Springleaf Financial Services

I spoke with a Springleaf counselor this afternoon about getting an unsecured loan to help me consolidate some of my credit card debt. After giving her all my information she happily told me she could accommodate my $ 7,000 request and wanted to set up a time for me to come in to sign. Whoa… slow down! I am not sure if she thought I was naïve or what, but I did have questions about the terms of this loan before taking the time to sign anything. When I asked about the interest rate of this loan she hesitated but then said it would be 27%!!! What?! How would that help me consolidate my credit card debt which I had just told her was at an interest rate of 24%?! When I said this to her and told her 27% was too much and didn’t make sense for my situation she actually said this was a good rate for Springleaf. Wow. Really?! If anyone is in such a bind that they need to borrow from this place for a rate of over 27%, you should really explore other options as this is a rip off. Shame on this company for taking advantage of hard working people who are just trying to get their finances in order and work on paying off their debt, not for free handouts. If I was getting quoted a good rate I cringe to think of how much they are charging others who probably could afford it even less than I can. Shame on this company.

Jackie and Kandice were awesome. Loan closed in 1 day with money available in my bank account. Thank you girls for a nice Xmas.

Wells Fargo and other banks would not give me any loan without a co-​signer. I went to this office after being referred by a car dealership (TMT Motors). I was introduced to Amanda LaCroix, she was very helpful and professional.
My credit was not that great but they were still able to give me a loan without a co-​signer, I expected my interest rate to be high so I was not surprised. If your credit score is low or history is short just expect a high interest rate anywhere you go.
Everything went smoothly, now I’m driving my financed BMW 530i thanks to Springleaf, and Amanda.
I read some other peoples reviews that gave only 1 star and I noticed those people got letters in the mail, then contacted this office (maybe it was closest to them). It seems pretty unfair to leave a bad review because your credit history doesn’t qualify you for a low interest rate lol.

Received a letter in the mail stating I was already approved for $ 4600 for 48 months for $ 156.00 per month. I called and they tried to get me to do something completely different. First they do a hard credit inquiry which hurts your credit even though it said I was already approved. Then they tried to get me to refi my car at 17.99% and it is currently at 6%. Are you crazy? They spent 2 days calling me to try to get me to take a loan for $ 23,000 at 17% when all I wanted was $ 4000. Are they deliberately trying to hurt peoples credit?

In working with this company, I found myself dealing with folks that felt like it was either their way or the highway.
In refusing their offer which came with a hefty interest rate, I was given condescension rather than consideration. Do not work with these people.

Recently received a solicitation for a «PRE-​QUALIFIED LOAN» in the amount of $ 5,250. The repayment is $ 187.46 a month for 48 months. I took the time to do the math and that repayment schedule would have the borrower repay $ 8,998 which amounts to paying back 71.25% more than the original loan. Fortunately neither my wife or I don’t need a loan, and if we did we would have to be very, very desperate to subject ourselves to this

Amanda LaCroix is fantastic.
I obtained a loan through Springleaf Financial in 2012 – 2013. I called into the office to refinance it and was a little bit in a hurry because I was leaving town.
Amanda handled EVERYTHING over the phone and email within a couple hours. She asked me to come in for a moment or two to sign paperwork and pick up my check. I was in and out.
Okay, that’s not true — we hung out for a little bit talking about work, she’s a senior customer account specialist for Springleaf and I am a senior account representative for an accounts receivables firm. A ton to talk about.
She’s professional with a little bit of warmth to her.
Thank you Amanda and the rest of your Springleaf team! I would definitely turn to you for assistance again and most importantly, I’ll always recommend you to a friend.

My auto loan was transferred to their new office on Clairemont Mesa Blvd this month and I couldn’t be more pleased! I spoke with two people at the office, Alicia and her Supervisor Karina, both were very pleasant and helped me bring our account current after two years in just a matter of minutes. Thank you so much for helping us out during a very difficult time, you guy’s are the best!