What a tremendous experience we had with financing our dream home, Bill and his team were thorough and friendly from day 1. Bill put together the best program for my needs and in the end put us in a great deal with low interest rates and closing costs participation. You have to be prepared for all the changing factors within the banking and mortgage industry nowadays and Bill has real time knowledge and recommendations through his strong relationship within the industry. Every person in real estate that I mentioned Bills name to, had high respect for him personally as well as his professional capabilities.
David F.
Classificação do local: 5 Irvine, CA
Bill knows his stuff! As a realtor I need a good lender or escrows don’t close and I don’t get paid. When I send a loan to Bill I know my clients are in good hands AND the loan will get done exactly like Bill promised in the beginning. If you want to talk to an honest and knowledgable mortgage guy, Call Bill Kelso!
Mike H.
Classificação do local: 5 Stanford, CA
Bill Kelso didn’t just put together an amazing mortgage package for us, he put into place a mortgage plan that’s saved us thousands of dollars. First, he found us a mortgage option with an outstanding rate. Then he found a way for us to pay less than the full 20% down in exchange for paying a P.M.I. of about $ 120/month. Recently, when our property appreciated, he helped us go back to the bank for a B.P.O.(kind of a re-appraisal-light) that showed our loan to value was now conforming, which knocked off our P.M.I. As an added bonus, the P.M.I. company just sent us a check for over $ 2400 that we prepaid as part of the original mortgage package. We didn’t even know that was coming! So we paid less than 20% down for our house, no longer to pay P.M.I, and just got a surprise check. Jay is not just a mortgage broker, but a true mortgage consultant who set us up with a great long-term mortgage plan that’s saved us over $ 25,000. We HIGHLYRECOMMEND Them.- FIVESTARS!