We bought our first home in Sacramento between November and December 2015, and chose Carole as our mortgage broker because of her keen sense of the housing market and thorough knowledge of current housing rules and regulations. We heard from many friends«mortgage brokers will always qualify you more than you want to pay or afford» and this did not happen with Carole. She asked us how much we were comfortable paying each month(which we qualified for) and gave us a break down of the price ranges we should be looking at in our search. This left us feeling very secure in our home search. We actually never learned the maximum we qualified for, which I appreciated because my husband and I were never tempted to look at homes that would leave us «house broke». I found working with Carole to be very easy. She is very efficient, makes the home buying process easy to understand, and reliable. Whether you are buying your first home, sixth home or refinancing your current home, I highly recommend Carole White!