Citibank

Always a long line at this branch. Better off going to 86^th.

There is not enough space to write all of the bad things about Citibank, but the fact of the matter is that Citibank really does not want you as a customer. This bank wants big corporation money, not your measly checking account. And this is why they will try to bombard you with all sorts of hidden fees and charges.
Why use them? Only one reason, they are the closest ATM to my apartment. My advise is to use a big bank like this for direct deposit, make sure you get free checking, keep the minimum balance to get keep it free, but go somewhere else for anything else you need. Also, make sure you opt out of all of the marketing stuff they will want to send you, if not you will be loaded up with enough junk mail to wipe out a planet.
On top of it (literally) these are the guys who added the hideous apartment building on top of this branch out of pure greed instead of designing something that fit in better with the neighborhood.