Bryan Kelly – Wintrust Mortgage

Bryan Kelly was the best mortgage broker and expert that I’ve worked with. Please note that I’ve done deals in both Illinois and California.
How do I know? My situation is complicated.
My credit union and a traditional «big bank» didn’t know how to handle the fact that I have both rental income and a corporate job. Most banks just recommended what was the easiest option for them.
How was Bryan different? He actually did work!
Bryan worked hard to ensure that he provided the best option for me, regardless how difficult it was on his end. Also, I shopped around for interest rates and Bryan’s was the lowest based on my goals.
What was the outcome? Bryan won my trust.
Unfortunately, I had a change of circumstance in my financial picture. Bryan went above and beyond to make it work. I was impressed with his persistence and creativity to get the loan done despite the last minute change during closing.
I look forward to the opportunity to work with Bryan again.

Bryan was fantastic!
I recently decided to purchase my first condo, so naturally I needed a mortgage broker. I was referred to Bryan by a friend who had used Bryan for his first condo purchase as well. After my first phone conversation with Bryan, I immediately understood why my friend practically insisted I contact him. Bryan was informative, kind and enthusiastic. He made me feel like he was genuinely excited about being a part of my purchase process.
As this was my first time taking out a home loan, I was a bit overwhelmed. Bryan explained the process in a clear and approachable way. He was available to me via phone/​email whenever I had a question. Also, his organizational skills made the purchase process seamless!
The next friend who needs a mortgage broker will definitely be getting Bryan’s info from me! Until then, I’ll just recommend him via Unilocal!
Thanks for everything, Bryan!

Bryan Kelly is the best!!! We worked with Bryan for over a year-​long process as we were searching for our home and he did an incredible job! We went through a total of 3 contracts with Bryan — the first two which ultimately didn’t work out due to the inspection — and Bryan was extremely patient, supportive and professional the whole way. While it was a stressful process for us, we were also concerned about how much time this took for Bryan to go through all of the necessary loan application paperwork and outreach not just once, but 3 times! But Bryan was always unwavering in his support, optimistic, and eager to ensure we were finding the best home for our family!
Bryan is very kind and caring in his demeanor and always made us feel at ease through the process. He really knows the mortgage industry and went well above and beyond to make sure we had all of our questions were answered. He would go into great detail in explaining everything to make sure we knew all of our options and to get us the lowest rate possible. He was consistently responsive to our emails and phone requests no matter what the day or hour– and would get back to us almost immediately! This was totally not expected given what we had experienced with other loan officers we had met. But Bryan is clearly so committed to his work and his clients and would do whatever it took to get the job done!
Bryan was so terrific to work with that we will definitely use him again when we are ready to refinance our mortgage. Thank you, Bryan!

Recently purchased a condo using Bryan to secure the mortgage. He was fantastic to work with and does a great job explaining the process and options. It ended up being a more complicated process than usual because the sellers of our condo screwed up which caused the closing date to move out a few times. Bryan made sure that we had all of the options to keep our rate locked. We would definitely use him again when we someday in the far future look for a new place and recommend him to anyone who is currently looking.

Just closed on our home today, and although it’s our first home purchase I am convinced we couldn’t have had a better experience!
At one point in the loan process I asked Bryan about the competitiveness of their rates and very nonchalantly he responded that, «there’s always someone that will be able to beat my rate, but not that’s going to go the extra mile to make sure you understand the lending process and be willing to meet with you on a Sunday.»
I think this entirely sums up our experience with Bryan. He is the definition of ‘Get it Done’. Having worked in sales myself, I don’t know that I’ve ever encountered someone in the field who’s been as accommodating and responsive as Bryan. Not only does he respond to communications very quickly (even on weekends), he was even willing to meet on weekends when necessary. We had a 1 week vacation during the process and he met with us the Sunday evening before we left to make sure he had everything in order for us to make our closing date.
The icing on the cake was when he showed up to our closing (apparently a rarity for a lender to even show up at closing!) just to see us off, thank us, and make sure everything was clear.
First-​time home buy (or any home buy.) can be a really stressful experience. Do yourself a favor and work with someone who has your best interests in mind and is available when you need them, not just whoever can get you a rate that’s .25% lower than the average rate. And if you really want to do yourself a favor, work with Bryan Kelly.

This review is going to echo a lot of previous reviews, but that’s not a bad thing!
We knew that we wanted to buy, we knew which agent we were going to work with, and we even found the property pretty quickly. What we didn’t know was how we were going to pay for it, who to work with, or how to get the financing process started.
So we turned to Unilocal!
After reading several reviews about Bryan with Wintrust Mortgage we decided that he was a good place to start. We called Bryan for a pre-​approval and he immediately responded with a list of questions. He asked for as much information as we could give him, then set up a time for us to meet in person for the pre-​approval. Bryan explained everything and made sure we understood what we were getting into.
Once we made the decision to submit an application, Bryan and his team jumped into action. They explained what they needed and why they were asking for the items they needed. Bryan kept us updated via email or over the phone whenever the application entered a new phase.
Simply put, he and his team went way above and beyond and helped make the process easy and fairly low-​stressed.
We’ll definitely work with Bryan and his team in the future, and plan to refer any of our friends or family members that are buying property to Bryan and his team!

