Mares Mortgage

I’ve used Mares Mortgage for the past 7 years, and I can’t see myself using anyone else. Oscar at Mares is always reaching out to let me know when I have an opportunity to lock in a more favorable rate, and the service is amazing. Honest folks, great service… you can’t go wrong here.

Oscar Gonzalez was diligent in helping me with my refinance ! He advised to wait an extra week so that I could lock in better rate, which I did .I would recommend Mares to anyone needing a Loan or refinance !

We are very grateful for Mares Mortgage. Always available to answer questions and had our best interest in mind through the process.

Recently refinanced our home and used Cubie Hernandez at Mares Mortgage. His knowledge of the process and the breadth of experience on the home mortgage industry really proved invaluable. From beginning to end he help make the process as stress and painless as possible. Courteous, professional, thorough and customer friendly is how I would describe his involvement in my loan refi. Highly recommend the company and this agent in particular.

My husband and I are extremely pleased on how smoothly our refinance went through with Christian Hernandez help! We are super excited as we’ll be saving a few hundred $ every month on our mortgage payment. Christian is the man to go to His expertise and knowledge is superb. He helped us buy our first home and he was very helpful through out the entire process. We were so pleased we just knew we had to go back to him to refinance. He’s the man to go to for all your mortgage needs!

My wife and I had an incredible experience with Christian Hernandez at Mares. It was our first home buying experience and we had a LOT of questions, all of which were patiently and expertly answered by Christian and his team. We were able to close very quickly and I really don’t think the process could have gone any more smoothly. We’re grateful for Christian’s expertise and the whole Mares Team’s guidance and support throughout the process.

Oscar at Mares Mortgage has been our go to person for all of our home mortgage needs. We have been his clients for over 8 years. He is extremely trustworthy and knowledgeable in his field. I know when we ask Oscar for his advice he always has our best interest. He has been there for our first home purchase and any questions we had throughout the process. Definitely recommend Mares Mortgage!

Mares mortgage is truly amazing. You are treated with the utmost respect. When you talk to the agents, they take their time to fully explain each step of the buying/​refinancing process. I have bought 2 homes and refinance once with Mares. Working with Cutberto III is nothing short of perfection. He and his team are bright, sharp, and very professional.
Don’t let distance be an issue. I live in Palmdale and handled everything over email and through phone conversations. You never have to drive anywhere, as everything is brought or mailed to you.
Highly recommended.
If you or someone you know are in the market to purchase or refi, give them a call first. You’ll be a life long customer.

I had no idea what I was getting myself into buying a house, but mares mortgage was there with me every step of the way. I now own a single family home, which I would have never thought I could get.

The best experience possible for such a stressful time! Christian Hernandez is not only professional, but also calm and informed about everything that goes into the home buying process. We were new to the process and didn’t know all that was involved. We are so thankful we chose Mares Mortgage to walk us through it and assure us along the way! Thank you again and we would highly recommend them to anyone!

I have been a client for over 5 years. Between my personal and business financial needs, Mares Mortgage and Christian Hernandez, in particular, have been a godsend. Professionalism and honesty are their hallmarks. This is why I refer all my family and friends to Christian.

If I could give Cubie from Mares mortgage ten stars I would! He was fantastic to work with in purchasing our new home. In this competitive real estate landscape Cubie was an invaluable asset throughout the buying process. He was incredibly patient and knowledgable which was crucial during the stressful first time home buying process. I am so grateful for all of the hard work Cubie put into our loan. He was available ²⁴⁄₇ for any questions my husband and I had. Cubie is my mortgage broker for life and I have recommended his services to my family and friends. Thank you Cubie and the team at Mares mortgage!

I loved working with Oscar Martinez at Mares Mortgage! Let’s face it — financing a home purchase is a pain. There are constant demands for documents and more documents, and the process usually drags on and on. Oscar was amazing — he handled it all, and was so easy to work with. I highly recommend (hence, the 5 stars) Mares Mortgage. They were recommended to me by Tom Hribar, the realtor, and it was a great recommendation. I’ll go back to them if I ever need to refinance or buy another home. Great experience!

