Griffin Funding

I was on
when looking to do a Refi, and I was contacted by Sarah of Griffin Funding, not to be confused with the Sara without the H as both of the two joked about with me. I really felt like I was dealing with good friends, they treated me as if we had known each other for years, they answered all my questioned and ensured I understood everything. I was using my current loan company and received a total run around, Sarah and I had continued to discuss the refi even when I was using my current lender. I asked Sarah a simple question, and she went way above and beyond to answer, then made me an offer of using a VA streamline loan. She explained how easy it would be, and then gave me an interest rate that was unmatched. Everything she had told me was true, and it was the easiest refi/​transaction I have ever been involved in, easier than buying milk. They really look out for military and offer true support. This is by far the best funding company I have ever dealt with. If you are looking for a professional and efficient lender, than look no further than Griffin Funding. I know it sounds to good to be true, but this is one of those time that it is that good.
cheers! to Sarah & Sara, you two are awesome!

I’m so glad I found Griffin Funding! They specialize in VA loans and are very accommodating to military personnel. They reimbursed me my appraisal fee and got me a loan where almost all of my closing costs were paid for — what a deal! I got a great rate too. Sara was my loan officer who answered all my questions and was always available even at night or over the holidays. This was a superb experience and I highly recommend Griffin Funding.

Griffin Funding was recommended to me by a close friend. I’m definitely glad they did. Sara Demarest and Sarah Howell were fantastic at finding me the best rates available for my re-​finance. They helped me along every step of the way, answering my onslaught of questions in a very timely fashion. They can help with both VA and conventional loans — we ended up using a conventional due to better rates and options. Everything moved along very smoothly. They were very patient with my very busy schedule in returning their emails and phone calls — and receiving requested documents in order to secure the loan. The entire process took about 6 weeks, through no fault of theirs. My wife and I were very pleased with the entire process. They are definitely highly recommended!

We can’t thank Griffin Funding enough for all of the work they put in for completing our refinance. The customer support was unbelievable, and we always felt like they were available to answer questions. Sarah Howell (Sr. Mortgage Consultant) was the first person who made contact with us about the process. She was extremely knowledgeable and quickly matched us up with Sara Demarest (Account Manger), who would go on to do the majority of the work required for our refinance. We can’t say enough good things about Sara D. She really went above and beyond to ensure she was always available, staying late just to wrap things up so whatever was needed the following morning was ready for the person responsible for the next part of the process. She ensured that the process kept moving forward, even when she was not in the office (which seemed rare– I swear she works nonstop). If you want someone you can count on, she is your woman! She was so personable and so reliable — you can absolutely trust that she will get things done while going above and beyond ensure it is on time. A couple of other people we had the pleasure of working with were Lien King (Sr. Loan Processor) and William Lyons (President & CEO). These two stepped in to assist us when needed, and they were both very helpful and personable during our interactions. We had never done a refinance or a VA loan, so there was a little bit of a learning curve on what was required from us, but we will say that Griffin Funding is the company you want to handle all of your home-​buying or refinancing needs. We will absolutely use Griffin Funding in the future! THANK YOU FOR ALL OF YOUR HARD WORK! You all were (are) amazing!

It took over 3 months to close. Part of it was Caliber Home Loans fault. However, I was a little disappointed with the communication between Griffin (Manson MacDonald) and myself. I had to call a lot to find out what was going on, etc. Sometimes, it would take over 2 days after I left messages for them to call. Also, I received over 100 letters from lenders and all of them stated that my VA IRRRL refinance would have no costs out of my pocket. However, I ended up paying $ 577 at a bad time (caused me NSF — $ 34 from my bank — Chase). Also, when I thought we were close to closing, Manson called me and said that there was a lien on my home. Why didn’t Griffin find the lien on my home much earlier? I had to initiate a lot of calls to Griffin during the whole process which, as I said, took over 3 months! Caliber Home Loans did NOT send my my final check (escrow) until 3 weeks after we closed! I almost felt that after Griffin got it’s if money from the refi, the communication seemed to really get a lot worse and I had to call a few more times than before and it took a day or 2 to get a reply, which a few times was very vague! In other words, I didn’t feel that I got exactly a «straight» answer or sometimes, did not answer my question and I seem to get an answer that skirted my actual inquiry!

I had a remarkable experience on my recent refinance with Griffin Funding. Griffin Funding was terrific and wonderful to deal with and very honest at that. I worked with Michelle Manson from beginning to end and had an amazing time along the way. I’ve had a few experiences on home purchase and refinance in the past but never was it this straight-​forward, quick and easy. I highly recommend Griffin Funding to my family members and friends.

Griffin has been awesome and this was the second time we did our refi with them. If rates drop into the 2’s we might do another but only with Griffin.

