I have been banking with Liberty Bank for years. Why? because while every other bank changes names Liberty Bank remains the same. Service with a smile and the small town friendly folks there make banking a pleasure. They have added more branches to serve us better, but I enjoy the ease of their on-line baking. Bill reminders and easy set-up make this work for us. There are so many other services I haven’t mentioned, like no fee ATM’s where you get your fee bank when using another banks ATM. Overdraft protection for my linked savings account too.