Even though this is my credit union, there are some issues that I have found that I do not like about it. For one thing if you put a cash deposit in their drop box they hold it for more than a week! Who would have thought they would do that with CASH? Then they charge you a $ 20. no-bounce fee for a $ 1.67 payment from the account where they were holding that money. Makes no sense to me! When we opened our account there I did not like the way I am treated like an outsider because we can’t both be the primary account holders on our checking account. Whatever happened to couples that had joint accounts and were equal? I feel it is a way to force me to have to put extra money in their credit union since we have to have separate accounts. I do not like that one bit! I also did not like the way the teller told me I should use the debit/credit card as credit as much as possible as it does not cost me any more. It does cost the stores more though. She did not tell me that but I already knew it. So she was trying to get more fees for the credit union. I would not recommend it for anyone to use Visions after all these issues I have with them. This is the second credit union I have been nickeled and dimed to death with!