Coast 2 Coast Funding Group, Inc.

Franco and his team recently helped us with our new home purchase and they made the entire process go very smoothly. Franco was always very direct and clear with what information or documentation we needed to provide. He always responded promptly to any and all of our inquiries. I will definitely work with his company again on a future purchase.

I’m so impressed with Bill Daniels and his team. They’ve assisted me on several occasions and I’m always impressed with how quickly and efficiently they work. Bill will give you the direct answers you won’t get at other mortgage companies. He’ll let you know what your options are and when you choose one that works for you, they get right to work to make the process as streamlined and efficient as possible. Many thanks to Bill and the team. We’ll be back for years to come.

Coast 2 Coast is the only real game in town when it comes to condos in litigation. They always come through! We have the best rep in the whole world Christina Nix!!! Love them they are life savers!!!

2 new home purchases and 1 refinance in the past 4 years and my wife and I have been thrilled to work with Franco Tamburrino and his team. We have received top notch customer service throughout each process. No matter what the timeframe, Franco was always proactive and communicative along the way.
As novice buyers in a fast market, we needed all the help we could get and Franco answered all our questions quickly and concisely. I will never reach further than his phone number for loan advise or assistance.
Thank you much Franco!

Bill and his team were outstanding! I bought a condo in a high rise in San Diego and found out early on that these are almost always involved in some sort of class action litigation as a standard practice. AND I learned that there are only a handful of lenders that can get these loans funded. Coast to coast is one of them. When I hear «only a handful» will accommodate something, I immediately think, «this is going to cost me.» So I had fears of elevated rates, outrageous fees, etc. Not so!!! There was a modest increase in rate, but nothing to speak of really. And getting a loan anyway these days is like navigating an obstacle course or a mine field. Bill and his team were on top of everything at every turn and got everything done exactly as represented. I highly recommend Coast to Coast and wouldn’t hesitate to use them again!

If you are purchasing real estate Coast2Coast Funding Group is the ONLY lender I would refer you to in obtaining financing, especially if you are needing financing for a condo. As a property manager of several condo HOA projects I have found that many of these projects, for some reason or another cannot get financing from most (if any) other lender out there. Be it owner occupancy to tenant occupied ratio, number of units owned by one entity, or the big one that no lender seems to like ‘current litigation’… Coast2Coast has a niche product that they will finance the condo regardless. They have an incredible team over there who are extremely accessible to their clients and agents which is hugely important to me being that I am the one that would refer these clients and agents to should financing be rejected by another lender. I have worked with Bill Daniels, Ryan Henderson, Seth Grommet, Franco Tamburrino, Jaime Tamburrino and Annette Zamora and what an an amazing team over there at Coast2Coast, I cannot say enough great things about them. Keep up the great work!

I have used Bill Daniels/​Ryan Henderson to get several purchase money loans closed in the last 2 years. They have excellent communication skills and I can get them on the phone at any time, day or night. What sets them apart as professionals are the personal touches and the fact they are genuine, sincere and caring people. Highly recommended!!!

This is my first time writing a review on Unilocal because I truly believe that Coast 2 Coast deserves to be recognized for their amazing service!!! We had the most wonderful experience working with Franco and his team. As first time home buyers, we had no idea what we were doing. It was Franco’s professional guidance and experience that kept us on track and on time to close escrow in thirty days. We had countless questions and he promptly answered all of them in a timely manner. And our hunt for our home took two years and he never gave up on us. When we finally found our home we were ready to go and was able to make an offer with a pre approval immediately. I thought it would be more stressful but the process was so smooth and I was so well prepared by Franco that it was much better than expected. I cannot imagine working with any other lender after this experience. They will have a client for life and when we are ready to purchase our next home Franco will be the first person I call.

Franco was amazing! He was so responsive that he replied to each and every of my questions almost immediately. His answers and advices were always clear and helpful, and I did not need to worry or guess what was needed from me, or what was left to do in order to get my refinance done.
He liked to say «Please consider it done» and it got stuck in my mind. He was extremely fast and effective. We locked in at a very good rate and now it is higher! Time is of essence and my loan closed without issues nor delays. Thanks to Franco’s expert advices.
I will definitely recommend him to anyone.

