Oh my gosh I went to C & A financial services Chrystal took care of me in 17 days. I seen results I had 37 negative accts on my report 2 foreclosures 1 bankruptcy and 34 collections in 3 weeks majority of everything was off my report. I had 4 items left after 39 days the other accts were off my credit report. She really fights with the credit reporting agencies to remove your negative credit. All I can say I been to 2 other places and I didn’t see any results till I came here she is awesome. With a great attitude.