Griffin Funding’s customer support was terrific. I only had to deal with one person, Michelle Manson, the Account Manager. She handled all my questions about escrow, funding, title, or problems, and routed everything to the right person and/​or got back to me. (And, when I called, she ALWAYS answered the phone.) Our BIGGEST problem was in the title search. An OLD (15-​year-​old) lien still showed up with Wells Fargo Bank because of something the bank’s loan rep had done back in 2000. I had dealt with this problem years ago and encountered it AGAIN — and no matter how many phone calls or letters went to WFB, they were clueless and it was never resolved. UNTIL Griffin Funding’s Title Company (First American in Carlsbad; THANKS Liz and Felicia) went to bat and got a copy of the original recorded lien and kept up their efforts until it was RESOLVED! In addition, I’ve been contacted directly by the «Head Honcho» of the company, Mr. William Griffin. Another plus for me is that Mr. Griffin is a U.S. Veteran, and he supports a great operation matching shelter dogs to returning soldiers, «Shelter to Soldier.»
If you want the «world’s fastest closing and funding» then maybe I should mention that I almost rated Griffin with 4 stars because this one took over five weeks. You see, in 2012 I re-​financed with a «dot​.com» who advertises on radio a lot, and the deal went through in less than 21 days with no snags. I wonder why, in light of the old lien that I mentioned in the first paragraph. In a way, I’m glad the old lien came up again this time, and that it got RESOLVED! I must also mention that Griffin Funding extended the lock on my loan rate. Working with Griffin was not like dealing with a HUGE corporation that is so technically adept that nothing gets in the way. If you want to work with a real flesh-​and-​blood group of people who don’t have a «drop-​dead» date in their heads, you will want to consider Griffin. Our re-​fi was not a VA loan, but if you want a VA loan, they’d be the company to call.

My experience working with Griffin Funding was great. They really went above and beyond to fit my needs and were definitely the best of the best when it came to everything that I needed. Thank you all SO much! I couldn’t have a better team backing me!

Griffin Funding is a sparkling example of what you want out of a mortgage banking company. They have always closed my loans in a very timely fashion while also delivering on the extremely competitive price discussed at the onset of the transaction. The thing I appreciate the most is that they are respectful of my time and how valuable that is to me. They asked for a basic set of documentation at the outset of the loan process and only came back to me once later on to get a few follow-​up items of clarification. Griffin Funding has always provided me the easiest loan process I have had. I trust Bill’s advice on how best to approach my mortgage scenario and his entire staff is a joy to deal with. In an industry that gets as much bad press as any, Griffin Funding is the stand-​out firm in San Diego for all your mortgage related needs.

William and Michael refinanced our three houses few months ago and the easiest refi I ever done! They did not waste my time like other company name Nationstar (warning!).
Thank you Griffin Funding and I will do business with you again in the future.

When a couple of VA loan companies reached out to me and gave me their rates and fees, it did not come anywhere close to what William was able to get me, the best in the industry! He was very transparent from the get go, and gave me exactly what he had promised. When I said that another loan company had stepped up to beat his rate, he then countered with a rate that was the best of all. But money aside, he is a very honest person and treats you as if he is giving a loan to the family and will make sure that you get what he states from the get go. He is totally reliable, caring and his company is top notch!!! Do not go anywhere else, you will not be disappointed!

Griffin Funding not only provides the best VA loan programs to help veterans, but they also have an incredible corporate giving program. Griffin Funding has sponsored the training of a rescue dog through the Shelter to Soldier program to become a service dog for a post ⁹⁄₁₁ combat veteran suffering from the perils of invisible wounds. Additionally, they are donating $ 250 of every VA loan to Shelter to Soldier in 2015 to adopt a second dog for the program. Their support of a local, veteran-​based charity is evidence that they truly support our veteran community and give back in any way they can!
If you’re looking for experts in loan services, particularly if you are a veteran, reach out to Griffin Funding! They will help you find the perfect loan, and you’ll know through the process that you are working with a company that really cares about you and other veterans.

You have no idea how hard it is to find an honest, hard-​working, properly motivated mortgage brokerage until you actually set out to find one. If I had to sum up my experience with the big banks and brokers the word ‘JERKS’ comes to mind. Not pointing any fingers… BofA.
The guys are better at Griffin and here’s why:
1) Whether or not they were able to appropriately match me to a loan or not, they have been unsatisfied by simply pushing me out into the cold. They are communicative and full of honest effort even in the face of my challenging portfolio.
2) I’m a better mortgage shopper having engaged them.
3) I actually believe that they are not only good at what they do, but they have an interest in being good at it. Most leave their homes at the bottom of murky ponds before trying their hand at slinging loans. It’s of my belief that the Griffin Funding people were actually born to humans and raised as humans.
My advice, don’t go with one of these big JERKS. Find a local, smart, awesome group of your peers like Griffin to do your dirty work. Trust my face, it knows what it’s talking about.

I had to write a review… I AM SO EXCITED… we were just pre-​qaulified! A friend turned me on to Griffin Funding, so my husband I decided to try it out. It was a really smooth process. The whole team was so great in helping educate me through the entire process. I cant believe our first home is closer to becoming a reality! Thanks to William and the Griffin team! YAY!

William has financed two properties for me and refinanced another. He is a pleasure to work with and I refer him to everyone!!!