I have worked with Coast2Coast funding twice during the past couple years. As I got my original loan funded through them, Steve Guest recently called me about the low mortgage rates and suggested refinancing the loan. I took his advice and went for it as the refinancing was lowering my interest rates by ~1%.
Steve is very cool and easy to work with. He took care of the entire refinancing process and followed up through the process until the closure. I am very glad that I took his advice and refinanced the loan. They have a great team of people who process loans very efficiently and also fund properties with hoa litigations.
Kudos to Steve and their team for the good work.

Steve Guest at C2C helped me finance the purchase of my condo in late 2013. The complex was under construction defect litigation, so that affected the lenders I could work with. And with so many newer condo communities in the area under similar situations, I had to find one of these specialty lenders to work with.
The listing realtors recommended Steve at C2C as they’d had clients successfully work with him before.
I contacted Steve, and we had to work quickly to get a pre-​approval letter so I could meet the offer deadline. After a fairly typical purchase process (e.g., lots of paper work, moving money, documenting, and signing a lot of forms), 45 days later I’d closed on my new home! Interest rates were in line with others in the area — maybe a touch higher at the time, but no significant premium for the specialty loan.
What’s better, the business relationship with Steve didn’t end with the closing. About 9 months later, he contacted me with an offer to do a streamlined refinance (since I’d done the original loan with C2C) with no closing costs and dropped my rate by half a point. Just today, I got word that they’d funded my second refi with them — once again, Steve had reached out to let me know that he could lower my interest yet another half-​point with no closing costs.
I couldn’t be happier — he helped me to overcome the challenges in buying the home I really wanted, and in under a year and a half, lowered my rate by a full point at no additional cost, which lowered my payments significantly. Plus, my current 30y fixed rate is better than what I can get through my credit union!
I’d definitely work with Steve and Coast2Coast Funding Group again.

Franco was very knowledgeable and helpful in the lending process and is very responsive. He will follow up closely with other parties and keep you updated on the status periodically. He responds to email even during off office hours and that helps especially during crucial times in contract.
Towards the end of my lending process, there was an issue with on the seller’s side (I was the buyer) and he managed to put everything together to close escrow on the planned date.
He made me feel like I was in good hands and for that I am grateful.

For anyone looking for a lender in the SoCal area, I highly, highly recommend giving Coast 2 Coast a call. My husband and I are first time home buyers in the San Diego area and found a great condo at a great price. Unfortunately, the HOA is in litigation with the builder over a separate building in the complex. This makes the condo «un-​warrantable» and is not eligible for conventional financing. Based on the great Unilocal reviews for these types of situations, I contacted Franco for help. He responded almost immediately and told me honestly that in order to ensure quality of service with his current case load, he couldn’t take on our case personally. However, he put us in the capable and attentive hands of Bill Daniels.
Our communications with Bill have far surpassed all other lenders in responsiveness, clarity, and efficiency (and trust me, we have done our due diligence in shopping around). Bill sent requests for documents in a timely manner along with clear, bulleted lists of what he needed from my husband and I. He seemed to be available even outside of normal business hours because we had a lot of back and forth emails during the document gathering process that extended into late evenings. Finally, he also has the habit of confirming receipt of documents with a quick email response, which I appreciate. With other lenders, I’d send documents in and then wait for a week with no response wondering if any action was even being taken.
As a sidenote… while it was like pulling teeth to get other lenders to remember some or all of the following:
a.) we want no PMI
b.) the complex is in litigation
c.) we want a 15-​year not a 30-​year mortgage
Bill sent us a nice spreadsheet with multiple 15-​year options (PMI vs. no PMI) without me even having to tell him we wanted a no PMI option! It’s the little things that you start to appreciate during the arduous home buying process. :)
Anyways, what I’m trying to say is Coast 2 Coast is an awesome and professional lending team to work with. Especially if you’re dealing with a property in litigation, they will tell you straight up if they can or can’t make it happen. Check ‘em out!

Franco rocks! As a realtor, I know how difficult today’s lending process can be. For the number of loans he is working on right now, Franco still always on the top of my refinance transactions and never took more than 10 mins to respond to my questions.
After hearing my objectives, he put an excellent package together for me — in terms of a favorable interest rate, no points, and minimal closing costs. He continues to be responsive to my needs, and always respond to my questions promptly and with complete answers and solutions to any issues that surface during processing of the transactions. I will continue work with Franco and Jaime for my future needs, and will recommend Franco and Jaime to others who are looking to find knowledgeable mortgage professionals who are a pleasure to deal with.

