Primerica

If you are going to use Primerica, just go on line. Don’t use Sandra Pennix as your funds manager. She doesn’t take your requests seriously. She also tried to cover-​up her mistakes instead of fixing or addressing them. If you want to have a managed fund, try another accounts manager.
I signed up for managed money market from Sandra Pennix in 2011 with the intent of earning some interest but liquidable funds for emergencies and other uses. I rarely use the account after the automatic deposits were set up. I called Sandra 3 times in 5 years to make withdraws, and each time I had to wait for a returned phone call, sometimes for days or I had to call back.
The final straw came on 22 Jan 2016. I called to make a withdraw because I need the fund for closing cost on a house. Sandra did not make the trade on the day that I called. Nor did she do the trade 25^th, 26^th, and because of her delay, I’m facing penalties or loose out on my house purchase. I told her during the initial phone call on why I’m withdrawing the funds. I had to call her again on the 27^th, and surprise (not), and had to leave another message to check on the status of my funds. She tried to cover up her oversight by making the withdraw request on the 27^th, 5 days (3.5 business days) later than my original request. She gave an excuse of her computer was packed up for a weekend move for why she didn’t execute order after the initial call. My online statement showed that she didn’t do the withdraw request until the 27^th, when I called the 2^nd time inquiring on the status of my withdraw. Her deceptive behavior is VERY disconcerting, especially for someone who manages money!
Even if there was an office move over the weekend, she should have made the request on Monday the 25^th or Tuesday the 26^th or call me on Wednesday to tell me about the delay instead of me wondering where the money is. Instead, Sandra Pennix tried to cover up her mistakes. When I called corporate, they told me I could have done the trade myself online. Sandra could have told me how to do the withdraw requests on my own online, but she didn’t. I’m glad my life events are of so little significance to her.
BTW, after 5 years and combined over $ 10,000 deposited, my account earned $ 1.62 and was charged $ 30 in fees and possibly another $ 80 in fees if I want to close the account.

I had an interview with this guy named Peter Russo and when I found out what they do I told him I wasn’t interested. You have to put out money to earn money and it’s not the job for me, I let him know and he continued to call me to where I had to block his number! He left a rude message and I’m so glad I made the decision to not work with him!

I’m always suspicious and defensive when I come to see people who are trying to sell me something. From what the high-​energy Ilya told me, Primerica seeks to educate people on how finances really work. They help you set up a plan to get out of debt and start saving up money for retirement.
I can’t say that they’re a philanthropical, «I just want to help people» company (hey, we’ve all gotta make money) but I really like the educational, financial coaching aspect of how they make their money.