Interest Smart Home Loans

Steve Barlow helped us with a refinance on our home four years ago and secured a good interest rate for us. When we recently decided to try to refinance for an even lower rate before the feds started raising rates I looked Steve up on the internet and found he had moved to Interest Smart Home Loans. Once again Steve delivered with smart savvy guidance through this often frustrating experience and helped us lock in a very very low rate and take us step by step to a funded loan. I highly recommend him. Elaine Trotter, Marin County California

This company is a great place to work. I enjoy helping people and working here allows me to get my customers the best pricing available. The support staff is very knowledgeable and efficient, makes it easy to close on time or early.

When my wife, Debbie and I was trying to figure out how much house we can qualify for we decided to look for a lender that can help us with our VERY complicated situation.
We looked everywhere online and called friends and we wrote down 4 lenders I wanted to call to get quotes and info from and by the luck of God Andrew was my first call. I was immediately taken back because of the time he spent with me to go over my whole entire situation to make sure that I can qualify for a loan. After going through everything he said that it was a ⁵⁰⁄₅₀ shot so he asked us to bring all our documents so he can review and do a consultation with us.
We met Andrew the next day for an in person meeting… This was not our first rodeo since we brought 2 condos before but meeting with Andrew helped us understand lending in a way that no one else ever took the time to explain. Andrew, doesn’t hide anything and that made my wife and I feel more comfortable and trusting. Let’s face it… We all know that Andrew ain’t doing this for free! But knowing how much he makes and knowing that he would choose the perfect loan for us even if he makes less money made us feel at ease.
Needless to say, we told Andrew to run our credit and move forward with getting us the pre-​approval. Along the way he gave us a lot of helpful tips on how to manage our real estate agent (who, by the way, was a dim wad) to do his job. We really appreciated all of his feedback because unfortunately the agent we did use was only in the business to make money and didn’t really give us any service… So, we decided to have Andrew refer us to his Agent friend Jessica .
Because they did such a great job we also had her sell my VERY complicated Townhome that was regulated by City of Tustin’s affordable housing. Long story short, she helped me to orchestrate that deal and it went as smooth as it possibly could of.
Now we are happily closed, just had our house warming party (which Andrew and his team was a part of), and FINALLY can move on with our lives!
Thank you ANDREW AND JESSICA. You two are awesome!

It has taken us over 10 years to find a solid lender to take care of our clients correctly. As a real estate broker it can be quite frustrating to find a lender that is knowledgable and creative in today’s difficult lending market to get the job done every time. We are used to trading out lenders every other year disappointed with customer service etc. Jared and his team go above and beyond for our clients making us proud to have him as a business partner. His rates are always competitive and he always answers the phone. He has serviced many, many of clients for us and the outcome is always the same… Outstanding.