After going through the Portland Housing Center we worked with Ralph Austin at Homestreet Bank. He was very knowledgeable, professional, courteous, proficient, and even set us up with the perfect program to get us the lowest interest rate — in our case it was the Oregon Bond Program — I’m certain for you it will be what ever is the best at the time. Nowadays you can do most everything online by emailing in your information. He and his assistant were the best at keeping on top of what the underwriters might want and all associated paperwork. Thanks Ralph we love our new house.