I have now refinanced my condo with Franco Tamburrino twice already. Both times, he has made my re-​finance experience seamless, effortless and wonderful! He is very well organized, gets us a headstart in the process and is able to do everything through email allowing me to spend minimal time on the refinance process.
He is so responsive it is not even funny. I have never seen someone who is able to type out and send a reply before you have even finished thinking about the email you just sent to him. I even joked to him that he must have a army of robots working for him ²⁴⁄₇.
He makes the refinance process so easy that you don’t even want to think about shopping around for rates the next time you want to refinance. I am usually a very hard rater and do not generally give reviews, but given the experience I am giving an unqualified 5 stars for everything he has done. If you need refinancing next time, seek him out at Coast2Coast and you will be glad you worked with him.

I have worked twice with Coast 2 Coast funding and it has been a very smooth and pleasant experience. Jaime and Franco are awesome. They keep you informed throughout the process and always look favorably towards your loan needs. I have got the best APR for my home loans through them. I highly recommend them.

Franco and the Coast to Coast group have been like family after working together for nearly a decade. His team’s relentless and tireless commitment to their clients is evident in all aspects of the way they handle business. I highly recommend Franco and his team to anyone looking for a loan, whether it be a refi or purchase. As a real estate broker I can honestly say he is my go-​to lender of choice. They understand the critical purchase timelines and perform every time. High integrity, honesty and the get it done attitude is their motto. Highly recommended.

I was attempting to acquire my condo in 2011 and after trying 4 other lenders (WellsFargo, MetLife, two others) with all the promise but no delivery at the end, I was hopeless. When my realtor introduce me to Coast 2 Coast, I was skeptical but since I have nothing to lose so I give it a short. And miracle did happened 2 months after: I got my condo on Nov 2011. I was extremely happy.
Then on 2014 I attempt to do a Cash out Re-​fi, I did my research and I did my due diligence and trust no one. Again Coast 2 Coast come out ahead of others. Steve guest, whom handled my case, was timely and proper. He is also easy to talk to and very efficient.
And my most recent surprise, I was contacted by Steve about the recent rate drop that would made another Re-​fi a no brainer. Now I am enjoying my lower monthly payment and the best part is that I was not even looking!
So based on my experience with them since 2011 along with two Re-​fi, if you looking for a great broker that can do even the most difficult loan (my building is not approved by Fannie Mae and other), trust, honest, reasonable, and fast, I will say you have to look no further!

First time home buyer. We *casually* started looking in October, and made offers at 2 places. First one went south, but the second one was accepted — which is unheard of in bay area where many of my friends spent 1~2 years for house hunting.
Even with the lack of experiences in home buying, I knew Franco was totally off the chart as a mortgage lender — his response to my questions never took more than 10 mins tops, and always gave out point-​by-​point list of things to prepare for him, which was super easy to provide. After getting a pre-​approval, he even contacted the listing agent to give in good words to ensure that we qualify with high score. I seriously doubt anyone else would put that much effort.
Our listing agent (seller’s side) also gave much praises on his work ethics: he mentioned that Franco is the top mortgage lender, and he’s sold 20+ properties working with Franco. This sort of track records is hard to come by in any line of profession. At one point, I told my wife that, if he were in my field, I’d do anything to have him on our team. He’s just that good.
I can go on and on, but I’m actually worried that, by giving specific examples, other borrowers will expect the same level of commitment from him. I’d like him to enjoy Thanksgiving dinners without getting pulled into work. :-)
Thanks so much for your hard work, Franco. I’ll definitely recommend you to anyone who’re in the market. Hope you’re enjoying the Christmas break rather than checking this review. ;)

Franco is the best mortgage lender out there! He is professional, responsive, prompt and very resourceful. This was my very first home purchase and it can be stressful especially if you are not familiar with the process. Franco was very knowledgeable and provided accurate guidance throughout the whole process. I would not hesitate to refer Franco at Coast 2 Coast Funding.
Thanks Franco and Team, you’re awesome!