I’ve had a VERY bad experience with these people. The advice was not that good and very self serving. I’m an experience personal investor and I saw that they skipped the most basic investment principals, diversification and age appropriate risk tolerance. In one case, I was recommended an investment that would generate a significant commision for them, but was a mediocre investment at best. Please don’t let their folksy nature fool you. Find someone else to look after your money!