Allstate Insurance: Mike Kulka

The following is written in response to Lauren S.‘s review of my Agency;
Ms. S, while I appreciate you taking the time to submit a review of my agency on Social Media, please make sure that the information and facts are correct before doing so.
While you entrusted my agency with your insurance needs, your Personal Property was always covered by your Homeowners Insurance policy. In respect to your questions and concerns about your engagement ring being covered due to Theft, your policy jacket clearly stated you were covered to the limits of your policy.
To add clarity on this particular situation to the general public, your ring was never lost or stolen. Jared Jewelers made adjustments to your ring and while in their possession, they cracked your stone. In this circumstance, your engagement ring stone and mount should have been covered under Jared’s Commercial Insurance policy.
Thank you for the opportunity to refute Lauren S.‘s accusations and we look forward to keeping all our new and current clients in Allstate’s «Good Hands».
Sincerely,
Mike Kulka
Agency Owner — Allstate

TERRIBLE!
Only rating 1 star because it’s the lowest option. FRADUALANT insurance company. Assured me more than 3 times that my engagement ring was covered regarding theft before my 3 week honeymoon (ring was stated on policy but I wanted to be positive that theft was covered not only in US but internationally as well.)
An insurance agent at his office stated I could «drop it down the drain in any country and without an explanation I would still be covered.»
Less than a year later I was informed that my ring was never covered, yet I was charged for the amount of home owners insurance INCLUDING jewelry. When angry and asking what would have happened in the case of theft the owner, Mike Kulka, paused and stated that the ring was never covered and they wouldn’t have covered the cost.
DO NOT trust this office. Unless you’re comfortable with paying for false coverage.