Summit Funding, Inc.

Thank you to Rob, Kayla and Ashley for doing a fantastic job on my refinance loan for my home mortgage. They were so helpful and kept me up to date throughout the entire process and it was an absolute pleasure doing business with Summit Funding. I would highly recommend them for anyone looking to buy or refinance a home. I had no complaints at all and was the communication was on point. Excellent company to do business with!

My husband and I have bought several homes in the past. I have to say this was the best experience we have ever had buying a new home and the process! Ashley had weekly calls to update the process and was quick to respond to emails and phone calls! I can not put into words how impressed we were through the process! Rob was very responsive to return calls and answer any questions we had! I would highly recommend Summit Funding! Thank you for everything Rob and Ashley!

We had a very good experience with Summit Lending, especially Ashley, who was always available to answer questions and waylay concerns. We would definitely recommend Summit to friends!

From the outset of the loan process, Summit Funding’s Brentwood office has been absolutely first class. From weekly updates to complete visibility into the process, I felt totally at ease with Rob O’Malley and his team. The entire team was always available and prepared to answer my questions with easy to understand language. I felt the entire team was forthright and responsive.

I bought my house with the help of Rachel and Debra from the Brentwood office and they were wonderful! They really go over everything with you and leave no stone untouched. They helped me with my credit and told me everything i needed to do to move forward to the next step. Even towards the end when my patience was getting thin, they kept me calm and got me through it. Now i am a proud homeowner and when I have to do it again, I’ll be calling them. Thank you Summit Funding and your wonderful staff for all your help!!!

I give Summit Funding five starts. They got things done very quickly when we were getting the loan quite late in the game and they stayed as late as was needed to make sure that the paperwork that needed to be done that day was completed. I would recommend them to my friends, family and clients.

My husband and I just refinanced with Summit Funding and had the pleasure of working with Rob and his team. Rob is a true professional, extremely knowledgeable and provides excellent advice and service. The overall experience was terrific! Rob and his team make the process very smooth and easy. We were very impressed with the entire process and know that any one we refer to Rob and his team will be pleased.

Summit Funding with Rob O’Malley lost me as a client when I bought my house a year ago. I used this guy, 2 times when I was in my 20s. His tactic is to give a perception of good customer service… with a higher rate at first… Very similar to a car salesman. I’m glad I learned more as I got older.
They have told me a lot of nice things during the process. One thing they told me that stuck is when I was asking for a rate lower than 5 percent. The response I got was «There’s really no more low interest rates these days».
I was so pissed he tried to rip me off, I started to shop around. I shopped around and was able to lock in a rate from my credit union for 3.1%.
The interesting thing is that he e-​mailed me that I «hurt his feelings» when I did not go with him because he spent time during the weekend pre-​approving me. Sure… For a big fat commission (5% rate), I will probably do the same.
Their customer service is very similar to a car dealer.

Claudia and her team were responsive, prompt, helpful and thorough. Great team to work with.

From day one working with JJ and his dad Joseph has been a real pleasure. They pulled out a miracle with us being a first time buyer and me being a small business owner. It was a rough road because loan people don’t like to give out loans for small businesses owners and with only going off my best year for my income taxes. I would highly recommend them. Thank you guys. Next weekend my family wants to take you out to dinner. Thank you again.

Summit Funding has a complete disrespect for time They over promise and under deliver. Rob Mooney tells you one thing then completely ignores what he tell you. You will be told what you want to hear and they will do what ever they want. If your a seller and you get a pre approval letter from Summit Funding look for another offer. This entire company is giving more headaches then I can deal with when you start calling them out they just hang-​up on you Thanks Beth I really appreciated that yesterday and the many time you left me on hold for ten minutes or the daily promises I was going to receive letting me know the status on the loan. This is a real Review if you want a real nightmare use this company.

Summit Funding is my first choice for a lender in the bay area. The value in service, responsiveness and commitment to get loan transactions handled as quickly and smoothly as possible can’t be translated into simple dollars and cents. I’ve had multiple transactions with Summit in Brentwood, with Joe and JJ. Every one of them handled with the «go the extra-​mile» attitude needed to make home-​buying a success.

Dan Peterson is awesome. He had the highest level of customer service that I have ever experienced. His communications skills are superb. He has always made it a point to make himself available at all times throughout this loan processing. He took the time to make sure that I understood all of the paperwork. I will without any doubt use Dan Peterson again for any future transactions as well as refer others to him.

Debra Westlund was a real pro. She was always there to answer questions and the paperwork was to escrow in a timely manner.

Summit Funding truly guides and supports borrowers through every step of the process. I had no fear thanks to Joe Khan and the crew at Summit!

Everyone at Summit Funding made our whole loan process easier & faster. I was confident that they were going to get everything done smoothly & precisely. They went above & beyond. I was very impressed with Debra’s experience, knowledge, & patience. She made it less stressful & less scary.

Joseph Khan is amazing. This was my first time buying a home and I kept waiting for the hard part, which never came. He went above and beyond, made sure I understood what was going on and what to expect every step of the way. My house had an 18 day close! Joseph, JJ, and the rest of the staff at Summit were always friendly, helpful, and knowledgeable. How many people can say that getting a home loan was a pleasurable experience?
Although the transaction was complete almost a month ago Joseph is still there for me. My air conditioner went out, we vaguely remembered something about a warranty but weren’t sure. I emailed Joseph, he called me minutes later, within twenty minutes he had located and sent me the warranty information so I didn’t have to dig through the house paperwork to find it.