Bay Area Credit Service

Dang it Unilocal,let’s get a «negative star» rating system going! Starting this circus…
This place is the biggest group of imbeciles. They call you and suddenly are asking you to provide personal information over the phone. Um excuse me, you called ME, so no, I am NOT going to give that to you, especially when all you can tell me is «it’s personal.» Also, I have told them three times the hospital where I was seen was supposed to have removed this charge from my account, due to the incompetence of the ER doc I saw. If they made a mistake, I am not about to correct it. Especially since when I first attempted to call, the person in their billing department couldn’t even locate an account under my name!
I have not told them «do not call me again, put everything in writing and send it to me.» I know my rights (worked in collections previously), so by law, they cannot call me now that I have asked them not to.
How much do you wanna bet they will be calling me in about two weeks? Sorry Raj, but I will just be hanging up on you again.

Its a scam. I don’t know how they get all that personal information, but they are just trying to get money over the phone.

It’s a scam. Everybody says the same thing. They don’t know specific information like SS#, actual account numbers, etc. They also ask for same amount 1500 $ from everyone. They said we owed for an ER visit. I called the hospital and they said no, we didn’t owe anything.
Sorry Bay Area. Nice try.

Absolutely a horrible company! Keep ALL records of mail sent and received, phone conversations, (date, time, employee info) payments and any other information that has to do with this company.
I had 2 ambulance rides that were turned over to Bay Area Credit Service. One in the amount of $ 875 and the other $ 983. I was told they would be «combined» so I just needed to make one payment. So, I made the payments and after several months the total amount didn’t seem to decrease that much. I repeatedly asked for balances and was denied saying once the bill was paid in full I would receive a receipt. It just didn’t add up and felt extremely shady!
I went back to the original ambulance company to get information and in fact they were two separate accounts. Both sold to Bay Area but since it appeared I wasn’t making a payment on one of the accounts it was sold again to another company. Long story short, after contacting all these companies and getting legal help, Bay Area only had the account with $ 875 owed. However, Bay Area Credit Services was still telling me I owed the total of both accounts totally over $ 1,850, not including all the interest charges they had added on. I paid over $ 1,500 when I found all this out. Thankfully I sent every payment in by check with a carbine copy to keep for my records and got financial and legal help. I’m still in the process handling all of this mess. Please be cautious and careful when dealing with Bay Area Credit Services.

zero stars! f**k these greedy awful people who keep calling me about a bill which i already have given my insurance information countless times. leave me the hell alone u c**k suckers!

I had one of these guys call me over 2 years ago said if I turn in my att boxes and sent in 300 dollars he would take care of everything he was nice and friendly. It’s been 3 years now the bill went from 300 to 1500 I had to call att now it’s at 750 and I even talked to their management they are rude and inconsiderate and had an attitude with me when I was the one calling them in the first place when it had shown up on my credit report. I even tried to make a payment plan and they told me no so I told them to shove it. These people are ass clowns how do you treat people who are trying to reach out to you with lack of respect?

They have been calling our Grandma about an outstanding bill for her grandchild. Even so it was taken care of by her family they are still trying to collect $ 1500 from her.
Apparently one dept. in that company does not know what the other one does.
Also very rude with no customer service skills.
My husband told the rep who was handling the account that he believes that they are trying to scam Grandma for additional money.
Be careful, maybe they should use their recordings and train their employees.

I have been getting calls from these guys for the past month, 2 – 3 times a day.
Relentless. I had let all calls go to voice mail except today …
They claimed that I have a AT&T account that was past due and they were collecting on a debt of $ 1500. Awesome. Except I’ve never had any kind of service with AT&T. Ever.
I told this to the extremely rude Indian guy and he said «It is you. What’s your Social Security # so I can prove you wrong» … he is stupid, isn’t he.
NEVER EVER GIVE ANYONE YOUR PERSONAL INFORMATION OVER THE PHONE OR EMAIL PEOPLE!!!
I told him I wasn’t going to give him that information and he got angry. Kept saying that they can sue me and take me to court :| He asked for my birth date and my address. Why? So you can use it? Hell no sir!
I asked for the account number and phone number in which said AT&T account was in my name. He gave that to me surprisingly. He repeated that I needed to get this paid now or I’d be in ‘trouble’. He said on top of the $ 1500 I also owe interest to them. Them … not AT&T.
I asked for a supervisor, but what do ya know … he claims no supervisor was there. What a shock …
Did I mention that I have had no account with AT&T?
I called AT&T and asked if there was an account with my name, account number and phone number. Why, yes there is. Not surprised since I’m going through a identity theft and fraudulent case right now. How nice of them to add themselves to the pile.
What I’m wondering is how they got my cell number since I don’t give it out to just anyone or any place .
And as I type this review. I am receiving another call from them …
Maybe they didn’t get the memo that I had already talked to a jerk there.
Don’t let these guys bully you …
I have now blocked their calls: D And so should you …

I have a fairly common name. They have the wrong guy, but I cannot get these clowns to stop calling me. Robocalls at least once a week.

