Scott Valins provided me with precise answers to specific questions I had about obtaining a mortgage for a Queens, NY condominium property that my wife and I are looking at. Valins took the time to address my concerns, provide me with a background on the specific market conditions that apply to my case, and enabled me to make a decision about the residence that my wife and I want. He’s knowledgeable, makes you think about your choices, and listens carefully. I recommend Valins highly.