Summit Funding

I feel very blessed to have had Jon Dobbel as my loan consultant for my recent house purchase. He has made the process as easy as possible for me and my family. Through out the whole process he has been very thorough explaining each step to me. His patience and expertise in his field is inspirational. He is an ideal person to work with. I will highly recommend him to my friends and family in the area looking to buy a house or need a loan consultant in the future. He is the BEST!

I can’t believe how fast and easy this was! Frank Monaco and the Summit Funding team made getting a loan an easy, pleasant process. My husband and I were so wary of the lending process. We really thought there were no good, honest people who made every step transparent. From the beginning, Frank was open, honest and made the process clear. He looked at our income and determined what loan was reasonable for us. Each step was followed up with consistent, polite communication and each timeline was kept – our loan was actually ready early! We got our keys yesterday and love our new home. Thanks to Frank and his stellar team at Summit Funding!

As a client of Chad Focht and his team, I couldn’t have asked for a better experience! He did the IMPOSSIBLE and closed my loan in less than 10 days! Obviously that’s not NORMAL and doesn’t always happened but when Chad and his team found out that I wanted to give our house to my wife and kids for Christmas they did everything they could to make that dream come true. I can’t thank them enough for creating such a beautiful memory for me and my family. Here’s a link to the video taken Christmas Eve when I surprised my wife and daughters with our home!
As a Office Manager of Keller Williams Realty Sac-​Metro aka Natomas. Chad has helped several of my agents get more exposure and get more clients. His team is dependable and reliable. I would recommend him to anyone looking for his services.

I just successfully closed my first loan with Summit and could not be more impressed.
Right from the outset Greg Stillwell was highly professional, knowledgeable, transparent and extremely responsive which I appreciated as that’s not always the case these days where everyone are so busy. Greg not only responded in a very timely manner but kept me updated on the process and offered his expert guidance where needed in a supportive and helpful way to get to contract close. Their rates are very competitive and backed up by their high level of service as the process worked seamlessly, they almost made it enjoyable and as someone who has been through the process many times that’s a big achievement!
Summit have gone the extra mile in not only hiring extremely top talent like Greg but invested in the overall customer experience with slick portals and the small things. For example when I visited the office I was welcomed by a warm and friendly assistant who made sure I was comfortable and did not have to wait long. They even were thoughtful enough to send my family a box of handmade cookies on loan closure which is a nice touch and again demonstrates their commitment and focus on their customers.
For all these reasons I would have no hesitation in using Summit and Greg Stillwell for my next loan or recommending them to others. Excellent job Greg and team and I look forward to working with you again soon.

Greg made the whole lending process easy starting with our initial encounter. We got approved within a very short time and he worked with us so that we could go on vacation while waiting for closing. Communication was great, we were kept informed at all times. Greg was even present at signing! Thanks, Greg, for an easy process. Your review helps others learn about great local businesses.

My husband and I are so grateful our real estate agent referred us to Blair Chapman and his team. From the first phone call to the closing Blair and his team made the whole process smooth and easy. Everyone worked fast and because of Blair and his efforts our offer was accepted.
This was our first purchase and the thought of everything at first was nerve wrecking and scary however after meeting with Blair we felt like we were in good hands. I would definitely go through Blair and his team again for our next home loan needs!

I was the Listing Agent for a sale. Richard worked with the buyers. From the start Richard did an excellent job to keep me informed and updated. He was very professional and followed up on anything he committed to doing. I would definitely work with Richard again.

Summit Funding was amazing. Their customer service was on point, and for a first time buyer, I was so appreciative of the time they took to make me feel comfortable about my purchase. I couldn’t have asked for a better experience.

David King is AWESOME! His patience and professionalism made our loan experience smooth. He walks you through the process step by step, keeps you informed all the way through and provides excellent advice. We highly recommend him for your loan needs.

I had the recent pleasure of working with Chad Focht and his team from Summit Funding. Chad did an excellent job from the beginning of the loan application to the funding of the loan. My family and I could not be happier. We received a great rate with no hidden charges or dubious fees. Chad was available to answer each and ever question, and was clear in his communication. I would highly recommend Chad and his team to anyone interested in obtaining a mortgage loan or refinancing.

Thank you Belinda Cadena for the hard work you put in getting Ruby & Miranda into their new home here in Sacramento. We are all so happy and grateful and pleased you were able to close this 7 days early. You are the down payment assistance Queen of Lenders! Sincerely, Estella Drake, Realtor with RE/​MAX Gold in Midtown Sacramento Direct: 916−213−2405.

Hands down Greg Stillwell is the best you can get, he even came to my signing and I am all the way in Vacaville. The title company said in all her 23 years only one time did she see the Lender show up. My closing fees were next to nothing, my realtor was shocked and thought he was kidding! He took all my calls, even on the weekends and helped me understand my debt ratio, ways to save on the lifetime of my loan, how to repair my credit and so on. I would advertise for this man for free whatever company he is with. I am not crediting Summit although I hear they are great, I am crediting Greg. He will go above and beyond for you, my experience was amazing because of him.

Do not go to this place. Especially Blair. First time home buyer and he screwed us over. TWICE. HE TELLS YOU ONE THING AND THEN WHEN ITS TIME TO SIGN ITS ANOTHER THING HE ACTS LIKE HE NEVER SAID WHAT HE SAID. MADE ME FEEL LIKE I WAS CRAzy! Claims he disnt know what we were really asking. It’s his job to know. Found out he did the same thing to my two other friends. One was smart enough to cancel the whole loan with him. Do not. You will regret. I filed a complaint and I’m heading to my CPA AND MY ATTORNEY. ITS THAT BAD!!!

My experience with Summit Funding was amazing, I had Belinda Cadena and she was very helpful and good at explaining everything. I am glad I was referred to Summit Funding because without them I wouldn’t have made such a great buy! They approved me for a good amount, unlike Wells Fargo. I recommend everyone to come to Summit Funding if they’re being rejected elsewhere because Summit is much more flexible.

We had Jon Dobbel and he is great !!! Jon and his assistant are friendly and professional, they made this process so easy for us and we will never go anywhere else !! They are the Best !!!

My experience with Greg Stillwell has been superb. We have been taking our time with him and he has been 100% upfront and clearl in explaining the process every step of the way. We see where every penny goes and where the money is made. This is serious part of people’s lives when looking at getting a new loan. Greg has made me feel at ease and informed. I would recommend him always.

Our experience with Summit Funding was absolutely fabulous! Our lender Eddie Fairchild is the BEST. He prepared us before purchase and during the whole process, going above & beyond all expectations! We couldn’t have had better team. Thank you Eddie & Summit Funding!

Best mortgage experience ever!

We LOVED our experience with Karen Dunn at Summit Funding!
Karen, was very professional, easy to work with and made our home buying process painless. Her communication throughout the process was always timely (as in minutes), and informative. She not only executed her job well, but she also cleaned up several jobs from our real estate agent (who made various mistakes).
We recommend her services to anyone in the home buying process.

Beware. Don’t be fooled by the marketing and feel good tactics. A loan is about one thing, getting the lowest rate possible with the least amount of fees possible. Use summit and that will not happen. You will pay excessive fees. They are nice at first but after they hook you in service drops dramatically. There are a lot of complexities and traps in this industry and summit (as well as a lot of other brokers) take advantage of this. Your probably better of going to a traditional bank or mortgage banker. Learn from my mistake and stay away.