I would have loved to have jumped on the, «They suck,» bandwagon, but, actually, they were pretty helpful in my situation.
I had an ambulance bill, that I was paying off slowly, and had been paid off for the last 6 months. There was a $ 454.00 collection sitting on my Credit Report. God’s grace, I’ve not been late on bills, so I called them.
They told me it had indeed been paid in full, and would send me a letter stating such, so I could fight Experion.
We’ll see how quickly, or slowly I get the letter, but I didn’t have a problem with them… yet.
As a rule, I and I’m sure you, (We), all hate collection agencies, especially the ones who have made us feel like sub humans in the past. At least on this phone call, things went ok.
Three stars can turn to 5 if they send the letter.

i started receiving daily (sometimes 2x) recorded messages from these people a couple of months ago («THIS IS AN ATTEMPT TO COLLECT A DEPT FROM B. I. O.N. I. C. BUNNY. IF YOU ARE NOT … PLEASE DO NOT LISTEN TO THIS MESSAGE, WE WILL WAIT A MOMENT …» slightly paraphrased, except the spelling bit. like, WHO doesn’t stay and listen to something juicy like that?
their name is difficult to understand, and to date, i’ve never been told, either on the phone, or in writing, who i’m supposed to owe money to. and, yes, i HAVE tried to pick up the phone, but it’s ALWAYS a recording, so i HAVE to call them, which, were i stupid enough to try to pay off a bill i don’t owe, i would be stuck, legally.
i did have a situation last year when i was taken to the ER (with a ⁹⁰⁄₁₀ insurance plan, deductable met) w/​my knee dislocated –the bionic one– and spent the night on a freaking gurney screeching for pain meds. turned out the hospital was IN NETWORK, but the only doc was OUT OF NETWORK. pissed me off, but when i went online to pay the bill, my account showed zero balance. confused even more, i called my insurance company, and first person said he (the doc-​who btw, i liked very much) was trying to double bill to make up for the other percentage and she’d get back to me next day. MONTHS later, i get a phone call from insurance (different person) and am informed that the doc or his billing clearinghouse or whatever CHANGED THEIR MINDS and now i OWED MORE. now, mind you, i’ve not receive a single bill, phone call, or any alerts whatsoever from ANYONE since my intitial phone call.
now, not a day goes by w/​o calls from people i don’t know, who want me to call them back and give them money. OH, yes, and to cap it all off, my wallet was stolen in december, with ALL my personal information in it.
if, indeed, this is a real company (i once worked briefly in credit and collections, even before these laws were in place), the only thing i see them doing legally is keeping the calls within the mandated timef guidelines. they’re causing a condition i have to flare up, and any recourse i have seems to be cancelled out by any action i take (at least as as far as i can tell. of course, i don’t even know if the ER doc is the culprit! it’s just the only situation i can even remotely imagine it being.
at least i know it’s not at&t… we left them a while ago…
good luck, fellow travelers!

Everyone is saying this company is a scam. They called me about a remaining balance on an AT&T account I had closed. I made arrangements for them to take the payment out of my debit account a few weeks later (when I would’ve had the money to pay the bill), they were courteous on the phone with me, & they took out the payment on the agreed upon date. After seeing people here claiming they are scamming people I got worried & called AT&T. AT&T stated they received my last payment & my account balance is now zero. So I don’t know why people are saying they are a scam? I had a legitimate balance with AT&T & they cleared my account with AT&T. I had no problems with this company.