Wow, just had an amazing experience refinancing my mortgage loan. (never thought I’d say that!).
If you need a mortgage loan or want to refinance, this is the place! I can trust Eduardo from now on with anything that has to do with my mortgage.

I didn’t think I would get a loan and Mares found the perfect lender for me. Talk about a personal touch, when I needed to ask them questions, there was no problem getting a hold of them immediately.
Ask for Christian Hernandez. He is the man!

We used Mares for our refinance on our mortgage. Christian was so helpful for all of our questions and made the process way less overwhelming than we thought it would be. The customer service was outstanding, working around our hectic schedules and he was so thorough with the explanations on everything. They ended up saving us a ton with competitive rates and their fees were all reasonable and clear cut. We’d gladly use them again!

We have been looking for home and working with Oscar for years. We changed the search market and the real estate agent several time before we found a home. However, Oscar was the only one we trusted and kept by our side due to his high level of customer service.
Oscar is Loyal, Responsive, and most importantly Knowledgeable and Honest.
You will only get the right answer and information from Mars Mortgage. They will find the best way to fit your needs and your financials and they will partner with you every step of the way.
Thank you Oscar for the hard work and commitment getting our loan at the best rate despite the market instability.

I have known Cubie Hernandez for over 10yrs and recently solicited his help on the purchase of my first investment property.
I recently purchased a 4-​plex in Long Beach. I wanted to purchase the property using FHA financing. It was my understanding that FHA financing was extremely difficult to obtain and required a number of «extra» due diligence compared to traditional financing. However, Cubie was extremely diligent in keeping me apprised of everything I needed to complete in order to obtain the financing. Not only did he make the process simple, he communicated his ability to close a transaction using FHA with the seller and their agent. In doing so, I am convinced Cubie was the reason we were picked to purchase the 4-​plex over the other buyers.
Thanks to Cubie and Mares Mortgage for all their help. I have recommended Cubie to others whom have had similarly great experiences. I will continue to work with Cubie on all of my future purchases and refinances.
Ben

Mares Mortgage is a MUST for all of your mortgage and home purchasing needs. Almost two full years ago now, I was a first time home buyer. I knew absolutely nothing when it came to purchasing a home and what it entails. I found Mares Mortgage and their team of Mortgage professionals, and everything changed for the better. I had the pleasure of working with Christian Hernandez, one of the mortgage brokers here and I have to say everything I experienced in regards to his work ethic, attention to detail, and customer service was top notch!
It can be very intimidating buying your first home, or any home for that matter. However, Christian never made my knowledge levels feel as if they were inadequate. He took the time to thoroughly explain every step of the process and made sure I understood exactly where we were in each step of the transaction.
The best part about Christian Hernandez, and the entire group at Mares Mortgage, is that they care. You can tell they are genuine, hard working people who’s main focus above anything else is to do the best possible job for their clients. I could tell that their main interest was to make sure that I got in my home in a timely, and smooth manner so I could begin this next chapter of my life.
I have to be 100% honest and say that Mares Mortgage is the ONLY way to go when it comes to your mortgage needs. Two thumbs way way up!

Mid Dec. 2014, I joined the race to Refi. By mid Jan. 2015 the termite inspector found termites eating my Loma Vista home. Dismayed, I posted a call for help on the NextDoor website.

Christian Hernandez not only answered my call for a General Contractor but also answered my non-​verbal call for a next door neighbor.
As we talked and our mutual interests clicked, all my frustrations with my Refi efforts became clear. Christian introduced me to Mares Mortgage and solved my Refi problems!
Christian Hernandez represents more than Mares Mortgage. He becomes the friend everyone wants on their side.
Firing a frustrating Lender is not easy and is certainly not a pleasant undertaking. Christian fixed the Refi experience for me and dropped my interest rate by ¾%. That’s right: From 4.125% to 3.375%
Thank you, Christian. … «I love you man!» …