We were first time home buyers a few years ago and used Bryan to get pre approved before starting our home search. He was particularly helpful to us because it was our first experience with home buying. Bryan goes above and beyond to make sure that every question we had was answered and even helped us with stuff we didn’t even know enough to ask about.
Bryan couldn’t be more professional. He was always available by phone or email and responded to us within hours even when he had to go out of town for a family emergency. I would recommend him to anyone I know becuase his service is outstanding, but also becuase he gave us the lowest rate when I compared his to other brokers.
Bryan was so great to work with during our home buying experience that we just used him again to refinance our mortgage. I can’t recommend him highly enough. You should definitely contact him if you are in the market for a mortgage.

He very quickly gauges what your comfort level and personal knowledge about the loans you are committing to, and makes sure that you understand before taking you to the next step. I did not know how helpful diagrams can be in explaining monthly payments!
He struck me as the most knowledgeable, hardworking, and proactive mortgage broker I could imagine. Definitely meet with him if you’re in the market for a loan.

We were ready to purchase our first home together, it’s a very nerve racking time. We talked with the big banks especially our own bank and while they were quick to approve us we really had no idea what we were getting into. One night I said let’s Unilocal around our area to see if we can find a legit mortgage broker, up pops Bryan Kelly. All the reviews are right he knows his stuff and even reached out to us that night after we shot him a quick email. He works with his clients to help them understand the options available. He worked his butt off and communicated throughout the process he made buying a home a very enjoyable experience. I would offer that if your looking for options on mortgages reach out to Bryan he will not let you down!

I started out my first time home buying experience after moving to Chicago from Maryland at another mortgage lending place and didn’t feel comfortable with the process. Being only 24, I was confused and a little scared, and this particular place kind of made me feel like I should already know everything about the lending industry, and answers to my questions were given «matter of factly» without any further explanation as to why.
Feeling uneasy with this lender, I decided to go onto Unilocal to find someone who may specialize in first time home buyers, and I came across pristine reviews for Bryan Kelly at Wintrust Mortgage. From the start, he was courteous, helpful and didn’t miss a beat. You can tell that Bryan truly cares about his customers and goes above and beyond to make sure you understand. The way he explained each and every part of the mortgage lending process made sense to me, and he spent hours with me the first time I met with him.
Throughout the process, he was able to secure an ultra-​low interest rate for me and really did everything he could possibly do to make this experience seamless. Not to mention if you have a question, he answers right away, even after the process is over. I wouldn’t recommend anyone but Bryan and his team, especially if you are a first time home buyer, and don’t want to feel like «just another number» to your mortgage lender! Thanks so much Bryan, Skylar and everyone at Wintrust!

As a first time home buyer, I found the business of securing a home loan very confusing. I read all of Bryan’s positive reviews and decided to make an appointment with him. Those high marks are all well deserved. He went above and beyond. He explained the different types of mortgages throughly. The went through the numbers with me and my wife, adjusting numbers so we can see the outcome of the bottom line. He also called the sellers of the property on our behalf. What made us go with him as our lender was that he told us about a loan we qualified for that the two banks we previously went to made no mention of. I will go back to him if and when I need another loan for a property.

I would consider myself very Type-​A and when other people are doing services for me that don’t meet my requirements or my way of doing things, I am not a happy camper. Bryan was perfect for the job. I would highly recommend Bryan. I used his services almost 3 years ago and I wouldn’t hesitate to recommend him to any of my friends. He is very detailed and prompt with information requested and is always on-​call to help answer any questions, regardless how late it can be in the day. He was very thorough with everything, which made me feel comfortable in the process even more. It was my first home and he didn’t fail to leave anything out. I will definitely be using him again to buy my second home! Can’t say enough good things about him.

What I like most about Bryan is that you can tell he is in this business to do what is best for his customers.
When my boyfriend and I initially started the loan process with a bank it was very unsatifying. We knew we needed a lender that was going to work hard for us and with us! Bryan did just that. Upon our initially meeting in June 2013, Bryan walked us through every loan option that he could offer us. He made sure we understood the loan process, where every penny would be spent, and what we needed on our end to get what we wanted. After sitting through a mini ‘mortgage class’ in his office, I never felt more prepared to buy a home. We had decided to save a little bit more before actually applying for the loan with Wintrust Mortgage. At this moment, Bryan said, «Call me when you’re ready. I’ll be here.» Throughout the summer as we saved, we did not receive one soliciting phone call asking if we were ready or how much longer it would be. Bryan does such good business; he knew we’d be back. In October 2013, we returned to begin the loan process. We also continued our search for the perfect home and Bryan kept close contact. He would check in with phone calls and emails to see how everything was going. Anytime we had a question, he had an answer… even when he was on vacation! Once we decided to bid on a home, Bryan had the pre-​approval letter faxed to our realtor within minutes.
While buying your first home can be a grueling process with so many numbers and things to understand, Bryan really made me feel comfortable in the decisions we were making. Now that our deal is closed it doesn’t mean we will never use Bryan’s services again. He offered to always be available if we had any financial questions. It is because of his professionalism, knowledge, and hard work ethic that we would highly recommend the services of Bryan Kelly.