I got a call from these people today saying I owe money on a late AT&T bill. As he spoke I opened up my app to check (since both the app reminded me each month, and AT&T texts me a reminder) and sure enough I was paid up.
The guy on the phone said it was for a different account, gave me a 404 area code number and an AT&T account number. (I’ve never even been to Georgia, and have lived in California my whole life). He then asked for my social security number to verify my identity. I told him «there’s no way I’m giving you my social on an incoming call. You give me the phone number and account number and I’ll straighten this out with AT&T».
He did so but kept asking me to promise to call him back. I called AT&T and there was an account opened in my name for Georgia. And the Freud department and I are working it out.
The fact that these people would try to surprise you with an unknown debt, and then demand your social, well it’s super suspicious. This fellow had a thick Indian accent. I’ll call him back when I’m done with the Freud department. And then I want to meet him at his office to see exactly what this operation is. Because it seems ultra scamy.
It sounds like, with minimal information, they call people to sound official and fish for information.

Shameless scam!!! Do not trust them and NEVER give your cc account on the line!!! Last week, they called me about an uncollected bill from las Oct. They claimed to be collecting debts for ATT. It came off really fishy and I never received such bills, so I said very clearly that I am not going to give out my credit card info through the line. Then the guy (strong Indian accent omg) asks me to promise «I will pay the debt». I told him that I will confirm with ATT about such a debt. I said «I will not trust you and this is weird». And the guy got offended (really???) and said «my company is Bay Area credit service and my name is blahblah. You can search us and you can check with ATT and prove me right». Yes, I now prove you a liar. UGHHHHHHHHH just terrible!!!

SCAMMMMM!!!
ATT scam here as well! I dont know how these people do it but I called ATT and ATT confirmed that it was a scam and that I owe nothing. They’re slick! they somehow found out that i returned a phone to ATT and claimed that i now had an early termination fee! it was so believable! what a headache too!!!
BTW the address they printed on my collection notice was:
Bay Area Credit Service
PO BOX 467 600
Atlanta, GA 31 146

I’m helping a client refinance his property and he has a collection with this company that I’ve been helping him remove. He too had an ATT account for 123 that he didn’t realize he had either. I called and said we’d gladly pay it, but that I would like a letter to delete it from the credit report. Most collection places are happy to give you the letter in exchange for deleting it from the report. Bay Area however would not do it and they wouldn’t give me a letter saying it was paid in full for three weeks.
I ended up calling ATT directly and paying it off with them then it took another week for them to notify Bay Area that the account was paid in full. I finally got the letter and it’s formatted in a way that none of the credit companies will accept it. I called them to ask for it with one sentence removed and they wouldn’t do it.
This dropped my clients credit score almost 100 points over 123 dollars that he didn’t know he has to pay or would have. These people are unnecessarily rude and difficult. I’m going to dispute it with the different credit companies and Bay Area is going to have to spend more time and energy on this. Why they won’t just do their job collect the money and move on is beyond me.

Bay Area Credit Service is a criminal SCAM! I wish all people they call could get their name and google them before agreeing to pay fictitious debts to them on a recorded line.
They have an AT&T scam they run calling people with AT&T numbers, alleging they have an oustanding balance (usually around $ 2,000). Luckily for me I knew that was impossible because my phone bill goes directly to my Company HQ so there’s no way it would have been defaulted on and BELIEVE ME I would have heard about it if I had a 2K bill in the first place.
I told the guy on the very first call to screw off and never call me again– thinking it was just a phishing expedition for gullible people. But these people CONTINUE calling me hounding me like I actually have an outstanding bill that has gone to collections. I guess you have to give it to them for their persistence.
Finally on one of the calls I pretended to be a secretary and took a message, asking for the name of the company– lo and behold, looks like I’m not the only one they’ve tried to dupe. I feel really badly for the people who wouldn’t have so readily known it was obviously a scam and agreed they had a debt with AT&T. Because they record every single conversation and after that they will go after you hard.
Seriously, there’s a special place in hell for parasitic people and companies like this.

I know i owe money but being rude and telling me I am lying and making up stories about my financial situation? Idiots go kill yo self!
Negative STARS please!

Getting relentless phone calls from this company for our elderly aunt … WTF? No you can’t talk to her. They will not tell me specifically what it’s about, even though we have full POA. They want proof. But she has had AT&T and ambulance rides by American Medical Response. Think I am going to block these people.

1 Star is too high for this company.
We already paid a debt they collected many months ago for AMR for about $ 1200, but they kept asking we still owed some money (plus some interest). When we asked for itemized charges, they declined to provide.
They tricked us to give our ATM number and charged hundreds of dollar already. When we called the next day to asked an explanation, they argued with zillions bogus reasons.
Very bad company. To maximize their profits of threatening and deceiving people, they outsource job of answering calls to call center in India.