Chad Cockerell – Guild Mortgage

We were first time home buyers so we had a million questions and Chad answered all of them. He is super easy to work with, very informative, and easy to reach. Everything went really smoothly. Highly recommended!

Me and my husband used Chad and Guild Mortgage to buy our first home a few months ago. We previously used our bank to try and get the loan and then switched to Chad because we had heard so many great things about him and how helpful and available he was, which is definitely important in a loan officer. Chad exceeded our expectations! He was always just a phone call or text away and would always get information we needed for writing offers etc very quickly; he was very on top of things. He explained things well and worked hard to help us get the home we wanted. He made a very confusing process a lot less complicated and it went very smoothly. He is very friendly and approachable and seems to really care about his clients. If you are going to buy a home, condo etc i would definitely recommend you use Chad!

Chad has been outstanding in the purchase of our first home. He is honest, straight forward, and a great communicator! I would give Chad 10 stars if I could, from start to finish there was not one hiccup throughout the whole process (and they said it was supposed to be painful). I will be recommending Chad to everyone I know. Thanks for your hard work!

My first lender turned me down. I thought I would have to wait another year, but Chad helped me fix everything and close escrow on the home I wanted.

If you are living in Southern California, especially Ventura county or Camarillo and trying to get approval for your loan to buy your dream house, then my husband and I highly recommend you contact Chad! He works so hard to make all his clients homeowners! That’s exactly what he did for us and we closed the Escrow last week!!! THANK YOU SO VERY MUCH CHAD! God bless you!

I spent a over a year getting denied by three different lenders before I went to see Chad. Knowing how frustrating that was, he reviewed my situation, gave me honest advice and we got to work. The process was incredibly smooth throughout the entire transaction. They sent me a package with everything I needed to sign up front to expedite everything, where as the other lenders I dealt with would collect documents piecemeal. Cyndy the processor was a joy to work with and kept on top of everything. You can count on Chad for honest advice on your situation, if you don’t qualify he’ll let you know, where as the other lenders would string me along for months on end. I owe him a beer, or two.

Chad Cockerell’s dedication and person interest in his clients’ well-​being definitely goes unmatched in the mortgage industry. Without question, Chad Cockerell is the BEST loan officer I’ve ever done business with. Whether I use him for a refinance, personal loan or home loan his professionalism and timeliness distinguish him from any other loan officer. I always know that I can trust Chad to secure the best loan scenario and his commitment to excellent service is unmatched. I highly recommend using Chad for your loan needs!

Wow, I was given Chad’s name by a personal friend who is my Real Estate agent. I didn’t think I could re-​fil to get rid of my mortgage insurance (according to Wells Fargo). Chad thought differently and made it happen in record time, and provided the absolute best customer service EVER!!! Loved the way this worked out and I didn’t have a care in the world during this process.

My wife and I used Chad for our financing of our home in 2010 and refinancing 3 years later. Both times we were blown away at the exceptional experience we had with Chad. His experience in the industry is invaluable. I have referred many friends and family to Chad and will definitely use him again.

I haven’t Unilocaled in years (okay maybe one year), I had to resurrect the good old Unilocal account for this one.
I seriously wish I had found Chad a month ago. Unhappy with our current lender, I reached out to him regarding a transaction that my husband and I are in on a home purchase set to close in 2 weeks. He gave me honest advice, offered to help in the future if and even suggested that I stay with my current lender. I felt like he gave me much more insight regarding loan options than my current lender. Although he didn’t write our loan, I will be referring him to anyone that is in search of a good, honest lender. If you came to Unilocal looking for one, your search should stop here!

Chad is amazing. It’s that simple. I’m a real estate broker and refer business to Chad on a regular basis. My father-​in-​law to-​be is a real estate broker and has been in the industry for 30 years. I turned him on to Chad and Chad did superb work for him as well.
Having a team player on your side is crucial. Chad helps guide you through transactions and offers sincere advice. He’s also extremely responsive to calls, emails, and texts.
His integrity is uncompromising. If I had children, I’d say that I’d trust Chad with them.
You rock Chad!

Most of our stress comes in not knowing what to expect. Purchasing property can be a high anxiety experience. From the onset, Chad will set appropriate expectations and keep you updated on next steps and how to negotiate them. There is no mystery in his work style. Ethically, he rises above the rest and his clients and friends can attest to this. Without reservation, he is the lender you want and you go through your process of purchasing property. — Sandra and Carlos

Chad helped my wife and I with a home loan evaluation, which has enabled us to plan our future home purchase. He has been courteous throughout each step of the loan process and always goes the extra mile. For a condo we were considering, Chad detailed several loan scenarios, without even having to ask him to do so. He is also prompt and did not make us feel any less important than his other clients. Having been named the #1 loan officer of the year numerous times, I have no doubt he is always busy, yet he still makes the time for you and adds a personal touch to a process that is not always warm and inviting. We’ve decided to save a bit more before we enter the housing market, but have no doubt we’ll be calling Chad when the time comes. He is a consumate professional and has our highest recommendation.

Chad is our «go to» for any mortgage question and services. He’s completed several purchase loan apps and refi’s for us for over 10 years. And very important to us is that everyone we’ve ever referred to Chad always thanks us!
You wont find anyone else as knowledgeable, fast and crazy/​funny to work with! It’s his creativity that goes into overdrive to find the best possible loan scenario for you. To him, your successful loan is a screen play and he wants to earn a thumbs up from you.
What starts as a mortgage related need will likely provide you with a key financial resource for you for the rest of your life if you call Chad– he’s that reliable. We can’t give him enough stars… he’s like a ZILLION!!!

Chad Cockerell is amazing! He is always very professional and has a wonderful personality. I have referred him to my family members and my closest friends. Everyone has been so thankful and pleased. I also had the pleasure of being Chad’s funder at Guild Mortgage for 2 years. Chad always does what he says he is going to do. He is a man of his word. He will not let you down! I highly recommend Chad Cockerell for your mortgage needs — whatever they are!

Chad was very thorough and professional during our home refinance. He was quick to respond on email, got us a great rate, and was transparent will all costs. I really enjoyed working with him and would recommend him for any of your financial mortgage needs.
Zack and Antoinette Altman