Words hardly do justice to how amazing Bryan is. I’ve never met him in person, nor was his firm able to help me directly. But, he’s such a professional he put me in touch with a colleague who was able to help me refinance after years of a ridiculously high interest rate and red tape from the federal government that was impossible to navigate. Who does that??? Bryan Kelly, that’s who! To me, his willingness to find a way to help me speaks volumes about his character and sets him apart from a lot of individuals in this industry who don’t have homeowners’ best interests at heart. I’m so grateful to Bryan for helping me gain more financial stability – I can breathe easier each month, which is a priceless feeling.

Buying a home is one of the most (if not most) expensive purchase. It is also stressful and can be aggravating!
We found Bryan Kelly on Unilocal after our anticipated home purchase fell through. My husband and I were already exhausted by the process and disappointed that things weren’t coming together. We had the good credit, secure jobs, and 20% down but for one thing or another things just kept falling through.
On a whim, we left Bryan Kelly a voice-​mail on a Saturday afternoon. He called us back about 20 minutes later saying that he was at a wedding in Florida but he would like to set up a meeting early in the week. We met on Tuesday, and he laid everything out.
He was a miracle worker. Anytime we called or e-​mailed with a question he was always available and gave us a clear answer that we actually understood. So many mortgage brokers and other people in the real estate market love their jargon that just leaves me thinking «what does that mean?» We actually understood Bryan.
Just an example of how helpful he was is as follows: We asked for a pre-​approval letter on Memorial Day weekend on Friday at 5 PM. He replied with our letter that Friday evening at 5:15. Who does that?!
He also went waayyy beyond his job description. We were having trouble connecting with our lawyer, and the seller’s real estate agent & lawyer. Bryan took the lead in communicating with each party and was always honest and direct.
Bryan Kelly really turned a stressful experience into a positive one. Can’t say thank you enough!

My experience with Bryan started with me calling his office and leaving a message, urgently needing a pre-​approval letter for an offer I wanted to make, on a Saturday afternoon. Bryan called me back within an hour, was extremely helpful, and got me the needed document that evening.
From that moment, Bryan highly available and worked hard to make my first home-​buying experience the best it could be. I had some very unique financial situations that needed to be worked through, and Bryan and his team took them in stride and remained pleasant and helpful throughout.
My wife and I just closed on our new house this week, and I could not recommend Bryan highly enough. He was very open and clear about all of the steps that needed to be gone through, many of which my wife and I were not aware of, and he managed to make something that has the reputation of being a painful, drawn out experience, the exact opposite. I highly recommend utilizing Bryan’s knowledge and professional services when you next need them.

Are all mortgage specialists involved in the entire process of buying a home like your real estate agent is? Because Bryan is. He answered any questions we had in the whole process of buying (eventually a 3br condo in the West Loop), often at very strange times. He came to meet us at his office on off hours, too. Very knowledgeable, very open, and VERY helpful. Highly recommended.

Let me preface my review by stating that I have never felt compelled to post comments online concerning any services rendered. After working with Bryan Kelly, I realized what a disservice it would be to Mr. Kelly if I did not share my experience.
Mr. Kelly was instrumental in the successful refinance of an investment property located in Lincoln Square. This occurred after I was informed by my lender at the time (Chase) that the property was not eligible for refinance.
His knowledge of mortgage-​related regulations and guidelines is comprehensive. Simply stated, he has a concrete understanding of what can and cannot be done in today’s lending climate.
Mr. Kelly is thorough, courteous, professional and his actions are completely transparent. He was always quick to respond to any questions and all correspondence was timely.
Regardless of your location (as I have since learned that Bryan can perform transactions nationwide), I urge you entrust your business to him. You won’t be disappointed.
Some people are just good at what they do. Bryan Kelly is one of them.

After a horrible experience with another lender I turned to Unilocal.I found Bryan Kelly, and I’m so glad I did. He helped me obtain the best loan option for me and was professional and thorough with the whole process. He explained everything in a detailed manner that was understandable. I would definitely recommend him to anyone looking for a mortgage or a refinance.
Thank you fellow Unilocaler’s for sharing your experience with Bryan Kelly.

Bryan is the man. Not only did he ensure that I got a great rate, but he was on top of everything throughout the process, in constant communication — pushing us across the finish line.
With a great team, buying a home can be a simple, seamless process; and Bryan is the type of guy you want on your squad.