buyers qualifications and finds the perfect product then tailors a loan that buyers are comfortable with and that gets the deal closed. He has helped me get buyers in to a house where others have failed. He is smart, knowledgable and easy to work with, and, he’s a great guy!

Tom Huntley Team for FHA 203k loans knows what they are doing and gets them closed in 30 – 45 days most of the time. I’ve found Tom and his team to be very knowledgable with regards to this loan program. Realize that some FHA 203k loans take a bit longer to close and it may not be their fault, sometimes it take a bit longer to get a bid back from a contractor or two. I have found them very sharp when it comes to the FannieMae HomeStyle Renovation loan product as well.

Paul Pisaro and Tom Huntley have no experience in getting a FHA or USDA closed for a buyer/​client who has credit issues. He’ll get you pre-​approved, run your credit through the wringer, have you Jump through hoops, and then when you get ready to close it’s «oh the underwriter won’t approve it, there’s nothing else we can do for you.» He cover his own rear and blame you for not «being more upfront» when you given him all of the documentation he ever asked for and then some. I was approved and quickly closed my same loan with Caliber Mortgage with no problem. This guy is a terrible loan officer and I suggest you avoid him and his «Team Huntley» at all costs. I lost my $ 550 appraisal fee and 2 – 3 months of time dealing with these guys.

We just purchased a home in Healdsburg. Hunt Conrad was very helpful in solving a variety of issues throughout the process. We were able to obtain a loan that met our needs at an excellent interest rate. Bob in Healdsburg

Warning: Do NOT ever use this company. Justin Harris and the people who work with him are horrible. They caused us to lose our dream home because they are IDIOTS!!! They do NOT work and will tell you a mouthful of lies. They sat on our paper work even though we were calling, visiting, emailing and our real estate agent were hard at work. We provided everything they needed but dropped the ball. After the regional director was contacted they still lied to us telling us they would get it done. If you want a house do NOT go to these people. They will smile to your face but do NOTHING! The next step for us is a lawsuit.